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JARDILAND

Active
Private limited companyfounded 20215 yrs activeRue Jacques Mornard 1, 1390 Grez-Doiceau, BelgiumKBO/BCE: BE 0770.526.131
Summary

JARDILAND has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €50,531 and a net result of €7,444. Equity is growing by ~32.7% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.7% (low).

Overview

What they do
Urban planning and landscape architecture
NACE 71113
1 site
How big
€140,307turnover 2025
Equity
€50,531
Profit
€7,444
Financially healthy?
81 Excellent Checked score 2025
Bankruptcy chance 12 m
0.7%
Who decides
Accounts 45 d early0 of 1 deed read
Why 81- Limited track record- Higher-failure-rate region- Annual accounts: weaker financial profile+ Lower-failure-rate sectorLatest accounts filed on timeShow the evidence

Checked score

Score 2025
Axes · tick = 2024
Profitability83▼-12
Solvency92▲+11
Growth35▼-17
Track record94
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,000 at 30 days acceptable
Liquidity tight (current ratio 1.04 against 0.49 in 2024; short-term debt: 32.6% and cash: 21.8% of total assets), and 32.6% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Architectural and engineering activities; technical testing and analysis (NACE 71)
about 56% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 5 years 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
67.4%
Return on assets
9.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-06-2026, 45 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
45 d early
2024
on the day
2023
on the day
2022
94 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 12 days after the deadline; the sector median for financial year 2024 is 8 days before the deadline, and 34% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 1 August (3 of the last 4 filed years within 46 days of that day).
Companies Code · seven months
Position in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Weakest financial yearnet €7,444 ▼47.7%
  3. Liquidity doublescurrent ratio 1.04

Financials

Fiscal year 2025Turnover €140,307Profit €7,444Solvency 67.4%Liquidity 1.04
Turnover
€140,307▼ 7.8%
2022 - 2025
Net result
€7,444▼ 47.7%
2022 - 2025
Equity
€50,531▲ 17.3%
2022 - 2025
Solvency
67.4%▲ 11.3pp
2022 - 2025

Financials · fiscal year 2025, micro schema

Trend over the years4 fiscal years
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 71, Architectural and engineering activities; technical testing and analysis, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line2022202320242025
Turnover€205,356-€161,717▼ 21.3%€152,228▼ 5.9%€140,307▼ 7.8%
Operating result€15,249-€17,014▲ 11.6%€19,538▲ 14.8%€11,315▼ 42.1%
Net result€12,641within the sector's middle half-€12,224within the sector's middle half▼ 3.3%€14,222within the sector's middle half▲ 16.3%€7,444▼ 47.7%
EBIT margin7.4%-10.5%▲ 3.1pp12.8%▲ 2.3pp8.1%▼ 4.8pp
Equity€16,641below the sector's middle half-€28,865within the sector's middle half▲ 73.5%€43,087within the sector's middle half▲ 49.3%€50,531▲ 17.3%
Total assets€99,035within the sector's middle half-€79,233within the sector's middle half▼ 20.0%€76,867within the sector's middle half▼ 3.0%€75,015▼ 2.4%
Debt€82,394-€50,368▼ 38.9%€33,780▼ 32.9%€24,484▼ 27.5%
Working capital-€60,582below the sector's middle half--€28,685below the sector's middle half▲ 52.7%-€17,388below the sector's middle half▲ 39.4%€1,057
Solvency16.8%below the sector's middle half-36.4%within the sector's middle half▲ 19.6pp56.1%within the sector's middle half▲ 19.6pp67.4%▲ 11.3pp
Current ratio0.26below the sector's middle half-0.30below the sector's middle half▲ 0.040.49below the sector's middle half▲ 0.181.04▲ 0.56
Return on assets (ROA)12.8%within the sector's middle half-15.4%within the sector's middle half▲ 2.7pp18.5%within the sector's middle half▲ 3.1pp9.9%▼ 8.6pp
above within below the middle half (P25 to P75) of NACE 71, Architectural and engineering activities; technical testing and analysis, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result and balance sheet2025
Result per fiscal year
Operating resultNet result
€0€5,000€10,000€15,000€20,000Operating result 2022: €15,249€15,249Net result 2022: €12,641€12,641Operating result 2023: €17,014€17,014Net result 2023: €12,224€12,224Operating result 2024: €19,538€19,538Net result 2024: €14,222€14,222Operating result 2025: €11,315€11,315Net result 2025: €7,444€7,4442022202320242025€0€5,000€10,000€15,000€20,000Operating result 2023: €17,014€17,000Net result 2023: €12,224€12,200Operating result 2024: €19,538€19,500Net result 2024: €14,222€14,200Operating result 2025: €11,315€11,300Net result 2025: €7,444€7,440202320242025
The operating result falls in 2025; 2025 is 42% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €75,015
Fixed assets €49,474 ▼ 18.2%
Current assets €25,540 ▲ 55.8%
Equity and liabilities €75,015
Equity €50,531 ▲ 17.3%
Debt €24,484 ▼ 27.5%
Debt's share of the balance-sheet total falls from 43.9% to 32.6%. Equity is higher and debt is lower.
Key figures and ratios2025
Key figures and ratios
2025 value · change against 2024
EBITDA
€23,278▼
2024 · €30,443
Cash flow
€19,408▼
2024 · €25,126
Debt to equity
0.48▼
2024 · 0.78
ROE
14.7%▼
2024 · 33.0%
Interest coverage
63.73▼
2024 · 171.28
Debt ≤ 1 year
€24,484▼
2024 · €33,780
Income taxes
€3,534▼
2024 · €5,138
Staff costs
€38,878▼
2024 · €46,500
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 26,975 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 95% are still going.

