JANVER
ActiveSummary
JANVER has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €16k and a net result of €-8k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 29% of 14128 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability16▲+6
Solvency32▼-3
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity tight (current ratio 1.07 against 1.11 in 2024; short-term debt: 93% and cash: 0% of total assets), and 93% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
7%
Return on assets
-3.6%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year €-8k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
21 d early
2024
17 d early
2023
22 d early
2022
17 d early
2021
13 d early
2020
12 d early
2019
15 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€16k▼ 34.3%
2024 · €24k
2019: €22k
2020: €7k▼ -66.5% vs 2019
2021: €-11k▼ -248% vs 2020lowest in 7 years
2022: €32k▲ +387% vs 2021
2023: €42k▲ +31.7% vs 2022highest in 7 years
2024: €24k▼ -41.9% vs 2023
2025: €16k▼ -34.3% vs 2024
2019 → 2025
Total assets
€229k▼ 4.6%
2024 · €240k
2019: €461k
2020: €210k▼ -54.4% vs 2019
2021: €212k▲ +0.9% vs 2020
2022: €535k▲ +152% vs 2021highest in 7 years
2023: €47k▼ -91.2% vs 2022lowest in 7 years
2024: €240k▲ +407% vs 2023
2025: €229k▼ -4.6% vs 2024
2019 → 2025
Net result
€-8k▲ 52.4%
2024 · €-18k
2019: €-3k
2020: €-15k▼ -472% vs 2019
2021: €-19k▼ -24.5% vs 2020lowest in 7 years
2022: €43k▲ +331% vs 2021highest in 7 years
2023: €10k▼ -76.5% vs 2022
2024: €-18k▼ -274% vs 2023
2025: €-8k▲ +52.4% vs 2024
2019 → 2025
Working capital
€15k▼ 34.9%
2024 · €24k
2019: €22k
2020: €5k▼ -76.1% vs 2019
2021: €-13k▼ -338% vs 2020lowest in 7 years
2022: €30k▲ +338% vs 2021
2023: €41k▲ +35.4% vs 2022highest in 7 years
2024: €24k▼ -42.3% vs 2023
2025: €15k▼ -34.9% vs 2024
2019 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-11k-€32k€42k▲ 31.7%€24k▼ 41.9%€16k▼ 34.3%
2021: €-11klowest in 5 years
2022: €32k▲ +387% vs 2021
2023: €42k▲ +31.7% vs 2022highest in 5 years
2024: €24k▼ -41.9% vs 2023
2025: €16k▼ -34.3% vs 2024
Operating result€-11k-€56k€39k▼ 29.8%€-10k€2k
2021: €-11klowest in 5 years
2022: €56k▲ +623% vs 2021highest in 5 years
2023: €39k▼ -29.8% vs 2022
2024: €-10k▼ -125% vs 2023
2025: €2k▲ +117% vs 2024
Net result€-19k-€43k€10k▼ 76.5%€-18k€-8k▲ 52.4%
2021: €-19klowest in 5 years
2022: €43k▲ +331% vs 2021highest in 5 years
2023: €10k▼ -76.5% vs 2022
2024: €-18k▼ -274% vs 2023
2025: €-8k▲ +52.4% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €2k after a loss of €10k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €229k
Fixed assets
€617 ▼ 13.9%
Current assets
€228k ▼ 4.6%
Equity and liabilities €229k
Equity
€16k ▼ 34.3%
Debt
€213k ▼ 1.3%
Debt's share of the balance-sheet total rises from 89.9% to 93.0%. Equity and debt are lower.
Key figures and ratios
EBITDA
€2k▲
2024 · €-10k
Cash flow
€-8k▲
2024 · €-17k
Current ratio
1.07▼
2024 · 1.11
Quick ratio
0.29▼
2024 · 0.33
Debt to equity
13.31▲
2024 · 8.86
ROE
-52.1%▲
2024 · -72.0%
ROA
-3.6%▲
2024 · -7.3%
Interest coverage
0.16▲
2024 · -1.14
Debt ≤ 1 year
€213k▼
2024 · €216k
Income taxes
€372
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet
Code20242025
Assets
Total assets20/58€240k€229k▼
Fixed assets21/28€717€617▼
Tangible fixed assets22/27€717€617▼
Land and buildings22€509€509=
Furniture and vehicles24€208€108▼
Current assets29/58€239k€228k▼
Stocks and contracts in progress3€167k€167k=
Stocks30/36€167k€167k=
Amounts receivable within one year40/41€72k€61k▼
Trade receivables40€4k€14k▲
Other amounts receivable41€69k€48k▼
Cash at bank and in hand54/58€45€4▼
Equity and liabilities
Total equity and liabilities10/49€240k€229k▼
Equity10/15€24k€16k▼
Contributions10/11€25k€25k=
Reserves13€17k€17k=
Distributable reserves133€17k€17k=
Profit (loss) carried forward14€-18k€-26k▼
Amounts payable17/49€216k€213k▼
Amounts payable within one year42/48€216k€213k▼
Financial debts43€210k€210k=
Credit institutions430/8€210k€210k=
Trade debts44€1k€3k▲
Suppliers440/4€1k€3k▲
Taxes, remuneration and social security45€5k-
Taxes450/3€5k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€210€100▼
Other operating charges640/8€440€2k▲
Gross operating margin9900€-9k€3k▲
Operating profit (loss)9901€-10k€2k▲
Financial income75/76B€715€1k▲
Recurring financial income75€715€1k▲
Financial charges65/66B€8k€11k▲
Recurring financial charges65€8k€11k▲
Profit (loss) for the period before taxes9903€-18k€-8k▲
Income taxes67/77-€372
Profit (loss) for the period9904€-18k€-8k▲
Profit (loss) for the period to be appropriated9905€-18k€-8k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-18k€-26k▼
Profit (loss) brought forward from the previous period14P-€-18k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €509 | €600 | €609 | €210 | €100 | ▼ 52.4% |
