JARDESIGN
ActiveSummary
JARDESIGN has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €199,924 and a net result of €13,207. Equity is growing by ~4.7% per year across the filed fiscal years. Its solvency ranks better than 77% of 4600 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability64▼-21
Solvency91▲+10
Growth65▲+5
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13,000 at 30 days acceptable
Liquidity ample (current ratio 3.07 against 2.25 in 2024; short-term debt: 29.6% and cash: 14.4% of total assets), and 33.6% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Services to buildings and landscape activities (NACE 81)
about 79% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
66.4%
Return on assets
4.4%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-04-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
21 d late
2023
8 d late
2022
2 d early
2021
1 d early
2020
on the day
2019
15 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 1 day after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 43% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 29 April (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 close30-09-2026 today30-04-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Turnover
€763,417▲ 17.4%
2024 · €650,488
EBIT margin
2.6%▼ 7.3pp
2024 · 9.9%
Net result
€13,207▼ 78.0%
2024 · €60,067
Working capital
€184,584▲ 11.2%
2024 · €165,954
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 81, Services to buildings and landscape activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€695,189€661,522▼ 4.8%€614,547▼ 7.1%€650,488▲ 5.8%€763,417▲ 17.4%
Operating result€67,059▲ 100%€75,607▲ 12.7%€64,360▼ 14.9%€64,339=€20,022▼ 68.9%
Net result€60,376above the sector's middle half▲ 88.0%€65,109above the sector's middle half▲ 7.8%€59,710above the sector's middle half▼ 8.3%€60,067above the sector's middle half▲ 0.6%€13,207within the sector's middle half▼ 78.0%
EBIT margin9.6%11.4%▲ 1.8pp10.5%▼ 1.0pp9.9%▼ 0.6pp2.6%▼ 7.3pp
Equity€186,330above the sector's middle half▲ 5.0%€189,939above the sector's middle half▲ 1.9%€198,150above the sector's middle half▲ 4.3%€196,717above the sector's middle half▼ 0.7%€199,924above the sector's middle half▲ 1.6%
Total assets€366,922above the sector's middle half▲ 17.3%€329,833above the sector's middle half▼ 10.1%€368,455above the sector's middle half▲ 11.7%€349,253above the sector's middle half▼ 5.2%€300,986above the sector's middle half▼ 13.8%
Debt€180,592▲ 33.5%€139,894▼ 22.5%€170,306▲ 21.7%€152,537▼ 10.4%€101,062▼ 33.7%
Working capital€148,018above the sector's middle half▲ 13.7%€167,799above the sector's middle half▲ 13.4%€156,806above the sector's middle half▼ 6.6%€165,954above the sector's middle half▲ 5.8%€184,584above the sector's middle half▲ 11.2%
Solvency50.8%within the sector's middle half▼ 6.0pp57.6%within the sector's middle half▲ 6.8pp53.8%within the sector's middle half▼ 3.8pp56.3%within the sector's middle half▲ 2.5pp66.4%above the sector's middle half▲ 10.1pp
Current ratio1.90within the sector's middle half▼ 0.412.23within the sector's middle half▲ 0.332.10within the sector's middle half▼ 0.142.25within the sector's middle half▲ 0.153.07above the sector's middle half▲ 0.82
Return on assets (ROA)16.5%within the sector's middle half▲ 6.2pp19.7%above the sector's middle half▲ 3.3pp16.2%within the sector's middle half▼ 3.5pp17.2%within the sector's middle half▲ 1.0pp4.4%within the sector's middle half▼ 12.8pp
Staff (FTE)2.8▲ 21.7%3.7▲ 32.1%2.9▼ 21.6%3.1▲ 6.9%4.4▲ 41.9%
above
within
below
the middle half (P25 to P75) of NACE 81, Services to buildings and landscape activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 69% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €300,986
Fixed assets
€27,348 ▼ 45.7%
Current assets
€273,638 ▼ 8.4%
Equity and liabilities €300,986
Equity
€199,924 ▲ 1.6%
Debt
€101,062 ▼ 33.7%