  • Micro
  • 5 to 10 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
3.4% stopped otherwise
95% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.7% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 26,975 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Filed annual accountsfiscal year 2025
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet Code20242025
Assets
Total assets20/58€76,867€75,015▼
Fixed assets21/28€60,475€49,474▼
Tangible fixed assets22/27€60,300€49,299▼
Plant, machinery and equipment23€51,708€44,505▼
Furniture and vehicles24€8,592€4,794▼
Financial fixed assets28€175€175=
Current assets29/58€16,392€25,540▲
Amounts receivable within one year40/41€4,622€9,203▲
Trade receivables40€4,622€9,203▲
Cash at bank and in hand54/58€11,771€16,337▲
Equity and liabilities
Total equity and liabilities10/49€76,867€75,015▼
Equity10/15€43,087€50,531▲
Contributions10/11€4,000€4,000=
Reserves13€14,000€19,000▲
Non-distributable reserves130/1€14,000€19,000▲
Reserves not available under the articles1311€14,000€19,000▲
Profit (loss) carried forward14€25,087€27,531▲
Amounts payable17/49€33,780€24,484▼
Amounts payable within one year42/48€33,780€24,484▼
Current portion of amounts payable after more than one year42€9,287-
Trade debts44€1,493€1,730▲
Suppliers440/4€1,493€1,730▲
Taxes, remuneration and social security45€10,017€8,829▼
Taxes450/3€10,017€8,829▼
Other amounts payable47/48€12,983€13,925▲
Income statement Code20242025
Turnover70€152,228€140,307▼
Non-recurring operating income76A€24€174▲
Goods, raw materials, services and sundry goods60/61€74,480€77,666▲
Remuneration, social security and pensions62€46,500€38,878▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10,905€11,963▲
Other operating charges640/8€828€658▼
Gross operating margin9900€77,771€62,815▼
Operating profit (loss)9901€19,538€11,315▼
Financial income75/76B-€28
Recurring financial income75-€28
Financial charges65/66B€178€365▲
Recurring financial charges65€178€365▲
Profit (loss) for the period before taxes9903€19,360€10,978▼
Income taxes67/77€5,138€3,534▼
Profit (loss) for the period9904€14,222€7,444▼
Profit (loss) for the period to be appropriated9905€14,222€7,444▼
Appropriation of the result
Profit (loss) to be appropriated9906€30,087€32,531▲
Profit (loss) brought forward from the previous period14P€15,865€25,087▲
Transfer to equity691/2€5,000€5,000=
To other reserves6921€5,000€5,000=

