JANUM
ActiveJANUM has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €30k and a net result of €43k. Equity is shrinking by ~10.7% per year across the filed fiscal years. Its solvency ranks better than 43% of 31697 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency72▼-28
Growth32=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 1.9 against 19.92 in 2024; short-term debt: 52.5% and cash: 92.4% of total assets), but 52.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
47.5%
Return on assets
69.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-05-2026, 63 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
63 d early
2024
36 d early
2023
34 d early
2022
32 d early
2021
32 d early
2020
46 d early
2019
39 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€30k▼ 74.6%
2024 · €116k
2018: €124k
2019: €172k
2020: €243k
2021: €72k
2022: €91k
2023: €114k
2024: €116k
2018 → 2025
Total assets
€62k▼ 49.2%
2024 · €123k
2018: €158k
2019: €175k
2020: €317k
2021: €101k
2022: €116k
2023: €128k
2024: €123k
2018 → 2025
Net result
€43k▲ 32.5%
2024 · €33k
2018: €57k
2019: €48k
2020: €71k
2021: €17k
2022: €19k
2023: €23k
2024: €33k
2018 → 2025
Working capital
€30k▼ 74.6%
2024 · €116k
2018: €124k
2019: €160k
2020: €221k
2021: €56k
2022: €84k
2023: €113k
2024: €116k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€72k-€91k▲ 26.1%€114k▲ 25.1%€116k▲ 2.2%€30k▼ 74.6%
Operating result€21k-€27k▲ 23.8%€32k▲ 19.0%€45k▲ 40.8%€53k▲ 18.3%
Net result€17k-€19k▲ 14.1%€23k▲ 21.1%€33k▲ 42.4%€43k▲ 32.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 18% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €62k
Fixed assets
€40=
Current assets
€62k▼ 49.2%
Equity and liabilities €62k
Equity
€30k▼ 74.6%
Debt
€33k▲ 432%
The debt ratio rises from 5.0% to 52.5%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
47.5%▼
2024 · 95.0%
Current ratio
1.90▼
2024 · 19.92
Quick ratio
1.90▼
2024 · 19.92
Debt / equity
1.11▲
2024 · 0.05
ROE
145.8%▲
2024 · 27.9%
ROA
69.2%▲
2024 · 26.5%
Debt
€33k▲
2024 · €6k
Debt ≤ 1 year
€33k▲
2024 · €6k
Income taxes
€11k▼
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€123k€62k▼
Fixed assets21/28€40€40=
Financial fixed assets28€40€40=
Current assets29/58€123k€62k▼
Amounts receivable within one year40/41€7k€4k▼
Trade receivables40€7k€2k▼
Other amounts receivable41-€2k
Cash at bank and in hand54/58€114k€58k▼
Deferred charges and accrued income490/1€1k€1k▼
Equity and liabilities
Total equity and liabilities10/49€123k€62k▼
Equity10/15€116k€30k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€96k€9k▼
Amounts payable17/49€6k€33k▲
Amounts payable within one year42/48€6k€33k▲
Trade debts44€1k€801▼
Suppliers440/4€1k€801▼
Taxes, remuneration and social security45€5k€8k▲
Taxes450/3€5k€8k▲
Other amounts payable47/48€459€24k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€438-
Other operating charges640/8€575€520▼
Gross operating margin9900€46k€53k▲
Operating profit (loss)9901€45k€53k▲
Financial income75/76B€46€1k▲
Recurring financial income75€46€1k▲
Financial charges65/66B€245€123▼
Recurring financial charges65€245€123▼
Profit (loss) for the period before taxes9903€44k€54k▲
Income taxes67/77€12k€11k▼
Profit (loss) for the period9904€33k€43k▲
Profit (loss) for the period to be appropriated9905€33k€43k▲
Appropriation of the result
Profit (loss) to be appropriated9906€126k€139k▲
Profit (loss) brought forward from the previous period14P€94k€96k▲
Profit to be distributed694/7€30k€130k▲
Return on contributions (dividend)694€30k€130k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
25-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity doublescurrent ratio 19.92
Current ratio from 9.37 to 19.92; short-term debt falls from €14k to €6k.
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €100kEq €114k ▲25.1%
6 profitable years in a row build equity to €114k.
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €17k ▼76.7%
Net result drops to €17k, the lowest in the series; recovery starts the following year.
15-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €71k ▲47.3%
Operating result €89k, net result €71k, both a record.
31-12
Financial
Equity above €200kEq €243k ▲41.1%
3 profitable years in a row build equity to €243k.
22-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Liquidity times 12current ratio 57.46
Current ratio from 4.73 to 57.46; short-term debt falls from €33k to €3k.
31-12
Financial
Equity above €150kEq €172k ▲38.7%
2 profitable years in a row build equity to €172k.
26-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
12-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Stabroek · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Steenlandlaan 502940 StabroekGround area
755 m²
Building footprint
142 m²
Volume, LiDAR
546 m³
Parcel 11044A0013/00V002, Flanders · tallest building 5.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
JANUM
since 20152.246.316.003
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11044A0013/00V002 | Flanders | 755 m² | 1 · 142 m² | 5.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,577. 34,382 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-10-2015
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
18120Other printing
18130Pre-press and pre-media services
64200Holdings
64210Activities of holding companies
71111Activities of building architects
74909Other professional, scientific and technical activities
74999Other professional, scientific and technical activities
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.