Debt's share of the balance-sheet total falls from 43.7% to 33.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€46,367▼
2024 · €90,139
Cash flow
€39,552▼
2024 · €85,867
Debt to equity
0.51▼
2024 · 0.78
ROE
6.6%▼
2024 · 30.5%
Interest coverage
18.02▼
2024 · 43.25
Debt ≤ 1 year
€89,054▼
2024 · €132,906
Debt > 1 year
€12,008▼
2024 · €19,630
Income taxes
€4,242▲
2024 · €3,688
Staff costs
€148,815▲
2024 · €100,043
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 10,905 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit under 5% of the balance sheet
0.7%
went bankrupt
4.0%
stopped otherwise
95%
still going
For this company itself Checked computes a bankruptcy probability of 0.8% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 10,905 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €695,189 | €661,522 | €614,547 | €650,488 | €763,417 | ▲ 17.4% |
| Non-recurring operating income76A | €0 | €0 | €0 | €0 | €0 | - |
| Goods, raw materials, services and sundry goods60/61 | €495,440 | €461,536 | €482,851 | €465,218 | €569,373 | ▲ 22.4% |
| Remuneration, social security and pensions62 | €89,331 | €100,285 | €98,098 | €100,043 | €148,815 | ▲ 48.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €41,612 | €30,656 | €23,960 | €25,800 | €26,345 | ▲ 2.1% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | €21,719 | €0 | -€43,438 | €0 | - | - |
| Other operating charges640/8 | €2,500 | €6,436 | €6,065 | €2,787 | €7,202 | ▲ 158% |
| Gross operating margin9900 | €222,220 | €212,985 | €149,045 | €192,969 | €202,383 | ▲ 4.9% |
| Operating profit (loss)9901 | €67,059 | €75,607 | €64,360 | €64,339 | €20,022 | ▼ 68.9% |
| Financial income75/76B | €1,501 | €2,500 | €2,260 | €1,500 | €0 | ▼ 100.0% |
| Recurring financial income75 | €1,501 | €1,500 | €1,510 | €1,500 | €0 | ▼ 100.0% |
| Non-recurring financial income76B | €0 | €1,000 | €750 | €0 | - | - |
| Financial charges65/66B | €3,626 | €2,542 | €1,967 | €2,084 | €2,573 | ▲ 23.5% |
| Recurring financial charges65 | €3,626 | €2,542 | €1,741 | €2,084 | €2,573 | ▲ 23.5% |
| Non-recurring financial charges66B | - | - | €227 | €0 | - | - |
| Profit (loss) for the period before taxes9903 | €64,934 | €75,566 | €64,653 | €63,755 | €17,449 | ▼ 72.6% |
| Income taxes67/77 | €4,558 | €10,457 | €4,942 | €3,688 | €4,242 | ▲ 15.0% |
| Profit (loss) for the period9904 | €60,376 | €65,109 | €59,710 | €60,067 | €13,207 | ▼ 78.0% |
| Profit (loss) for the period to be appropriated9905 | €60,376 | €65,109 | €59,710 | €60,067 | €13,207 | ▼ 78.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €366,922 | €329,833 | €368,455 | €349,253 | €300,986 | ▼ 13.8% |
| Fixed assets21/28 | €55,139 | €25,722 | €68,529 | €50,393 | €27,348 | ▼ 45.7% |
| Tangible fixed assets22/27 | €55,089 | €25,672 | €68,479 | €50,343 | €27,298 | ▼ 45.8% |
| Land and buildings22 | €0 | - | - | - | - | - |
| Plant, machinery and equipment23 | €7,384 | €2,342 | €2,254 | €4,532 | €2,039 | ▼ 55.0% |
| Furniture and vehicles24 | €25,339 | €17,361 | €32,363 | €19,436 | €6,370 | ▼ 67.2% |
| Leasing and similar rights25 | €22,366 | €5,970 | €33,861 | €26,375 | €18,889 | ▼ 28.4% |
| Financial fixed assets28 | €50 | €50 | €50 | €50 | €50 | = |
| Current assets29/58 | €311,783 | €304,111 | €299,927 | €298,860 | €273,638 | ▼ 8.4% |
| Amounts receivable within one year40/41 | €283,891 | €258,079 | €161,282 | €242,284 | €213,029 | ▼ 12.1% |
| Trade receivables40 | €124,700 | €77,307 | €17,618 | €98,480 | €108,231 | ▲ 9.9% |
| Other amounts receivable41 | €159,191 | €180,772 | €143,664 | €143,805 | €104,799 | ▼ 27.1% |
| Cash at bank and in hand54/58 | €24,027 | €40,886 | €114,466 | €52,519 | €43,406 | ▼ 17.4% |
| Deferred charges and accrued income490/1 | €3,866 | €5,146 | €24,179 | €4,058 | €17,203 | ▲ 324% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €366,922 | €329,833 | €368,455 | €349,253 | €300,986 | ▼ 13.8% |
