Janoff Interior
Open bankruptcyA bankruptcy procedure is open for Janoff Interior according to publications in the Belgian State Gazette; curator: Geert SOETAERT.
Summary
The 2023 annual accounts show equity of €79,163 and a net result of €32,439.
Are you a creditor?
Open bankruptcy
Source: Belgian Official Gazette
If this company owes you money, you are not paid automatically: you file your claim yourself, within the deadline the judgment sets.
The procedure
- Court
- Enterprise Court of Ghent, Kortrijk division
- Declared bankrupt
- 20 January 2026
- Supervising judge
- Frank Vandelanotte
- Official Gazette
- 26-01-2026 (pdf) ↗search the document for 2026/102982
Deadlines
- Provisional date payments stopped
- 20 January 2026A later judgment can change the date.art. XX.105 CEL
- Appeal or third-party opposition until
- passed on 10 February 2026Fifteen days after the publication in the Official Gazette.art. XX.108 CEL
- File the claim in RegSol until
- passed on 19 February 2026art. XX.104 and XX.155 CEL
- First verification report
- passed on 10 March 2026Goods that belong to you, such as those delivered under retention of title, are reclaimed before this day.art. XX.104 and XX.194 CEL
- Late claim until
- 20 January 2027Late, you share only in what has not been paid out yet, and the costs are yours.art. XX.165 CEL
Curator
- Geert SoetaertGroeningestraat 33, 8500 Kortrijkgeertsoetaert@dsda.be
What to do now
- Do not deliver on credit any more without an agreement with the curator.
- Gather your documents: invoices, purchase orders, contract, delivery notes and reminders.
- File your proof of claim in RegSol (regsol.be), yourself with eID or itsme, or through your lawyer. State principal, interest and costs separately, and any preferential right you hold.
- Delivered under retention of title? Reclaim your goods before the first report on the verification of claims.
- Ask your accountant about the VAT on the unpaid invoices: in a bankruptcy it can be recovered under conditions.
- Follow the file in RegSol: the verification report (admitted or disputed) and the curator's reports appear there.
The deadlines above come from the publication of the judgment. Check them in RegSol before you file anything; a passed deadline no longer applies.
File a claim in RegSol ↗
Watch
Follow this bankruptcy: you are alerted when it is closed or reversed.
General information, not legal advice. If in doubt, the curator, your lawyer or your accountant can help.Creditor guide for this company
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Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 15-10-2024, 76 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
76 d late
2022
136 d late
2021
149 d late
2020
61 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 106 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
Who ran this company, and where was it based, on a date before the end?Company as of a date Are there other customers at risk in your own list?List enrichment How is the Joinery installation sector doing?Sector figures
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2023, micro schema
Equity
€79,163▲ 43.3%
2022 · €55,224
Total assets
€217,323▲ 25.1%
2022 · €173,654
Net result
€32,439▲ 510%
2022 · €5,320
Working capital
€65,259▲ 81.2%
2022 · €36,008
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2020202120222023
Operating result€33,066-€29,586▼ 10.5%€8,063▼ 72.7%€40,122▲ 398%
Net result€26,752above the sector's middle half-€21,152within the sector's middle half▼ 20.9%€5,320within the sector's middle half▼ 74.8%€32,439above the sector's middle half▲ 510%
Equity€28,752within the sector's middle half-€49,904within the sector's middle half▲ 73.6%€55,224within the sector's middle half▲ 10.7%€79,163within the sector's middle half▲ 43.3%
Total assets€132,071within the sector's middle half-€204,439within the sector's middle half▲ 54.8%€173,654within the sector's middle half▼ 15.1%€217,323within the sector's middle half▲ 25.1%
Debt€103,319-€154,536▲ 49.6%€118,429▼ 23.4%€138,160▲ 16.7%
Working capital€27,109within the sector's middle half-€24,476within the sector's middle half▼ 9.7%€36,008within the sector's middle half▲ 47.1%€65,259within the sector's middle half▲ 81.2%
Solvency21.8%within the sector's middle half-24.4%within the sector's middle half▲ 2.6pp31.8%within the sector's middle half▲ 7.4pp36.4%within the sector's middle half▲ 4.6pp
Current ratio1.26within the sector's middle half-1.16within the sector's middle half▼ 0.101.31within the sector's middle half▲ 0.151.47within the sector's middle half▲ 0.17
Return on assets (ROA)20.3%above the sector's middle half-10.3%within the sector's middle half▼ 9.9pp3.1%within the sector's middle half▼ 7.3pp14.9%within the sector's middle half▲ 11.9pp
above
within
below
the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2023; 2023 is 398% above 2022 and is the highest result in the available series.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €217,323
Fixed assets
€13,904 ▼ 29.3%
Current assets
€203,419 ▲ 32.1%
Equity and liabilities €217,323
Equity
€79,163 ▲ 43.3%
Debt
€138,160 ▲ 16.7%
Debt's share of the balance-sheet total falls from 68.2% to 63.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€45,885▲
2022 · €13,851
Cash flow
€38,202▲
