Skip to content

JANOS

Active
Private limited companyfounded 201313 yrs activeHulstlei 15, 2627 Schelle, BelgiumKBO/BCE: BE 0534.632.227
Summary

JANOS has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €18,647 and a net result of -€10,826. Equity is shrinking by ~4.8% per year across the filed fiscal years. Its solvency ranks better than 46% of 31896 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability0=
Solvency77▼-22
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days acceptable
Liquidity ample (current ratio 2.07 against 4.0 in 2024; short-term debt: 48.4% and cash: 73.4% of total assets), and 48.4% of the assets are financed with debt.
Credit check for your own amount and term

Open the credit simulator : see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
51.6%
Return on assets
-30%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 13 years 0 20 y
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€10,826
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-05-2026, 77 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
77 d early
2024
100 d early
2023
33 d early
2022
53 d early
2021
53 d early
2020
54 d early
2019
28 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 49 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 21 May 2013, JANOS was incorporated.1 Total assets went from EUR 40,475 in 2018 to EUR 36,103 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Equity
€18,647▼ 36.7%
2024 · €29,472
Total assets
€36,103▼ 9.3%
2024 · €39,809
Net result
-€10,826▼ 7.1%
2024 · -€10,106
Working capital
€18,647▼ 37.6%
2024 · €29,860
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€17,136-€8,158-€2,344▲ 71.3%-€9,878▼ 321%-€10,297▼ 4.2%
Net result€13,664-€7,181-€2,370▲ 67.0%-€10,106▼ 326%-€10,826▼ 7.1%
Equity€49,129▲ 38.5%€41,948▼ 14.6%€39,578▼ 5.7%€29,472▼ 25.5%€18,647▼ 36.7%
Total assets€57,711▲ 32.0%€52,901▼ 8.3%€48,596▼ 8.1%€39,809▼ 18.1%€36,103▼ 9.3%
Debt€8,581▲ 3.9%€10,952▲ 27.6%€9,018▼ 17.7%€10,337▲ 14.6%€17,456▲ 68.9%
Working capital€47,886▲ 35.0%€41,154▼ 14.1%€39,232▼ 4.7%€29,860▼ 23.9%€18,647▼ 37.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€20,000-€10,000€0€10,000€20,000Operating result 2021: €17,136€17,136Net result 2021: €13,664€13,664Operating result 2022: -€8,158-€8,158Net result 2022: -€7,181-€7,181Operating result 2023: -€2,344-€2,344Net result 2023: -€2,370-€2,370Operating result 2024: -€9,878-€9,878Net result 2024: -€10,106-€10,106Operating result 2025: -€10,297-€10,297Net result 2025: -€10,826-€10,82620212022202320242025-€15,000-€10,000-€5,000€0Operating result 2023: -€2,344-€2,340Net result 2023: -€2,370-€2,370Operating result 2024: -€9,878-€9,880Net result 2024: -€10,106-€10,100Operating result 2025: -€10,297-€10,300Net result 2025: -€10,826-€10,800202320242025
The operating result stays negative: a loss of €10,297 in 2025 against €9,878 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €36,103
Equity €18,647 ▼ 36.7%
Debt €17,456 ▲ 68.9%
Debt's share of the balance-sheet total rises from 26.0% to 48.4%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
-€10,297▼
2024 · -€9,533
Cash flow
-€10,826▼
2024 · -€9,760
Current ratio
2.07▼
2024 · 4.00
Debt to equity
0.94▲
2024 · 0.35
ROE
-58.1%▼
2024 · -34.3%
ROA
-30.0%▼
2024 · -25.4%
Interest coverage
-41.21▲
2024 · -53.52
Debt ≤ 1 year
€17,456▲
2024 · €9,949
Income taxes
€279▼
2024 · €308
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 4,815 companies that looked in July 2024 the way this one looks now, 1.9% went bankrupt within 24 months and 88% are still going.

  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a loss of 10% of the balance sheet or more
1.9% went bankrupt
9.9% stopped otherwise
88% still going

A further 0.5% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 4,815 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet Code20242025
Assets
Total assets20/58€39,809€36,103▼
Fixed assets21/28€0-
Tangible fixed assets22/27€0-
Furniture and vehicles24€0-
Current assets29/58€39,809€36,103▼
Amounts receivable within one year40/41€10,950€7,824▼
Trade receivables40€10,950€7,824▼
Other amounts receivable41€0-
Cash at bank and in hand54/58€27,011€26,490▼
Deferred charges and accrued income490/1€1,848€1,789▼
Equity and liabilities
Total equity and liabilities10/49€39,809€36,103▼
Equity10/15€29,472€18,647▼
Contributions10/11€6,200€6,200=
Reserves13€1,860€12,447▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€1,860€12,447▲
Profit (loss) carried forward14€21,412€0▼
Amounts payable17/49€10,337€17,456▲
Amounts payable within one year42/48€9,949€17,456▲
Trade debts44€2,690€2,385▼
Suppliers440/4€2,690€2,385▼
Taxes, remuneration and social security45€5,896€6,171▲
Taxes450/3€5,896€6,171▲
Other amounts payable47/48€1,363€8,900▲
Accrued charges and deferred income492/3€387€0▼
Income statement Code20242025
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€346€0▼
Other operating charges640/8€1,574€1,877▲
Gross operating margin9900-€7,959-€8,421▼
Operating profit (loss)9901-€9,878-€10,297▼
Financial income75/76B€259€0▼
Recurring financial income75€259€0▼
Financial charges65/66B€178€250▲
Recurring financial charges65€178€250▲
Profit (loss) for the period before taxes9903-€9,797-€10,547▼
Income taxes67/77€308€279▼
Profit (loss) for the period9904-€10,106-€10,826▼
Profit (loss) for the period to be appropriated9905-€10,106-€10,826▼
Appropriation of the result
Profit (loss) to be appropriated9906€21,412€10,587▼
Profit (loss) brought forward from the previous period14P€31,518€21,412▼
Transfer to equity691/2-€10,587
To other reserves6921-€10,587

