Jardeau
ActiveSummary
The computed 12-month bankruptcy probability of Jardeau is 2.1% (moderate). The 2025 annual accounts show equity of €37,538 and a net result of €1,371. Equity is shrinking by ~4% per year across the filed fiscal years. Its solvency ranks better than 52% of 4600 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability71=
Solvency68▲+12
Growth32=
Track record100
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,000 at 30 days acceptable
Liquidity short (current ratio 0.9 against 0.59 in 2024; short-term debt: 54% and cash: 2.4% of total assets), and 57.1% of the assets are financed with debt.
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Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Services to buildings and landscape activities (NACE 81)
about 79% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 15-01-2026, 16 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
16 d early
2024
38 d early
2023
28 d early
2022
26 d early
2021
54 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 32 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 43% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 3 January (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close30-09-2026 today31-01-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Public money
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Financials · fiscal year 2025, micro schema
Equity
€37,538▲ 3.8%
2024 · €36,167
Total assets
€87,435▼ 25.1%
2024 · €116,713
Net result
€1,371▼ 33.3%
2024 · €2,055
Working capital
-€4,546▲ 84.2%
2024 · -€28,688
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 81, Services to buildings and landscape activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€45,280-€32,679▼ 27.8%€34,950▲ 6.9%€3,822▼ 89.1%€2,548▼ 33.3%
Net result€37,235above the sector's middle half-€26,877above the sector's middle half▼ 27.8%€27,653above the sector's middle half▲ 2.9%€2,055within the sector's middle half▼ 92.6%€1,371within the sector's middle half▼ 33.3%
Equity€42,235within the sector's middle half-€64,112within the sector's middle half▲ 51.8%€91,764within the sector's middle half▲ 43.1%€36,167within the sector's middle half▼ 60.6%€37,538within the sector's middle half▲ 3.8%
Total assets€111,836within the sector's middle half-€128,837within the sector's middle half▲ 15.2%€150,140within the sector's middle half▲ 16.5%€116,713within the sector's middle half▼ 22.3%€87,435within the sector's middle half▼ 25.1%
Debt€69,601-€64,725▼ 7.0%€58,375▼ 9.8%€80,547▲ 38.0%€49,897▼ 38.1%
Working capital-€18,237below the sector's middle half-€30,402within the sector's middle half€55,307within the sector's middle half▲ 81.9%-€28,688below the sector's middle half-€4,546within the sector's middle half▲ 84.2%
Solvency37.8%within the sector's middle half-49.8%within the sector's middle half▲ 12.0pp61.1%within the sector's middle half▲ 11.4pp31.0%within the sector's middle half▼ 30.1pp42.9%within the sector's middle half▲ 11.9pp
Current ratio0.68below the sector's middle half-1.88within the sector's middle half▲ 1.212.45within the sector's middle half▲ 0.570.59below the sector's middle half▼ 1.860.90within the sector's middle half▲ 0.31
Return on assets (ROA)33.3%above the sector's middle half-20.9%above the sector's middle half▼ 12.4pp18.4%above the sector's middle half▼ 2.4pp1.8%within the sector's middle half▼ 16.7pp1.6%within the sector's middle half▼ 0.2pp
above
within
below
the middle half (P25 to P75) of NACE 81, Services to buildings and landscape activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 33% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €87,435
Fixed assets
€44,805 ▼ 40.3%
Current assets
€42,630 ▲ 2.3%
Equity and liabilities €87,435
Equity
€37,538 ▲ 3.8%
Debt
€49,897 ▼ 38.1%
Debt's share of the balance-sheet total falls from 69.0% to 57.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€37,375▲
2024 · €28,936
Cash flow
€36,199▲
2024 · €27,169
Debt to equity
1.33▼
2024 · 2.23
ROE
3.7%▼
2024 · 5.7%
Interest coverage
86.89▲
2024 · 51.77
Debt ≤ 1 year
€47,176▼
2024 · €70,368
Debt > 1 year
€2,721▼
2024 · €10,179
Income taxes
€746▼
2024 · €1,211
Staff costs
€0▼
2024 · €160
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 5,048 companies that looked in July 2024 the way this one looks now, 2.2% went bankrupt within 24 months and 94% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit under 5% of the balance sheet
2.2%
went bankrupt
3.8%
stopped otherwise
94%
still going
For this company itself Checked computes a bankruptcy probability of 2.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 5,048 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €0 | - | €160 | €0 | ▼ 100% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €9,283 | €19,416 | €22,496 | €25,115 | €34,828 | ▲ 38.7% |
| Other operating charges640/8 | - | €1,552 | €1,653 | €2,191 | €1,668 | ▼ 23.9% |
| Gross operating margin9900 | €57,739 | €53,646 | €59,099 | €31,288 | €39,044 | ▲ 24.8% |
| Operating profit (loss)9901 | €45,280 | €32,679 | €34,950 | €3,822 | €2,548 | ▼ 33.3% |
| Financial income75/76B | - | €340 | €569 | €3 | €0 | ▼ 100% |
| Recurring financial income75 | €5 | €340 | €569 | €3 | €0 | ▼ 100% |