| Other operating charges640/8 | €2k | €1k | €1k | €440 | €2k | ▲ 253% |
| Gross operating margin9900 | €-8k | €58k | €41k | €-9k | €3k | ▲ 136% |
| Operating profit (loss)9901 | €-11k | €56k | €39k | €-10k | €2k | ▲ 117% |
| Financial income75/76B | €80 | €240 | - | €715 | €1k | ▲ 88.3% |
| Recurring financial income75 | €80 | €240 | - | €715 | €1k | ▲ 88.3% |
| Financial charges65/66B | €8k | €7k | €25k | €8k | €11k | ▲ 30.2% |
| Recurring financial charges65 | €8k | €7k | €25k | €8k | €11k | ▲ 30.2% |
| Profit (loss) for the period before taxes9903 | €-19k | €49k | €14k | €-18k | €-8k | ▲ 54.6% |
| Income taxes67/77 | - | €6k | €4k | - | €372 | - |
| Profit (loss) for the period9904 | €-19k | €43k | €10k | €-18k | €-8k | ▲ 52.4% |
| Profit (loss) for the period to be appropriated9905 | €-19k | €43k | €10k | €-18k | €-8k | ▲ 52.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €212k | €535k | €47k | €240k | €229k | ▼ 4.6% |
| Fixed assets21/28 | €2k | €2k | €926 | €717 | €617 | ▼ 13.9% |
| Tangible fixed assets22/27 | €2k | €2k | €926 | €717 | €617 | ▼ 13.9% |
| Land and buildings22 | €2k | €1k | €618 | €509 | €509 | = |
| Furniture and vehicles24 | - | €407 | €308 | €208 | €108 | ▼ 48.0% |
| Current assets29/58 | €211k | €534k | €46k | €239k | €228k | ▼ 4.6% |
| Stocks and contracts in progress3 | €209k | €511k | - | €167k | €167k | = |
| Stocks30/36 | €209k | €511k | - | €167k | €167k | = |
| Amounts receivable within one year40/41 | €2k | €21k | €30k | €72k | €61k | ▼ 15.2% |
| Trade receivables40 | - | €2k | €4k | €4k | €14k | ▲ 275% |
| Other amounts receivable41 | €2k | €19k | €26k | €69k | €48k | ▼ 30.5% |
| Cash at bank and in hand54/58 | €580 | €2k | €17k | €45 | €4 | ▼ 90.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €212k | €535k | €47k | €240k | €229k | ▼ 4.6% |
| Equity10/15 | €-11k | €32k | €42k | €24k | €16k | ▼ 34.3% |
| Contributions10/11 | €25k | €25k | €25k | €25k | €25k | = |
| Reserves13 | - | €7k | €17k | €17k | €17k | = |
| Distributable reserves133 | - | €7k | €17k | €17k | €17k | = |
| Profit (loss) carried forward14 | €-36k | - | - | €-18k | €-26k | ▼ 47.6% |
| Amounts payable17/49 | €223k | €503k | €5k | €216k | €213k | ▼ 1.3% |
| Amounts payable within one year42/48 | €223k | €503k | €5k | €216k | €213k | ▼ 1.3% |
| Current portion of amounts payable after more than one year42 | - | €487k | - | - | - | - |
| Financial debts43 | €205k | - | - | €210k | €210k | = |
| Credit institutions430/8 | €205k | - | - | €210k | €210k | = |
| Trade debts44 | €3k | €969 | €1k | €1k | €3k | ▲ 155% |
| Suppliers440/4 | €3k | €969 | €1k | €1k | €3k | ▲ 155% |
| Taxes, remuneration and social security45 | - | €2k | €4k | €5k | - | - |
| Taxes450/3 | - | €2k | €4k | €5k | - | - |
| Other amounts payable47/48 | €15k | €14k | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-19k | €43k | €10k | €-18k | €-8k | ▲ 52.4% |
| + Depreciation and write-downs630 | €509 | €600 | €609 | €210 | €100 | ▼ 52.4% |
| Operating cash flow (approximation) | €-18k | €43k | €11k | €-17k | €-8k | ▲ 52.4% |
| Investment in fixed assets (approximation) | - | €-498 | €0 | €-1 | €0 | ▲ 100% |
| Change in cash | - | €993 | €15k | €-17k | €-40 | ▲ 99.8% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
14-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
09-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity times 8current ratio 8.49
Current ratio from 1.06 to 8.49; short-term debt falls from €503k to €5k.
14-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €43k
Net result €43k after 3 loss-making years.
18-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-19k
Net result drops to €-19k, the lowest in the series; recovery starts the following year.
19-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
16-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waregem · 1 establishment unit since 2018
Ground area
429 m²
Building footprint
280 m²
Volume, LiDAR
1,627 m³
2 parcels, Flanders · tallest building 11.3 m, ±2 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
Janver
since 20182.273.175.895
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34006A0288/00E003 | Flanders | 232 m² | 1 · 114 m² | 10.1 m · 1 fl. |
| 34006A0293/00Y003 | Flanders | 197 m² | 1 · 167 m² | 11.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,326 companies in sector 68110 we hold annual accounts for 5,385. 2,294 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded23-02-2018
Fiscal year end31-12
Activities, NACEBEL 2025
68110Buying and selling of own real estate
Contact
Phone
056687381
Scores and ratios are computed by Checked and are not a credit decision.