Jans-Elek
ActiveJans-Elek has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €165k and a net result of €37k. Equity is growing by ~22.7% per year across the filed fiscal years. Its solvency ranks better than 78% of 1291 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.5% (low).
Checked score
Score 2025
93
/ 100
Excellent▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
1.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity ample (current ratio 3.91 against 3.58 in 2024), and 28.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 33
Relative position
BE, all sectors
reference
Sector 33
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
71.8%
Return on assets
16.1%
Age of the figures
11 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-04-2026, 1 day ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
1 d early
2024
on the day
2023
12 d early
2022
25 d early
2021
5 d early
2020
32 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€165k▲ 28.9%
2024 · €128k
2020: €57k
2021: €85k
2022: €89k
2023: €89k
2024: €128k
2020 → 2025
Total assets
€230k▲ 18.8%
2024 · €194k
2020: €130k
2021: €203k
2022: €167k
2023: €219k
2024: €194k
2020 → 2025
Net result
€37k▼ 5.2%
2024 · €39k
2020: €52k
2021: €49k
2022: €4k
2023: €39k
2024: €39k
2020 → 2025
Working capital
€107k▲ 36.9%
2024 · €78k
2020: €50k
2021: €58k
2022: €54k
2023: €38k
2024: €78k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€85k-€89k▲ 4.3%€89k=€128k▲ 43.9%€165k▲ 28.9%
Operating result€61k-€6k▼ 89.7%€50k▲ 701%€59k▲ 17.9%€52k▼ 12.2%
Net result€49k-€4k▼ 92.5%€39k▲ 950%€39k▲ 1.2%€37k▼ 5.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 12% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €230k
Fixed assets
€86k▲ 1.2%
Current assets
€144k▲ 32.5%
Equity and liabilities €230k
Equity
€165k▲ 28.9%
Debt
€65k▼ 1.0%
The debt ratio falls from 33.9% to 28.2%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€62k▼
2024 · €69k
Cash flow
€47k▼
2024 · €49k
Solvency
71.8%▲
2024 · 66.1%
Current ratio
3.91▲
2024 · 3.58
Quick ratio
3.18▲
2024 · 2.63
Debt / equity
0.39▼
2024 · 0.51
ROE
22.4%▼
2024 · 30.5%
ROA
16.1%▼
2024 · 20.2%
Interest coverage
23.53▼
2024 · 41.05
Debt
€65k▼
2024 · €66k
Debt ≤ 1 year
€37k▲
2024 · €30k
Debt > 1 year
€28k▼
2024 · €35k
Income taxes
€14k▼
2024 · €19k
Staff costs
€18k=
2024 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€194k€230k▲
Fixed assets21/28€85k€86k▲
Tangible fixed assets22/27€85k€86k▲
Land and buildings22€69k€64k▼
Plant, machinery and equipment23€1k€2k▲
Furniture and vehicles24€15k€19k▲
Current assets29/58€109k€144k▲
Amounts receivable after more than one year29€0-
Other amounts receivable291€0-
Stocks and contracts in progress3€29k€27k▼
Stocks30/36€29k€27k▼
Amounts receivable within one year40/41€12k€45k▲
Trade receivables40€11k€39k▲
Other amounts receivable41€1k€6k▲
Current investments50/53€25k€25k▼
Cash at bank and in hand54/58€32k€37k▲
Deferred charges and accrued income490/1€11k€10k▼
Equity and liabilities
Total equity and liabilities10/49€194k€230k▲
Equity10/15€128k€165k▲
Contributions10/11€5k€5k=
Reserves13€123k€160k▲
Distributable reserves133€123k€160k▲
Profit (loss) carried forward14€0-
Amounts payable17/49€66k€65k▼
Amounts payable after more than one year17€35k€28k▼
Financial debts170/4€35k€28k▼
Amounts payable within one year42/48€30k€37k▲
Current portion of amounts payable after more than one year42€9k€7k▼
Trade debts44€7k€21k▲
Suppliers440/4€7k€21k▲
Taxes, remuneration and social security45€15k€8k▼
Taxes450/3€9k€2k▼
Remuneration and social security454/9€6k€6k▲
Other amounts payable47/48€50€174▲
Accrued charges and deferred income492/3€387€400▲
Income statement
Code20242025
Remuneration, social security and pensions62€18k€18k=
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€10k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0-
Other operating charges640/8€1k€1k▼
Gross operating margin9900€88k€81k▼
Operating profit (loss)9901€59k€52k▼
Financial income75/76B€611€2k▲
Recurring financial income75€611€2k▲
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€58k€51k▼
Income taxes67/77€19k€14k▼
Profit (loss) for the period9904€39k€37k▼
Profit (loss) for the period to be appropriated9905€39k€37k▼
Appropriation of the result
Profit (loss) to be appropriated9906€39k€37k▼
Transfer to equity691/2€39k€37k▼
To other reserves6921€39k€37k▼
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Equity above €150kEq €165k ▲28.9%
6 profitable years in a row build equity to €165k.
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Liquidity doublescurrent ratio 3.58
Current ratio from 1.44 to 3.58; short-term debt falls from €86k to €30k.
30-09
Financial
Equity above €100kEq €128k ▲43.9%
5 profitable years in a row build equity to €128k.
18-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
05-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Weakest financial yearnet €4k ▼92.5%
Net result drops to €4k, the lowest in the series; recovery starts the following year.
25-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
de Berlaymontstraat 43500 HasseltGround area
563 m²
Building footprint
121 m²
Volume, LiDAR
850 m³
Parcel 71052C0175/00F002, Flanders · tallest building 10.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Jans Elek
since 20192.292.346.065
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71052C0175/00F002 | Flanders | 563 m² | 1 · 121 m² | 10.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 202 companies in sector 33130 we hold annual accounts for 79. 61 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-08-2019
Fiscal year end30-09
Activities, NACEBEL
33130Repair, maintenance and installation of machinery and equipment
43211General electrical installation work
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.