| Financial charges65/66B | - | €837 | €716 | €559 | €430 | ▼ 23.0% |
| Recurring financial charges65 | €258 | €837 | €716 | €559 | €430 | ▼ 23.0% |
| Profit (loss) for the period before taxes9903 | €45,028 | €32,182 | €34,803 | €3,266 | €2,118 | ▼ 35.2% |
| Income taxes67/77 | €7,793 | €5,305 | €7,151 | €1,211 | €746 | ▼ 38.4% |
| Profit (loss) for the period9904 | €37,235 | €26,877 | €27,653 | €2,055 | €1,371 | ▼ 33.3% |
| Profit (loss) for the period to be appropriated9905 | €37,235 | €26,877 | €27,653 | €2,055 | €1,371 | ▼ 33.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €111,836 | €128,837 | €150,140 | €116,713 | €87,435 | ▼ 25.1% |
| Fixed assets21/28 | €73,506 | €64,019 | €56,782 | €75,033 | €44,805 | ▼ 40.3% |
| Tangible fixed assets22/27 | €73,506 | €64,019 | €56,782 | €75,033 | €44,805 | ▼ 40.3% |
| Plant, machinery and equipment23 | - | €8,485 | €7,692 | €5,198 | €7,011 | ▲ 34.9% |
| Furniture and vehicles24 | - | €38,465 | €37,401 | €63,527 | €36,865 | ▼ 42.0% |
| Leasing and similar rights25 | - | €17,069 | €11,689 | €6,309 | €929 | ▼ 85.3% |
| Current assets29/58 | €38,330 | €64,818 | €93,358 | €41,680 | €42,630 | ▲ 2.3% |
| Amounts receivable within one year40/41 | €25,039 | €23,038 | €49,889 | €24,216 | €40,336 | ▲ 66.6% |
| Trade receivables40 | - | €11,949 | €40,134 | €21,495 | €40,336 | ▲ 87.6% |
| Other amounts receivable41 | - | €11,089 | €9,754 | €2,721 | €0 | ▼ 100% |
| Cash at bank and in hand54/58 | €12,978 | €41,485 | €42,763 | €17,464 | €2,129 | ▼ 87.8% |
| Deferred charges and accrued income490/1 | - | €295 | €706 | €0 | €166 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €111,836 | €128,837 | €150,140 | €116,713 | €87,435 | ▼ 25.1% |
| Equity10/15 | €42,235 | €64,112 | €91,764 | €36,167 | €37,538 | ▲ 3.8% |
| Contributions10/11 | - | €5,000 | €5,000 | €5,000 | €5,000 | = |
| Reserves13 | €37,235 | €59,112 | €86,764 | €31,167 | €32,538 | ▲ 4.4% |
| Distributable reserves133 | - | €59,112 | €86,764 | €31,167 | €32,538 | ▲ 4.4% |
| Profit (loss) carried forward14 | - | €0 | €0 | €0 | €0 | - |
| Amounts payable17/49 | €69,601 | €64,725 | €58,375 | €80,547 | €49,897 | ▼ 38.1% |
| Amounts payable after more than one year17 | €13,035 | €30,309 | €20,324 | €10,179 | €2,721 | ▼ 73.3% |
| Financial debts170/4 | - | €30,309 | €20,324 | €10,179 | €2,721 | ▼ 73.3% |
| Amounts payable within one year42/48 | €56,567 | €34,417 | €38,051 | €70,368 | €47,176 | ▼ 33.0% |
| Current portion of amounts payable after more than one year42 | - | €9,827 | €9,984 | €10,146 | €7,458 | ▼ 26.5% |
| Trade debts44 | €48,354 | €14,284 | €16,461 | €25,865 | €6,884 | ▼ 73.4% |
| Suppliers440/4 | - | €14,284 | €16,461 | €25,865 | €6,884 | ▼ 73.4% |
| Taxes, remuneration and social security45 | - | €5,305 | €11,605 | €1,232 | €5,461 | ▲ 343% |
| Taxes450/3 | - | €5,305 | €11,605 | €1,232 | €5,461 | ▲ 343% |
| Other amounts payable47/48 | - | €5,000 | €0 | €33,125 | €27,373 | ▼ 17.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €37,235 | €26,877 | €27,653 | €2,055 | €1,371 | ▼ 33.3% |
| + Depreciation and write-downs630 | €9,283 | €19,416 | €22,496 | €25,115 | €34,828 | ▲ 38.7% |
| Operating cash flow (approximation) | €46,518 | €46,293 | €50,149 | €27,169 | €36,199 | ▲ 33.2% |
| Investment in fixed assets (approximation) | - | -€9,928 | -€15,259 | -€43,366 | -€4,600 | ▲ 89.4% |
| Change in cash | - | €28,507 | €1,278 | -€25,299 | -€15,336 | ▲ 39.4% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Weakest financial yearnet €1,371 ▼33.3%
Net result drops to €1,371, the lowest in the series.
2024
24-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
03-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
05-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Liquidity triplescurrent ratio 1.88
Current ratio from 0.68 to 1.88; short-term debt falls from €56,567 to €34,417.
2021
08-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Haacht · 1 establishment unit since 2020
Ground area
745 m²
Building footprint
113 m²
Volume, LiDAR
616 m³
Parcel 24108G0164/00A000, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Jardeau
since 20202.304.792.848
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24108G0164/00A000 | Flanders | 745 m² | 1 · 113 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 75 EUR awarded · 75 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 75 EUR | 75 EUR |
Recognitions · licences · registrations
Dual-learning approval
4 live approvalsGroenaanleg en –beheer duaal (so)
Medewerker groen- en tuinaanleg (vwo)
Medewerker groen- en tuinaanleg duaal (so)
Tuinaanlegger-groenbeheerder duaal (so)
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Of 21,227 companies in sector 81300 we hold annual accounts for 4,369. 3,505 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded13-07-2020
Fiscal year end30-06
Activities, NACEBEL 2025
81300Landscape service activities
43120Site preparation
43320Joinery installation
71113Urban planning and landscape architecture
E-invoicing
Reachable via Peppol
Peppol ID
0208:0750577486
Also
9925:BE0750577486
Registered
24-11-2023
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.