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2022202320242025Change
Turnover70€205,356€161,717€152,228€140,307▼ 7.8%
Non-recurring operating income76A€7,325€1,576€24€174▲ 625%
Goods, raw materials, services and sundry goods60/61€121,091€87,261€74,480€77,666▲ 4.3%
Remuneration, social security and pensions62€64,847€47,633€46,500€38,878▼ 16.4%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10,386€10,386€10,905€11,963▲ 9.7%
Other operating charges640/8€1,108€998€828€658▼ 20.6%
Gross operating margin9900€91,589€76,032€77,771€62,815▼ 19.2%
Operating profit (loss)9901€15,249€17,014€19,538€11,315▼ 42.1%
Financial income75/76B€1,265--€28-
Recurring financial income75€1,265--€28-
Financial charges65/66B€857€395€178€365▲ 106%
Recurring financial charges65€857€395€178€365▲ 106%
Profit (loss) for the period before taxes9903€15,656€16,620€19,360€10,978▼ 43.3%
Income taxes67/77€3,015€4,396€5,138€3,534▼ 31.2%
Profit (loss) for the period9904€12,641€12,224€14,222€7,444▼ 47.7%
Profit (loss) for the period to be appropriated9905€12,641€12,224€14,222€7,444▼ 47.7%
Line2022202320242025Change
Assets
Total assets20/58€99,035€79,233€76,867€75,015▼ 2.4%
Fixed assets21/28€77,223€66,837€60,475€49,474▼ 18.2%
Tangible fixed assets22/27€77,048€66,662€60,300€49,299▼ 18.2%
Plant, machinery and equipment23€67,912€59,810€51,708€44,505▼ 13.9%
Furniture and vehicles24€9,136€6,852€8,592€4,794▼ 44.2%
Financial fixed assets28€175€175€175€175=
Current assets29/58€21,812€12,396€16,392€25,540▲ 55.8%
Amounts receivable within one year40/41€9,187€4,194€4,622€9,203▲ 99.1%
Trade receivables40€9,187€4,194€4,622€9,203▲ 99.1%
Cash at bank and in hand54/58€12,625€8,203€11,771€16,337▲ 38.8%
Equity and liabilities
Total equity and liabilities10/49€99,035€79,233€76,867€75,015▼ 2.4%
Equity10/15€16,641€28,865€43,087€50,531▲ 17.3%
Contributions10/11€4,000€4,000€4,000€4,000=
Reserves13€7,000€9,000€14,000€19,000▲ 35.7%
Non-distributable reserves130/1€7,000€9,000€14,000€19,000▲ 35.7%
Reserves not available under the articles1311€7,000€9,000€14,000€19,000▲ 35.7%
Profit (loss) carried forward14€5,641€15,865€25,087€27,531▲ 9.7%
Amounts payable17/49€82,394€50,368€33,780€24,484▼ 27.5%
Amounts payable after more than one year17-€9,287---
Financial debts170/4-€9,287---
Amounts payable within one year42/48€82,394€41,081€33,780€24,484▼ 27.5%
Current portion of amounts payable after more than one year42€22,575€13,080€9,287--
Trade debts44€938€3,917€1,493€1,730▲ 15.8%
Suppliers440/4€938€3,917€1,493€1,730▲ 15.8%
Taxes, remuneration and social security45€9,914€7,484€10,017€8,829▼ 11.9%
Taxes450/3€9,273€7,484€10,017€8,829▼ 11.9%
Remuneration and social security454/9€641----
Other amounts payable47/48€48,967€16,601€12,983€13,925▲ 7.3%
Line2022202320242025Change
Profit (loss) for the period9904€12,641€12,224€14,222€7,444▼ 47.7%
+ Depreciation and write-downs630€10,386€10,386€10,905€11,963▲ 9.7%
Operating cash flow (approximation)€23,027€22,610€25,126€19,408▼ 22.8%
Investment in fixed assets (approximation)-€0-€4,543-€963▲ 78.8%
Change in cash--€4,422€3,568€4,567▲ 28.0%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Comparable companies5

Similar companies · same sector, comparable size

Of 2,262 companies in this sector we hold annual accounts for 660. 545 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Timeline

7 eventsLatest 16-06-2026Next filing 31-07-2027

History

On 30 June 2021, JARDILAND was incorporated as a Private limited company.1 Revenue went from €205,356 in 2022 to €140,307 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2022 and 2025

Acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
16-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Weakest financial yearnet €7,444 ▼47.7%
Net result drops to €7,444, the lowest in the series.
31-12
Financial Liquidity doublescurrent ratio 1.04
Current ratio from 0.49 to 1.04; short-term debt falls from €33,780 to €24,484.
31-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Highest result since 2022net €14,222 ▲16.3%
Operating result €19,538, net result €14,222, both a record.
31-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
02-11
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 94 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Company details

Private limited company · founded 30-06-2021Year ends 31-12Peppol reachable1 site

Register details

Identification
Legal formPrivate limited company
Founded30-06-2021
Fiscal year end31-12
Activities, NACEBEL 2025
71113Urban planning and landscape architecture
31009Manufacture of furniture
43120Site preparation
47551Retail sale of household furniture
47761Retail sale of flowers, plants, seeds and fertilisers
81300Landscape service activities
E-invoicing
Reachable via Peppol
Peppol ID 0208:0770526131
Registered 04-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 1 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Sites & property

Location & real-estate footprint
Registered office, Grez-Doiceau · 1 establishment unit since 2021
seat establishment The establishment unit on the map
Ground area
413 m²
Building footprint
117 m²
Parcel 25012F0125/00P000, Wallonia. Linked by address, not a title deed.
1 establishment unit
JARDILAND
Rue Jacques Mornard 1, 1390 Grez-DoiceauGrowing of cereals (except rice), leguminous crops and oil seeds
since 2021unit no. 2.319.663.542
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25012F0125/00P000 Wallonia 413 m² 1 · 117 m² -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

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