| Equity10/15 | €186,330 | €189,939 | €198,150 | €196,717 | €199,924 | ▲ 1.6% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €39,360 | €39,360 | €39,360 | €39,360 | €39,360 | = |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Tax-exempt reserves132 | €37,500 | €0 | - | - | - | - |
| Distributable reserves133 | - | €37,500 | €37,500 | €37,500 | €37,500 | = |
| Profit (loss) carried forward14 | €123,870 | €128,979 | €138,690 | €138,757 | €141,964 | ▲ 2.3% |
| Investment grants15 | €4,500 | €3,000 | €1,500 | €0 | - | - |
| Amounts payable17/49 | €180,592 | €139,894 | €170,306 | €152,537 | €101,062 | ▼ 33.7% |
| Amounts payable after more than one year17 | €16,826 | €3,582 | €26,960 | €19,630 | €12,008 | ▼ 38.8% |
| Financial debts170/4 | €16,826 | €3,582 | €26,960 | €19,630 | €12,008 | ▼ 38.8% |
| Amounts payable within one year42/48 | €163,766 | €136,312 | €143,121 | €132,906 | €89,054 | ▼ 33.0% |
| Current portion of amounts payable after more than one year42 | €19,186 | €6,244 | €7,048 | €7,330 | €7,622 | ▲ 4.0% |
| Trade debts44 | €95,603 | €81,646 | €118,113 | €106,463 | €55,959 | ▼ 47.4% |
| Suppliers440/4 | €95,603 | €81,646 | €118,113 | €106,463 | €55,959 | ▼ 47.4% |
| Advances received on contracts in progress46 | €24,507 | €24,507 | €0 | - | - | - |
| Taxes, remuneration and social security45 | €16,888 | €21,533 | €17,349 | €16,935 | €23,893 | ▲ 41.1% |
| Taxes450/3 | €5,373 | €10,642 | €4,942 | €1,686 | €4,497 | ▲ 167% |
| Remuneration and social security454/9 | €11,515 | €10,891 | €12,407 | €15,249 | €19,396 | ▲ 27.2% |
| Other amounts payable47/48 | €7,581 | €2,381 | €610 | €2,179 | €1,580 | ▼ 27.5% |
| Accrued charges and deferred income492/3 | - | - | €225 | €0 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €60,376 | €65,109 | €59,710 | €60,067 | €13,207 | ▼ 78.0% |
| + Depreciation and write-downs630 | €41,612 | €30,656 | €23,960 | €25,800 | €26,345 | ▲ 2.1% |
| Operating cash flow (approximation) | €101,988 | €95,765 | €83,671 | €85,867 | €39,552 | ▼ 53.9% |
| Investment in fixed assets (approximation) | - | -€1,240 | -€66,767 | -€7,664 | -€3,300 | ▲ 56.9% |
| Change in cash | - | €16,859 | €73,580 | -€61,947 | -€9,112 | ▲ 85.3% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
21-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 21 days late
2024
08-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 8 days late
2023
28-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Highest result since 2018net €65,109 ▲7.8%
Operating result €75,607, net result €65,109, both a record.
29-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Equity above €150,000Eq €177,454 ▲20.9%
2 profitable years in a row build equity to €177,454.
15-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Back to profitnet €47,308
Net result €47,308 after one loss-making year.
30-09
Financial
Equity above €100,000Eq €146,832 ▲59.6%
Equity rises from €92,025 to €146,832.
29-04
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
30-03
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
27-04
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ottignies-Louvain-la-Neuve · 1 establishment unit since 2009
Ground area
1.8 ha
Building footprint
532 m²
Volume, LiDAR
3,219 m³
Parcel 25016C0496/00B000, Wallonia · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
Chemin des Huit Voies 2, 1341 Ottignies-Louvain-la-Neuve
since 20092.178.096.396
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25016C0496/00B000 | Wallonia | 1.8 ha | 1 · 532 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 21,212 companies in sector 81300 we hold annual accounts for 4,368. 3,396 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded26-02-2009
Fiscal year end30-09
Activities, NACEBEL 2025
81300Landscape service activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0810231397
Also
9925:BE0810231397
Registered
26-11-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.