JARDIFOR
ActiveJARDIFOR has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €43k and a net result of €6k. Equity is growing by ~50.7% per year across the filed fiscal years. Its solvency ranks better than 80% of 15870 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability83▼-14
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 3.9 against 3.67 in 2023; short-term debt: 23% and cash: 13.5% of total assets), and 23% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
77%
Return on assets
11.5%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 15-10-2025, 76 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
76 d late
2023
427 d late
2022
30 d late
2021
26 d late
2020
30 d late
2019
140 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€6k▼ 38.9%
2023 · €11k
2018: €-3k
2019: €-2k
2020: €-460
2021: €15k
2022: €10k
2023: €11k
2018 → 2024
Working capital
€37k▲ 36.4%
2023 · €27k
2018: €4k
2019: €2k
2020: €1k
2021: €16k
2022: €13k
2023: €27k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€1k-€16k▲ 1,283%€26k▲ 59.6%€37k▲ 40.3%€43k▲ 17.6%
Operating result€-460-€21k€15k▼ 27.9%€15k▼ 3.4%€14k▼ 5.5%
Net result€-460-€15k€10k▼ 35.7%€11k▲ 7.9%€6k▼ 38.9%
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2024 is 5% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €56k
Fixed assets
€6k▼ 37.5%
Current assets
€50k▲ 33.4%
Equity and liabilities €56k
Equity
€43k▲ 17.6%
Debt
€13k▲ 25.5%
The debt ratio rises from 21.8% to 23.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€17k▼
2023 · €18k
Cash flow
€10k▼
2023 · €14k
Solvency
77.0%▼
2023 · 78.2%
Current ratio
3.90▲
2023 · 3.67
Quick ratio
3.90▲
2023 · 3.67
Debt / equity
0.30▲
2023 · 0.28
ROE
14.9%▼
2023 · 28.7%
ROA
11.5%▼
2023 · 22.5%
Interest coverage
30.98▼
2023 · 94.71
Debt
€13k▲
2023 · €10k
Debt ≤ 1 year
€13k▲
2023 · €10k
Income taxes
€7k▲
2023 · €4k
Staff costs
€435
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€47k€56k▲
Fixed assets21/28€9k€6k▼
Tangible fixed assets22/27€9k€6k▼
Furniture and vehicles24€9k€6k▼
Current assets29/58€38k€50k▲
Amounts receivable within one year40/41€34k€42k▲
Trade receivables40€22k€30k▲
Other amounts receivable41€13k€12k▼
Cash at bank and in hand54/58€3k€8k▲
Deferred charges and accrued income490/1-€523
Equity and liabilities
Total equity and liabilities10/49€47k€56k▲
Equity10/15€37k€43k▲
Contributions10/11€6k€6k=
Reserves13€20k€26k▲
Non-distributable reserves130/1€303€303=
Reserves not available under the articles1311€303€303=
Distributable reserves133€20k€26k▲
Profit (loss) carried forward14€11k€11k=
Amounts payable17/49€10k€13k▲
Amounts payable within one year42/48€10k€13k▲
Trade debts44€1k€1k▼
Suppliers440/4€1k€1k▼
Taxes, remuneration and social security45€9k€12k▲
Taxes450/3€9k€12k▲
Income statement
Code20232024
Remuneration, social security and pensions62-€435
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k=
Gross operating margin9900€18k€18k▼
Operating profit (loss)9901€15k€14k▼
Financial income75/76B-€524
Recurring financial income75-€524
Financial charges65/66B€191€557▲
Recurring financial charges65€191€557▲
Profit (loss) for the period before taxes9903€14k€14k▼
Income taxes67/77€4k€7k▲
Profit (loss) for the period9904€11k€6k▼
Profit (loss) for the period to be appropriated9905€11k€6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€11k€17k▲
Profit (loss) brought forward from the previous period14P€4€11k▲
Transfer to equity691/2-€6k
To other reserves6921-€6k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
15-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 76 days late
01-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 427 days late
2023
31-12
Financial
Liquidity triplescurrent ratio 3.67
Current ratio from 1.45 to 3.67; short-term debt falls from €29k to €10k.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
2021
31-12
Financial
Back to profitnet €15k
Net result €15k after 3 loss-making years.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
18-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 140 days late
2019
17-09
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 48 days late
2018
26-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 57 days late
2017
21-11
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 113 days late
2016
23-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sprimont · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Fraipont(LVG) 184141 SprimontGround area
3,432 m²
Building footprint
126 m²
Volume, LiDAR
738 m³
2 parcels, Wallonia · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Ortheuville 7, 6970 Tenneville
since 20102.184.617.271
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62067A0096/00G000 | Wallonia | 2,095 m² | - | - |
| 83049B0125/00G000 | Wallonia | 1,337 m² | 1 · 126 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 857 companies in sector 46832 we hold annual accounts for 588. 232 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded20-01-2010
Fiscal year end31-12
Activities, NACEBEL
46832Wholesale of timber
02200Logging
46130Agents in the wholesale of timber and building materials
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:ben.renwart@gmail.com
Phone:0478/67.41.12