JANNIS CONSTRUCT
ActiveJANNIS CONSTRUCT has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €68k and a net result of €18k. Equity is growing by ~109.3% per year across the filed fiscal years. Its solvency ranks better than 57% of 36377 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2024
100
/ 100
Excellent▲ +14 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+3
Solvency96▲+2
Growth78=
Stability100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 2.61 against 2.8 in 2023), and 47.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
52.8%
Return on assets
14.1%
Age of the figures
20 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-06-2025, 31 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
not confirmed
2024
31 d early
2023
34 d early
2022
34 d early
2021
32 d early
2020
36 d early
2019
38 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€68k▲ 31.7%
2023 · €52k
2018: €670
2019: €3k
2020: €10k
2021: €15k
2022: €42k
2023: €52k
2018 → 2024
Total assets
€129k▲ 20.7%
2023 · €107k
2018: €42k
2019: €29k
2020: €51k
2021: €63k
2022: €83k
2023: €107k
2018 → 2024
Net result
€18k▲ 80.8%
2023 · €10k
2018: €-6k
2019: €2k
2020: €7k
2021: €5k
2022: €26k
2023: €10k
2018 → 2024
Working capital
€72k▲ 23.6%
2023 · €58k
2018: €-3k
2019: €149
2020: €9k
2021: €11k
2022: €34k
2023: €58k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€10k-€15k▲ 51.0%€42k▲ 173%€52k▲ 24.2%€68k▲ 31.7%
Operating result€9k-€9k▲ 0.4%€39k▲ 320%€12k▼ 68.2%€29k▲ 135%
Net result€7k-€5k▼ 30.4%€26k▲ 411%€10k▼ 61.8%€18k▲ 80.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 135% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €129k
Fixed assets
€13k▼ 23.1%
Current assets
€116k▲ 28.7%
Equity and liabilities €129k
Equity
€68k▲ 31.7%
Debt
€61k▲ 10.3%
The debt ratio falls from 51.6% to 47.2%: equity grows faster than debt.
Key figures and ratios
EBITDA
€33k▲
2023 · €17k
Cash flow
€22k▲
2023 · €14k
Solvency
52.8%▲
2023 · 48.4%
Current ratio
2.61▼
2023 · 2.80
Quick ratio
2.56▼
2023 · 2.71
Debt / equity
0.89▼
2023 · 1.07
ROE
26.7%▲
2023 · 19.5%
ROA
14.1%▲
2023 · 9.4%
Interest coverage
3.94▼
2023 · 4.75
Debt
€61k▲
2023 · €55k
Debt ≤ 1 year
€44k▲
2023 · €32k
Debt > 1 year
€16k▼
2023 · €23k
Income taxes
€8k▲
2023 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€107k€129k▲
Fixed assets21/28€16k€13k▼
Tangible fixed assets22/27€16k€13k▼
Plant, machinery and equipment23€3k€1k▼
Other tangible fixed assets26€14k€11k▼
Current assets29/58€90k€116k▲
Amounts receivable after more than one year29€64k€87k▲
Other amounts receivable291€64k€87k▲
Stocks and contracts in progress3€3k€2k▼
Stocks30/36€2k€182▼
Contracts in progress37€1k€2k▲
Amounts receivable within one year40/41€15k€20k▲
Trade receivables40€13k€19k▲
Other amounts receivable41€2k€2k▼
Deferred charges and accrued income490/1€8k€6k▼
Equity and liabilities
Total equity and liabilities10/49€107k€129k▲
Equity10/15€52k€68k▲
Contributions10/11€6k€6k=
Reserves13€45k€62k▲
Distributable reserves133€45k€62k▲
Amounts payable17/49€55k€61k▲
Amounts payable after more than one year17€23k€16k▼
Financial debts170/4€23k€16k▼
Amounts payable within one year42/48€32k€44k▲
Current portion of amounts payable after more than one year42€7k€7k▲
Financial debts43€10k€10k▼
Credit institutions430/8€7k€10k▲
Other loans439€3k-
Trade debts44€5k€16k▲
Suppliers440/4€5k€16k▲
Taxes, remuneration and social security45€7k€8k▲
Taxes450/3€7k€8k▲
Other amounts payable47/48€3k€4k▲
Accrued charges and deferred income492/3-€730
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k▼
Other operating charges640/8€1k€2k▲
Gross operating margin9900€18k€35k▲
Operating profit (loss)9901€12k€29k▲
Financial income75/76B€4k€5k▲
Recurring financial income75€4k€5k▲
Financial charges65/66B€3k€8k▲
Recurring financial charges65€3k€8k▲
Profit (loss) for the period before taxes9903€13k€26k▲
Income taxes67/77€3k€8k▲
Profit (loss) for the period9904€10k€18k▲
Profit (loss) for the period to be appropriated9905€10k€18k▲
Appropriation of the result
Profit (loss) to be appropriated9906€10k€18k▲
Transfer to equity691/2€10k€16k▲
To other reserves6921€10k€16k▲
Profit to be distributed694/7-€2k
Return on contributions (dividend)694-€2k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €26k ▲411%
Operating result €39k, net result €26k, both a record.
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
25-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
23-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
25-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 directors, no change since 2023
JANNIS Ben
CurrentDirector · since 28-12-2023
VAN DAMME Nathalie Maria Laura
CurrentDirector · since 28-12-2023
28-12-2023
JANNIS Ben: Appointed as Director
28-12-2023
VAN DAMME Nathalie Maria Laura: Appointed as Director
28-12-2023
JANNIS Ben Jean Jacqueline: Resigned as Manager
Location & real-estate footprint
Registered office, Lummen · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grote Baan 213560 LummenGround area
924 m²
Building footprint
145 m²
Parcel 71038B0334/00D000, Flanders. Linked by address, not a title deed.
1 establishment unit
JANNIS CONSTRUCT
since 20182.271.943.304
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71038B0334/00D000 | Flanders | 924 m² | 1 · 145 m² | 0.0 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CEYLAN OKUTAN ET FILS
BE 0782.497.317
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JM Quality
BE 0823.474.966
Bilzen-Hoeselt · Eq €68k
N.S. CONCEPT
BE 0819.577.744
Knokke-Heist · Eq €68k
DA3V
BE 0461.874.507
Aarschot · Eq €68k
SAYGIN
BE 0825.965.193
Gent · Eq €67k
Of 3,987 companies in sector 43310 we hold annual accounts for 1,736. 1,518 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-01-2018
Fiscal year end31-12
Activities, NACEBEL
43310Plastering work
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.