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Non-recurring operating income76A--€1,831€0--
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€103€449€449€346€0▼ 100%
Other operating charges640/8€954€1,568€1,216€1,574€1,877▲ 19.2%
Gross operating margin9900€18,193-€6,141-€680-€7,959-€8,421▼ 5.8%
Operating profit (loss)9901€17,136-€8,158-€2,344-€9,878-€10,297▼ 4.2%
Financial income75/76B€1,586€1,388€406€259€0▼ 100.0%
Recurring financial income75€1,586€1,388€406€259€0▼ 100.0%
Financial charges65/66B€135€139€165€178€250▲ 40.3%
Recurring financial charges65€135€139€165€178€250▲ 40.3%
Profit (loss) for the period before taxes9903€18,587-€6,909-€2,104-€9,797-€10,547▼ 7.6%
Income taxes67/77€4,923€272€267€308€279▼ 9.6%
Profit (loss) for the period9904€13,664-€7,181-€2,370-€10,106-€10,826▼ 7.1%
Profit (loss) for the period to be appropriated9905€13,664-€7,181-€2,370-€10,106-€10,826▼ 7.1%
Line20212022202320242025Change
Assets
Total assets20/58€57,711€52,901€48,596€39,809€36,103▼ 9.3%
Fixed assets21/28€1,243€794€346€0--
Tangible fixed assets22/27€1,243€794€346€0--
Furniture and vehicles24€1,243€794€346€0--
Current assets29/58€56,468€52,106€48,251€39,809€36,103▼ 9.3%
Amounts receivable within one year40/41€25,464€13,468€12,356€10,950€7,824▼ 28.6%
Trade receivables40€71€0€5,168€10,950€7,824▼ 28.6%
Other amounts receivable41€25,393€13,468€7,188€0--
Cash at bank and in hand54/58€31,004€38,638€33,999€27,011€26,490▼ 1.9%
Deferred charges and accrued income490/1--€1,896€1,848€1,789▼ 3.2%
Equity and liabilities
Total equity and liabilities10/49€57,711€52,901€48,596€39,809€36,103▼ 9.3%
Equity10/15€49,129€41,948€39,578€29,472€18,647▼ 36.7%
Contributions10/11€6,200€6,200€6,200€6,200€6,200=
Reserves13€1,860€1,860€1,860€1,860€12,447▲ 569%
Non-distributable reserves130/1€1,860€1,860€1,860€0--
Reserves not available under the articles1311€1,860€1,860€1,860€0--
Distributable reserves133---€1,860€12,447▲ 569%
Profit (loss) carried forward14€41,069€33,888€31,518€21,412€0▼ 100%
Amounts payable17/49€8,581€10,952€9,018€10,337€17,456▲ 68.9%
Amounts payable within one year42/48€8,581€10,952€9,018€9,949€17,456▲ 75.4%
Trade debts44€1,125€2,863€3,021€2,690€2,385▼ 11.4%
Suppliers440/4€1,125€2,863€3,021€2,690€2,385▼ 11.4%
Taxes, remuneration and social security45€7,456€8,090€5,997€5,896€6,171▲ 4.7%
Taxes450/3€7,456€8,090€5,997€5,896€6,171▲ 4.7%
Other amounts payable47/48---€1,363€8,900▲ 553%
Accrued charges and deferred income492/3---€387€0▼ 100%
Line20212022202320242025Change
Profit (loss) for the period9904€13,664-€7,181-€2,370-€10,106-€10,826▼ 7.1%
+ Depreciation and write-downs630€103€449€449€346€0▼ 100%
Operating cash flow (approximation)€13,767-€6,732-€1,922-€9,760-€10,826▼ 10.9%
Investment in fixed assets (approximation)-€0€0€0--
Change in cash-€7,634-€4,639-€6,988-€521▲ 92.5%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
15-05
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Weakest financial yearnet -€10,826
Net result drops to -€10,826, the lowest in the series.
22-04
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
28-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
08-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
08-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Back to profitnet €13,664
Net result €13,664 after one loss-making year.
07-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
28-08
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
22-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 22 days late
2018
23-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 23 days late
2017
11-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 11 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schelle · 1 establishment unit since 2013
seat establishment The establishment unit on the map
Ground area
708 m²
Building footprint
171 m²
Volume, LiDAR
798 m³
Parcel 11038B0271/00H002, Flanders · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JANOS
Hulstlei 15, 2627 SchelleAgents specialised in the wholesale of other particular products
since 20132.219.325.752
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11038B0271/00H002 Flanders 708 m² 1 · 171 m² 7.5 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,642 companies in sector 70200 we hold annual accounts for 52,590. 29,838 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded21-05-2013
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
46180Agents specialised in the wholesale of other particular products
46190Agents in non-specialised wholesale trade
62200Computer consultancy and computer facilities management
64210Activities of holding companies
E-invoicing
Reachable via Peppol
Peppol ID 0208:0534632227
Also 9925:BE0534632227
Registered 26-05-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.