JARCO
ActiveJARCO has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The 2023 annual accounts show equity of €16k and a net result of €12k. Equity is shrinking by ~33.2% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2024. Its solvency ranks better than 65% of 15227 sector peers (fiscal year 2023). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2023
93
/ 100
Excellent▲ +56 vs 2022
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2022
Profitability100▲+100
Solvency98▲+77
Growth65▲+17
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days only on tighter terms
Liquidity ample (current ratio 2.31 against 1.12 in 2022), and 43.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2023Solvency, return and age of the figures
Solvency
56.7%
Return on assets
43.7%
Age of the figures
32 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Growing equity
Equity grew over 2021-2023. Profits are largely retained rather than distributed.
NBB · annual accounts 2023Equity per financial year
1920212223
2019 to 2023 · latest year €16k
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 10 filingsPosition against the passed deadline
31-12-2024 close31-07-2025 deadline14-09-2026 today
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 31-07-2024, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
on the day
2022
27 d late
2021
31 d late
2020
27 d late
2019
122 d late
← before the deadline
after the deadline →
Financials · fiscal year 2023, micro schema
Turnover
€30k▲ 14.8%
2022 · €26k
2021: €23k
2022: €26k
2021 → 2023
EBIT margin
40.6%▲ 58.0pp
2022 · -17.4%
2021: -15.9%
2022: -17.4%
2021 → 2023
Net result
€12k
2022 · €-5k
2019: €-2k
2020: €-4k
2021: €-4k
2022: €-5k
2019 → 2023
Working capital
€16k▲ 336%
2022 · €4k
2019: €17k
2020: €13k
2021: €8k
2022: €4k
2019 → 2023
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20192020202120222023Trend
Turnover€23k€26k▲ 14.1%€30k▲ 14.8%
Equity€17k-€13k▼ 25.5%€8k▼ 32.8%€4k▼ 56.4%€16k▲ 336%
Operating result€-764-€-3k▼ 358%€-4k▼ 3.0%€-5k▼ 25.2%€12k
Net result€-2k-€-4k▼ 122%€-4k▲ 4.4%€-5k▼ 15.7%€12k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2023: €12k after a loss of €5k in 2022, the highest year so far.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Equity and liabilities €28k
Equity
€16k▲ 336%
Debt
€12k▼ 58.6%
The debt ratio falls from 88.9% to 43.3%: equity grows while debt is paid down.
Key figures and ratios
Solvency
56.7%▲
2022 · 11.1%
Current ratio
2.31▲
2022 · 1.12
Quick ratio
2.31▲
2022 · 1.03
Debt / equity
0.76▼
2022 · 8.03
ROE
77.1%▲
2022 · -129.6%
ROA
43.7%▲
2022 · -14.4%
Debt
€12k▼
2022 · €29k
Debt ≤ 1 year
€12k▼
2022 · €29k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2023 against 2022
Balance sheet
Code20222023
Assets
Total assets20/58€33k€28k▼
Formation expenses20€0€0=
Fixed assets21/28€0€0=
Tangible fixed assets22/27€0€0=
Plant, machinery and equipment23€0€0=
Furniture and vehicles24€0€0=
Current assets29/58€33k€28k▼
Stocks and contracts in progress3€3k€0▼
Stocks30/36€3k€0▼
Amounts receivable within one year40/41€30k€24k▼
Trade receivables40€27k€22k▼
Other amounts receivable41€4k€2k▼
Cash at bank and in hand54/58-€4k
Equity and liabilities
Total equity and liabilities10/49€33k€28k▼
Equity10/15€4k€16k▲
Contributions10/11€14k€14k=
Reserves13€8k€8k=
Distributable reserves133€8k€8k=
Profit (loss) carried forward14€-18k€-6k▲
Amounts payable17/49€29k€12k▼
Amounts payable within one year42/48€29k€12k▼
Financial debts43€5k-
Credit institutions430/8€5k-
Trade debts44€976€2k▲
Suppliers440/4€976€2k▲
Taxes, remuneration and social security45€0€0=
Taxes450/3€0€0=
Other amounts payable47/48€23k€11k▼
Income statement
Code20222023
Turnover70€26k€30k▲
Goods, raw materials, services and sundry goods60/61€30k€17k▼
Other operating charges640/8€428€670▲
Gross operating margin9900€-4k€13k▲
Operating profit (loss)9901€-5k€12k▲
Financial income75/76B€77€501▲
Recurring financial income75€77€501▲
Financial charges65/66B€309€293▼
Recurring financial charges65€309€293▼
Profit (loss) for the period before taxes9903€-5k€12k▲
Profit (loss) for the period9904€-5k€12k▲
Profit (loss) for the period to be appropriated9905€-5k€12k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-18k€-6k▲
Profit (loss) brought forward from the previous period14P€-13k€-18k▼
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €12k
Net result €12k after 4 loss-making years.
31-12
Financial
Liquidity doublescurrent ratio 2.31
Current ratio from 1.12 to 2.31; short-term debt falls from €29k to €12k.
27-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 27 days late
2022
31-12
Financial
Weakest financial yearnet €-5k
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
30-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 122 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 31 days late
2014
06-08
NBB filing
Annual accounts filed
fiscal year 2013 · full schema · 6 days late
2013
30-09
NBB filing
Annual accounts filed
fiscal year 2012 · full schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wemmel · 1 establishment unit since 1987
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Markt 371780 WemmelGround area
6,145 m²
Building footprint
291 m²
Volume, LiDAR
2,853 m³
Parcel 22005A0526/00W000, Flanders · tallest building 17.0 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
JARCO
since 19872.029.802.105
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22005A0526/00W000 | Flanders | 6,145 m² | 1 · 291 m² | 17.0 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
WILDIERS
BE 0464.026.818
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BE 0464.134.904
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CREYEL DIFFUSION
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KEY SOURCING Company
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PASSE-PARTOUT
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Kruisem · Eq €17k
Of 674 companies in sector 46494 we hold annual accounts for 527. 177 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formCoöperatieve vennootschap met beperkte aansprakelijkheid
Founded30-07-1987
Fiscal year end31-12
Activities, NACEBEL
46494Wholesale of non-electrical household articles
51471
47552Retail sale of lighting equipment
47592Retail trade
52442
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
4 entriesE-mail:alain.corthout@skynet.be
Phone:0477231432
E-mail:jarco3@telenet.be
Phone:0477231462