Losses
Every financial year from 2022 to 2025 closed with a loss. 2025 was the heaviest.
Every financial year from 2022 to 2025 closed with a loss. 2025 was the heaviest.
Four of the last ten came late. The 2019 accounts came latest: 28 days after the end of the period.
Lower net result than 89% of companies in head offices and management consultancy. Sector median €26,448 · 41,229 companies.
In July 2024, 4,805 companies had the same profile as JANOS has now. Each dot stands for 13 companies, two years later.
Another 0.1% stopped without a precise date, possibly only after those two years.
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 4,805 companies, not a prediction for JANOS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
| Company | ||||
|---|---|---|---|---|
| JANOS Schelle | €36,103 | -€8,421 | 51.6% | - |
| GREENEYES Antwerp | €36,434 | -€4,123 | -27.3% | - |
| JANSSENS-STIJN-SERVICES Stabroek | €36,152 | -€12,793 | 87.2% | - |
| FOCUS ON YOU Putte | €41,476 | €89 | 13.9% | - |
| J&D PROJECT MANAGEMENT Antwerp | €33,801 | -€4,708 | 24.7% | - |
| PRODELIS Nijlen | €43,643 | -€43,298 | -152.8% | - |
| LORO CONSULTING Hove | €29,583 | -€998 | 88.7% | - |
These companies have the same main activity as JANOS: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €29,600 and €43,600, founded between 2012 and 2014.
JANOS files the micro format. That format states no turnover. The gross margin fell from €26,127 in 2014 to -€8,421 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
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