JARDINA
ActiveJARDINA has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €59k and a net result of €954. Equity is growing by ~3.4% per year across the filed fiscal years. Its solvency ranks better than 95% of 4486 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability71▲+71
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 52.66 against 14.82 in 2024; short-term debt: 1.9% and cash: 67.8% of total assets), and 1.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
98.1%
Return on assets
1.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-06-2026, 56 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
56 d early
2024
45 d early
2023
12 d early
2022
67 d early
2021
39 d early
2020
54 d early
2019
32 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€59k▲ 1.6%
2024 · €58k
2018: €47k
2019: €57k
2020: €75k
2021: €77k
2022: €87k
2023: €83k
2024: €58k
2018 → 2025
Total assets
€60k▼ 2.5%
2024 · €62k
2018: €54k
2019: €64k
2020: €87k
2021: €85k
2022: €90k
2023: €87k
2024: €62k
2018 → 2025
Net result
€954
2024 · €-25k
2018: €-2k
2019: €10k
2020: €18k
2021: €2k
2022: €10k
2023: €-4k
2024: €-25k
2018 → 2025
Working capital
€58k▲ 16.3%
2024 · €50k
2018: €26k
2019: €44k
2020: €53k
2021: €44k
2022: €50k
2023: €56k
2024: €50k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€77k-€87k▲ 13.0%€83k▼ 4.7%€58k▼ 29.8%€59k▲ 1.6%
Operating result€2k-€14k▲ 506%€-4k€-25k▼ 519%€995
Net result€2k-€10k▲ 402%€-4k€-25k▼ 508%€954
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €995 after a loss of €25k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €60k
Fixed assets
€1k▼ 86.8%
Current assets
€59k▲ 10.5%
Equity and liabilities €60k
Equity
€59k▲ 1.6%
Debt
€1k▼ 68.9%
The debt ratio falls from 5.8% to 1.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€8k▲
2024 · €-17k
Cash flow
€8k▲
2024 · €-17k
Solvency
98.1%▲
2024 · 94.2%
Current ratio
52.66▲
2024 · 14.82
Quick ratio
47.76▲
2024 · 13.83
Debt / equity
0.02▼
2024 · 0.06
ROE
1.6%▲
2024 · -42.5%
ROA
1.6%▲
2024 · -40.0%
Interest coverage
202.09▲
2024 · -318.18
Debt
€1k▼
2024 · €4k
Debt ≤ 1 year
€1k▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€62k€60k▼
Fixed assets21/28€8k€1k▼
Tangible fixed assets22/27€8k€1k▼
Plant, machinery and equipment23€8k€1k▼
Furniture and vehicles24€300-
Financial fixed assets28€31€31=
Current assets29/58€54k€59k▲
Stocks and contracts in progress3€4k€6k▲
Stocks30/36€4k€6k▲
Amounts receivable within one year40/41€8k€13k▲
Trade receivables40€5k€13k▲
Other amounts receivable41€3k-
Cash at bank and in hand54/58€42k€41k▼
Deferred charges and accrued income490/1€60€60=
Equity and liabilities
Total equity and liabilities10/49€62k€60k▼
Equity10/15€58k€59k▲
Contributions10/11€19k€19k=
Reserves13€40k€41k▲
Distributable reserves133€40k€41k▲
Profit (loss) carried forward14€-248-
Amounts payable17/49€4k€1k▼
Amounts payable within one year42/48€4k€1k▼
Trade debts44€1k€966▼
Suppliers440/4€1k€966▼
Taxes, remuneration and social security45€2k€158▼
Taxes450/3€2k€158▼
Income statement
Code20242025
Non-recurring operating income76A-€10k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€7k▼
Other operating charges640/8€1k€799▼
Non-recurring operating charges66A€4k-
Gross operating margin9900€-11k€9k▲
Operating profit (loss)9901€-25k€995▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€52€40▼
Recurring financial charges65€52€40▼
Profit (loss) for the period before taxes9903€-25k€954▲
Profit (loss) for the period9904€-25k€954▲
Profit (loss) for the period to be appropriated9905€-25k€954▲
Appropriation of the result
Profit (loss) to be appropriated9906€-25k€706▲
Profit (loss) brought forward from the previous period14P-€-248
Transfer from equity791/2€24k-
Transfer to equity691/2-€706
To other reserves6921-€706
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €954
Net result €954 after 2 loss-making years.
31-12
Financial
Liquidity quadruplescurrent ratio 52.66
Current ratio from 14.82 to 52.66; short-term debt falls from €4k to €1k.
16-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-25k
Net result drops to €-25k, the lowest in the series; recovery starts the following year.
19-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
25-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity triplescurrent ratio 16.68
Current ratio from 6.20 to 16.68; short-term debt falls from €8k to €3k.
22-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
07-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €18k ▲74.4%
Operating result €24k, net result €18k, both a record.
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
05-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
01-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
15-05
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wortegem-Petegem · 1 establishment unit since 1992
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Spitaalbosstraat (W.) 19790 Wortegem-PetegemGround area
3,161 m²
Building footprint
226 m²
Volume, LiDAR
1,227 m³
2 parcels, Flanders · tallest building 22.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Diepestraat (W.) 4, 9790 Wortegem-Petegem
since 19922.056.885.493
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45055C0470/00B000 | Flanders | 2,697 m² | 1 · 99 m² | 22.5 m · 2 fl. |
| 45055A0890/00F000 | Flanders | 464 m² | 1 · 127 m² | 7.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 21,218 companies in sector 81300 we hold annual accounts for 4,363. 3,633 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-03-1992
Fiscal year end31-12
Activities, NACEBEL
01410Raising of dairy cattle
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 33 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.