2022 · €11,108
Quick ratio
1.45▲
2022 · 1.28
Debt to equity
1.75▼
2022 · 2.14
ROE
41.0%▲
2022 · 9.6%
Interest coverage
91.95▲
2022 · 16.37
Debt ≤ 1 year
€138,160▲
2022 · €117,979
Income taxes
€7,184▲
2022 · €1,901
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €25 | €3,469 | €5,788 | €5,763 | ▼ 0.4% |
| Other operating charges640/8 | - | €2,064 | €2,257 | €823 | ▼ 63.5% |
| Gross operating margin9900 | €35,801 | €35,119 | €16,108 | €46,708 | ▲ 190% |
| Operating profit (loss)9901 | €33,066 | €29,586 | €8,063 | €40,122 | ▲ 398% |
| Financial income75/76B | - | €404 | €4 | - | - |
| Recurring financial income75 | €3,165 | €404 | €4 | - | - |
| Financial charges65/66B | - | €759 | €846 | €499 | ▼ 41.0% |
| Recurring financial charges65 | €1,440 | €759 | €846 | €499 | ▼ 41.0% |
| Profit (loss) for the period before taxes9903 | €34,791 | €29,232 | €7,221 | €39,623 | ▲ 449% |
| Income taxes67/77 | €8,039 | €8,080 | €1,901 | €7,184 | ▲ 278% |
| Profit (loss) for the period9904 | €26,752 | €21,152 | €5,320 | €32,439 | ▲ 510% |
| Profit (loss) for the period to be appropriated9905 | €26,752 | €21,152 | €5,320 | €32,439 | ▲ 510% |
| Line | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €132,071 | €204,439 | €173,654 | €217,323 | ▲ 25.1% |
| Fixed assets21/28 | €1,643 | €25,428 | €19,667 | €13,904 | ▼ 29.3% |
| Tangible fixed assets22/27 | €1,018 | €24,749 | €18,962 | €13,199 | ▼ 30.4% |
| Plant, machinery and equipment23 | - | €24,749 | €18,962 | €13,199 | ▼ 30.4% |
| Financial fixed assets28 | €625 | €679 | €705 | €705 | = |
| Current assets29/58 | €130,428 | €179,011 | €153,987 | €203,419 | ▲ 32.1% |
| Stocks and contracts in progress3 | €19,412 | €3,500 | €3,500 | €3,500 | = |
| Stocks30/36 | - | €3,500 | €3,500 | €3,500 | = |
| Amounts receivable within one year40/41 | €110,123 | €174,533 | €142,572 | €195,206 | ▲ 36.9% |
| Trade receivables40 | - | €117,498 | €89,099 | €102,587 | ▲ 15.1% |
| Other amounts receivable41 | - | €57,034 | €53,472 | €92,619 | ▲ 73.2% |
| Cash at bank and in hand54/58 | - | - | €7,033 | €4,498 | ▼ 36.0% |
| Deferred charges and accrued income490/1 | - | €978 | €882 | €215 | ▼ 75.7% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €132,071 | €204,439 | €173,654 | €217,323 | ▲ 25.1% |
| Equity10/15 | €28,752 | €49,904 | €55,224 | €79,163 | ▲ 43.3% |
| Contributions10/11 | - | €2,000 | €2,000 | €2,000 | = |
| Reserves13 | - | €47,904 | €53,224 | €77,163 | ▲ 45.0% |
| Distributable reserves133 | - | €47,904 | €53,224 | €77,163 | ▲ 45.0% |
| Profit (loss) carried forward14 | €26,752 | - | - | - | - |
| Amounts payable17/49 | €103,319 | €154,536 | €118,429 | €138,160 | ▲ 16.7% |
| Amounts payable within one year42/48 | €103,319 | €154,536 | €117,979 | €138,160 | ▲ 17.1% |
| Financial debts43 | - | €3,002 | - | - | - |
| Credit institutions430/8 | - | €3,002 | - | - | - |
| Trade debts44 | €90,445 | €135,415 | €92,477 | €109,530 | ▲ 18.4% |
| Suppliers440/4 | - | €135,415 | €92,477 | €109,530 | ▲ 18.4% |
| Taxes, remuneration and social security45 | - | €16,119 | €9,980 | €11,496 | ▲ 15.2% |
| Taxes450/3 | - | €16,119 | €9,980 | €11,496 | ▲ 15.2% |
| Other amounts payable47/48 | - | - | €15,522 | €17,134 | ▲ 10.4% |
| Accrued charges and deferred income492/3 | - | - | €450 | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €26,752 | €21,152 | €5,320 | €32,439 | ▲ 510% |
| + Depreciation and write-downs630 | €25 | €3,469 | €5,788 | €5,763 | ▼ 0.4% |
| Operating cash flow (approximation) | €26,777 | €24,621 | €11,108 | €38,202 | ▲ 244% |
| Investment in fixed assets (approximation) | - | -€27,254 | -€26 | €0 | ▲ 100% |
| Change in cash | - | - | - | -€2,535 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
26-01
Bankruptcy
Opening
Ondernemingsrechtbank Gent, afdeling Kortrijk · event 20-01-2026
2024
15-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 76 days late
2023
31-12
Financial
Highest result since 2020net €32,439 ▲510%
Operating result €40,122, net result €32,439, both a record.
14-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 136 days late
2022
31-12
Financial
Weakest financial yearnet €5,320 ▼74.8%
Net result drops to €5,320, the lowest in the series.
27-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 149 days late
2021
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 2019
Ground area
409 m²
Building footprint
85 m²
Volume, LiDAR
496 m³
Parcel 34001A0285/00H002, Flanders · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Janoff Interior
since 20192.294.761.266
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34001A0285/00H002 | Flanders | 409 m² | 1 · 85 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | Geert SOETAERT Groeningestraat 33, 8500 KORTRIJK- |
20-01-2026 → present |
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Of 20,025 companies in sector 43320 we hold annual accounts for 9,138. 7,672 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded13-09-2019
Fiscal year end31-12
Activities, NACEBEL 2025
43320Joinery installation
43211General electrical installation work
43341Painting of buildings
43350Other building finishing work
43910Bricklaying and masonry work
43990Other specialised construction activities
E-invoicing
Not found in the Peppol register
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.