JANOJAD

Active

Private limited companyfounded 20215 yrs activePastorijstraat 7, 1080 Sint-Jans-Molenbeek, BelgiumKBO/BCE: BE 0770.363.508

The computed 12-month bankruptcy probability of JANOJAD is 10.0% (elevated). The 2023 annual accounts show negative equity (€-4k) and a net result of €-7k. Its solvency ranks better than 11% of 24647 sector peers (fiscal year 2023). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2023

17 / 100

Critical▼ -68 vs 2022

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2022

Profitability50▼-50

Solvency37▼-63

Growth32

Stability94

Bankruptcy probability, 12 months

10.0% Elevated

0%0.5%1.5%4%10%≥ 25%

No credit on open account

Liquidity short (current ratio 0.65), and equity is negative.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Eight signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2023

Solvency, return and age of the figures

Solvency

-54.5%

Return on assets

-91.9%

Age of the figures

32 mo

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 47

Relative position

BE, all sectors

reference

Sector 47

higher

← fewer bankruptcies more bankruptcies →

Negative equity

Equity is negative for financial year 2023: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).

NBB · annual accounts 2023

Equity per financial year

2223

2022 to 2023 · latest year -€4k

Two or more financial years not filed

Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.

NBB · 2 filings

Position against the passed deadline

31-12-2024 close31-07-2025 deadline14-09-2026 today

Latest accounts filed on time

The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 24-07-2024, 7 days ahead of the deadline.

NBB · 2 filings

Deviation from the deadline

2025

not confirmed

2024

not filed

2023

7 d early

2022

135 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2023, micro schema

Turnover

€135k

EBIT margin

-5.3%

Net result

€-7k

2022 · €4k

2022: €4k

2022 → 2023

Working capital

€-4k

2022 · €7k

2022: €7k

2022 → 2023

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20222023Trend

Turnover€135k

Equity€7k-€-4k

Operating result€4k-€-7k

Net result€4k-€-7k

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result turns negative in 2023: a loss of €7k after €4k in 2022.

Key figures and ratios

2023 value · change against 2022

Solvency

-54.5%▼

2022 · 99.6%

Current ratio

0.65

Quick ratio

0.18

Debt / equity

-2.84▼

2022 · 0.00

ROE

168.8%▲

2022 · 57.9%

ROA

-91.9%▼

2022 · 57.7%

Debt

€12k▲

2022 · €27

Debt ≤ 1 year

€12k▲

2022 · €27

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2023 against 2022

Balance sheet Code20222023

Assets

Total assets20/58€7k€8k▲

Current assets29/58€7k€8k▲

Amounts receivable after more than one year29€546-

Other amounts receivable291€546-

Stocks and contracts in progress3€2k€6k▲

Stocks30/36€2k€6k▲

Amounts receivable within one year40/41€1k€2k▲

Other amounts receivable41€1k€2k▲

Cash at bank and in hand54/58€4k€150▼

Equity and liabilities

Total equity and liabilities10/49€7k€8k▲

Equity10/15€7k€-4k▼

Contributions10/11€3k€3k=

Profit (loss) carried forward14€4k€-7k▼

Amounts payable17/49€27€12k▲

Amounts payable within one year42/48€27€12k▲

Trade debts44-€9k

Suppliers440/4-€9k

Taxes, remuneration and social security45-€3k

Remuneration and social security454/9-€3k

Other amounts payable47/48€27€410▲

Income statement Code20222023

Turnover70-€135k

Goods, raw materials, services and sundry goods60/61-€138k

Non-recurring operating charges66A€2k€4k▲

Gross operating margin9900€7k€-3k▼

Operating profit (loss)9901€4k€-7k▼

Financial charges65/66B-€34

Recurring financial charges65-€34

Profit (loss) for the period before taxes9903€4k€-7k▼

Profit (loss) for the period9904€4k€-7k▼

Profit (loss) for the period to be appropriated9905€4k€-7k▼

Appropriation of the result

Profit (loss) to be appropriated9906€4k€-7k▼

Profit (loss) brought forward from the previous period14P-€-69

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 2Filings 2

2024

24-07

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

13-12

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 135 days late

NBB filing

Directors · office · real estate

Directors

4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Sint-Jans-Molenbeek · 1 establishment unit since 2021

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Pastorijstraat 71080 Sint-Jans-Molenbeek

Ground area

106 m²

Building footprint

106 m²

Volume, LiDAR

1,445 m³

Parcel 21522B0236/00V002, Brussels · tallest building 17.3 m, ±5 floors. Linked by address, not a title deed.

1 establishment unit

Pastorijstraat 7, 1080 Sint-Jans-Molenbeek

Retail trade

since 20212.367.924.309

1 parcel

Brussels 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
21522B0236/00V002	Brussels	106 m²	1 · 106 m²	17.3 m · 5 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

La Mediteranée à proximité

BE 0550.789.853

Leuze-en-Hainaut · Eq €7k

Of 3,810 companies in sector 47210 we hold annual accounts for 958. 480 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded25-06-2021

Fiscal year end31-12

Activities, NACEBEL

47210Retail sale of fruit and vegetables

47810Retail trade

46319Wholesale of fruit and vegetables, excluding potatoes

47781Retail sale of solid, liquid and gaseous fuels, excluding motor fuels

47990Retail trade

Sources

Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers

Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.