JARDIMOTOR
ActiveJARDIMOTOR has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-22k) and a net result of €-22k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 19% of 18024 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
22
/ 100
Critical▼ -39 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency45▲+30
Growth32▼-20
Stability100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity tight (current ratio 1.01 against 1.16 in 2024), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-9.2%
Return on assets
-9.3%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€22k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
25 d late
2023
30 d late
2022
25 d late
2021
30 d late
2020
24 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-22k
2024 · €200
2018: €-3k
2019: €-7k
2020: €-9k
2021: €-5k
2022: €-2k
2023: €-898
2024: €200
2018 → 2025
Total assets
€234k▲ 3.5%
2024 · €226k
2018: €147k
2019: €130k
2020: €150k
2021: €161k
2022: €175k
2023: €218k
2024: €226k
2018 → 2025
Net result
€-22k
2024 · €1k
2018: €3k
2019: €-4k
2020: €-2k
2021: €4k
2022: €3k
2023: €1k
2024: €1k
2018 → 2025
Working capital
€1k▼ 94.9%
2024 · €28k
2018: €5k
2019: €8k
2020: €14k
2021: €-8k
2022: €5k
2023: €44k
2024: €28k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-5k-€-2k▲ 57.2%€-898▲ 54.8%€200€-22k
Operating result€9k-€8k▼ 18.2%€10k▲ 37.1%€12k▲ 16.3%€-11k
Net result€4k-€3k▼ 38.0%€1k▼ 59.0%€1k▲ 1.0%€-22k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €11k after €12k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €234k
Fixed assets
€41k▲ 41.6%
Current assets
€193k▼ 2.1%
Key figures and ratios
EBITDA
€-215▼
2024 · €23k
Cash flow
€-11k▼
2024 · €12k
Solvency
-9.2%▼
2024 · 0.1%
Current ratio
1.01▼
2024 · 1.16
Quick ratio
0.15▲
2024 · 0.07
Debt / equity
-11.88
ROE
100.9%
ROA
-9.3%▼
2024 · 0.5%
Interest coverage
-0.02▼
2024 · 2.09
Debt
€256k▲
2024 · €226k
Debt ≤ 1 year
€192k▲
2024 · €170k
Debt > 1 year
€63k▲
2024 · €55k
Staff costs
€6k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€226k€234k▲
Fixed assets21/28€29k€41k▲
Tangible fixed assets22/27€29k€41k▲
Plant, machinery and equipment23€573€294▼
Furniture and vehicles24€4k€22k▲
Other tangible fixed assets26€24k€18k▼
Financial fixed assets28€260€260=
Current assets29/58€197k€193k▼
Stocks and contracts in progress3€185k€164k▼
Stocks30/36€185k€164k▼
Amounts receivable within one year40/41€9k€26k▲
Trade receivables40€9k€26k▲
Other amounts receivable41€0-
Cash at bank and in hand54/58€1k€1k▼
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€226k€234k▲
Equity10/15€200€-22k▼
Contributions10/11€19k€19k=
Reserves13€14k€14k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€12k€12k=
Profit (loss) carried forward14€-32k€-54k▼
Amounts payable17/49€226k€256k▲
Amounts payable after more than one year17€55k€63k▲
Financial debts170/4€55k€63k▲
Amounts payable within one year42/48€170k€192k▲
Current portion of amounts payable after more than one year42€27k€35k▲
Financial debts43€23k€19k▼
Credit institutions430/8€23k€19k▼
Trade debts44€29k€16k▼
Suppliers440/4€29k€16k▼
Advances received on contracts in progress46€0€2k▲
Taxes, remuneration and social security45€9k€10k▲
Taxes450/3€9k€9k▲
Remuneration and social security454/9€5€984▲
Other amounts payable47/48€82k€111k▲
Accrued charges and deferred income492/3€1k€626▼
Income statement
Code20242025
Non-recurring operating income76A-€4k
Remuneration, social security and pensions62€3k€6k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€11k▼
Other operating charges640/8€3k€2k▼
Gross operating margin9900€29k€8k▼
Operating profit (loss)9901€12k€-11k▼
Financial income75/76B€165€128▼
Recurring financial income75€165€128▼
Financial charges65/66B€11k€11k▼
Recurring financial charges65€11k€11k▼
Profit (loss) for the period before taxes9903€1k€-22k▼
Profit (loss) for the period9904€1k€-22k▼
Profit (loss) for the period to be appropriated9905€1k€-22k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-32k€-54k▼
Profit (loss) brought forward from the previous period14P€-33k€-32k▲
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Weakest financial yearnet €-22k ▼2077%
Net result drops to €-22k, the lowest in the series.
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
25-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 25 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Back to profitnet €4k
Net result €4k after 2 loss-making years.
24-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 24 days late
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
24-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 24 days late
2017
17-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Spa · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Boulevard des Guérêts 914900 SpaGround area
2.0 ha
Building footprint
905 m²
2 parcels, Wallonia. Linked by address, not a title deed.
1 establishment unit
JARDIMOTOR
since 20052.145.895.762
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63074B0247/00C000 | Wallonia | 1.9 ha | 1 · 759 m² | - |
| 63072G1201/00R000 | Wallonia | 109 m² | 1 · 146 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 3,377 companies in sector 47761 we hold annual accounts for 1,153. 21 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-03-2005
Fiscal year end31-12
Activities, NACEBEL
47761Retail sale of flowers, plants, seeds and fertilisers
52483
95220Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
25530Machining of metals
28520
29322
33120Repair and maintenance of machinery
47521Retail sale of hardware, building materials, paint and glass (general range)
47559Retail sale of other household articles
47599Retail trade
47781Retail sale of solid, liquid and gaseous fuels, excluding motor fuels
52461
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesPhone:087/269206
Fax:087/269207