JANSSEN CONSTRUCT
ActiveJANSSEN CONSTRUCT has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €412k and a net result of €8k. Equity is growing by ~9.3% per year across the filed fiscal years. Its solvency ranks better than 46% of 2149 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
74
/ 100
Healthy▲ +16 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability9▼-75
Solvency58▲+15
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity tight (current ratio 1.17 against 0.63 in 2024), and 65.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
34.7%
Return on assets
0.7%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
29 d late
2023
30 d late
2022
30 d late
2021
30 d late
2020
31 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€412k▲ 1.9%
2024 · €404k
2018: €240k
2019: €254k
2020: €211k
2021: €304k
2022: €296k
2023: €386k
2024: €404k
2018 → 2025
Total assets
€1.18M▼ 4.7%
2024 · €1.24M
2018: €627k
2019: €701k
2020: €829k
2021: €963k
2022: €939k
2023: €1.05M
2024: €1.24M
2018 → 2025
Net result
€8k▼ 88.5%
2024 · €68k
2018: €63k
2019: €14k
2020: €-43k
2021: €93k
2022: €41k
2023: €90k
2024: €68k
2018 → 2025
Working capital
€47k
2024 · €-201k
2018: €-9k
2019: €41k
2020: €-74k
2021: €-155k
2022: €-252k
2023: €-224k
2024: €-201k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€304k-€296k▼ 2.8%€386k▲ 30.3%€404k▲ 4.7%€412k▲ 1.9%
Operating result€120k-€72k▼ 39.8%€149k▲ 106%€112k▼ 24.7%€51k▼ 54.4%
Net result€93k-€41k▼ 55.9%€90k▲ 118%€68k▼ 24.1%€8k▼ 88.5%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 54% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.18M
Fixed assets
€854k▼ 4.5%
Current assets
€330k▼ 5.2%
Equity and liabilities €1.18M
Equity
€412k▲ 1.9%
Debt
€773k▼ 7.9%
The debt ratio falls from 67.5% to 65.3%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€132k▼
2024 · €167k
Cash flow
€88k▼
2024 · €124k
Solvency
34.7%▲
2024 · 32.5%
Current ratio
1.17▲
2024 · 0.63
Quick ratio
1.17▲
2024 · 0.63
Debt / equity
1.88▼
2024 · 2.08
ROE
1.9%▼
2024 · 16.9%
ROA
0.7%▼
2024 · 5.5%
Interest coverage
4.65▼
2024 · 11.38
Debt
€773k▼
2024 · €839k
Debt ≤ 1 year
€283k▼
2024 · €549k
Debt > 1 year
€489k▲
2024 · €289k
Income taxes
€15k▼
2024 · €31k
Staff costs
€126▲
2024 · €-9
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.24M€1.18M▼
Formation expenses20€0€0=
Fixed assets21/28€894k€854k▼
Tangible fixed assets22/27€862k€823k▼
Land and buildings22€653k€628k▼
Plant, machinery and equipment23€9k€12k▲
Furniture and vehicles24€57k€51k▼
Leasing and similar rights25€143k€132k▼
Other tangible fixed assets26€0€0=
Financial fixed assets28€31k€31k=
Current assets29/58€349k€330k▼
Amounts receivable within one year40/41€314k€300k▼
Trade receivables40€269k€257k▼
Other amounts receivable41€44k€43k▼
Cash at bank and in hand54/58€35k€29k▼
Deferred charges and accrued income490/1-€1k
Equity and liabilities
Total equity and liabilities10/49€1.24M€1.18M▼
Equity10/15€404k€412k▲
Contributions10/11€17k€17k=
Reserves13€387k€395k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€385k€393k▲
Amounts payable17/49€839k€773k▼
Amounts payable after more than one year17€289k€489k▲
Financial debts170/4€214k€489k▲
Other amounts payable178/9€75k-
Amounts payable within one year42/48€549k€283k▼
Current portion of amounts payable after more than one year42€121k€95k▼
Trade debts44€328k€87k▼
Suppliers440/4€328k€87k▼
Taxes, remuneration and social security45€50k€26k▼
Taxes450/3€50k€23k▼
Remuneration and social security454/9-€3k
Other amounts payable47/48€50k€75k▲
Income statement
Code20242025
Non-recurring operating income76A€113k€3k▼
Remuneration, social security and pensions62€-9€126▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€56k€81k▲
Other operating charges640/8€8k€7k▼
Gross operating margin9900€175k€139k▼
Operating profit (loss)9901€112k€51k▼
Financial income75/76B€2k€322▼
Recurring financial income75€2k€322▼
Financial charges65/66B€15k€28k▲
Recurring financial charges65€15k€28k▲
Profit (loss) for the period before taxes9903€99k€23k▼
Income taxes67/77€31k€15k▼
Profit (loss) for the period9904€68k€8k▼
Profit (loss) for the period to be appropriated9905€68k€8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€68k€8k▼
Transfer from equity791/2€50k-
Transfer to equity691/2€68k€8k▼
To other reserves6921€68k€8k▼
Profit to be distributed694/7€50k-
Return on contributions (dividend)694€50k-
The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 28 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 29 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 30 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 30 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 30 days late
2021
31-12
Financial
Back to profitnet €93k
Net result €93k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
31-12
Financial
Weakest financial yearnet €-43k ▼413%
Net result drops to €-43k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 31 days late
2019
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 27 days late
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 27 days late
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Houffalize · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Censes, Tailles 156661 HouffalizeGround area
1,881 m²
Building footprint
153 m²
Parcel 82027A1894/00K000, Wallonia. Linked by address, not a title deed.
1 establishment unit
JANSSEN CONSTRUCT
since 20102.188.346.031
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 82027A1894/00K000 | Wallonia | 1,881 m² | 1 · 153 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SANTERMANS
BE 0447.277.886
Lummen · Eq €411k
VAN DYCK REAL ESTATE
BE 0767.653.644
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Etablissements Francis WALRY
BE 0438.096.837
Fosses-la-Ville · Eq €413k
ALFA BOUW
BE 0696.627.571
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RUBEN M
BE 0848.178.688
Antwerpen · Eq €419k
Of 2,429 companies in sector 41003 we hold annual accounts for 1,047. 638 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-05-2010
Fiscal year end31-12
Activities, NACEBEL
41003General construction of other non-residential buildings
43990Other specialised construction activities
43999Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.