JANNATEX
ActiveSummary
The computed 12-month bankruptcy probability of JANNATEX is 1.6% (moderate). The 2025 annual accounts show equity of €19k and a net result of €911. Equity is growing by ~12.4% per year across the filed fiscal years. Its solvency ranks better than 32% of 10359 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
49
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability40▲+22
Solvency46▲+3
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.27 against 1.22 in 2024; short-term debt: 78.5% and cash: 31.1% of total assets), and 78.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
21.5%
Return on assets
1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
25 d late
2024
21 d late
2023
50 d late
2022
4 d early
2021
19 d late
2020
31 d late
2019
59 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€134k
EBIT margin
0.8%
Net result
€911
2024 · €-1k
2019: €751
2020: €392
2021: €614
2022: €235
2023: €-1k
2024: €-1k
2019 → 2025
Working capital
€19k▲ 5.0%
2024 · €18k
2019: €7k
2020: €7k
2021: €8k
2022: €21k
2023: €20k
2024: €18k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€8k-€21k▲ 159%€20k▼ 5.0%€18k▼ 6.4%€19k▲ 5.0%
Operating result€649-€354▼ 45.5%€-977€-1k▼ 9.4%€1k
Net result€614-€235▼ 61.8%€-1k€-1k▼ 21.8%€911
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €1k after a loss of €1k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €89k
Equity
€19k ▲ 5.0%
Debt
€70k ▼ 16.9%
Debt's share of the balance-sheet total falls from 82.2% to 78.5%. Equity is higher and debt is lower.
Key figures and ratios
Current ratio
1.27▲
2024 · 1.22
Quick ratio
0.47▼
2024 · 0.53
Debt to equity
3.65▼
2024 · 4.61
ROE
4.7%▲
2024 · -6.8%
ROA
1.0%▲
2024 · -1.2%
Debt ≤ 1 year
€70k▼
2024 · €84k
Income taxes
€304▲
2024 · €132
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet
Code20242025
Assets
Total assets20/58€103k€89k▼
Current assets29/58€103k€89k▼
Stocks and contracts in progress3€58k€57k▼
Stocks30/36€58k€57k▼
Amounts receivable within one year40/41€5k€5k▲
Other amounts receivable41€5k€5k▲
Cash at bank and in hand54/58€40k€28k▼
Deferred charges and accrued income490/1€99-
Equity and liabilities
Total equity and liabilities10/49€103k€89k▼
Equity10/15€18k€19k▲
Contributions10/11€19k€19k=
Capital10€19k€19k=
Issued capital100€19k€19k=
Reserves13€42€42=
Non-distributable reserves130/1€42€42=
Legal reserve130€42€42=
Profit (loss) carried forward14€-320€591▲
Amounts payable17/49€84k€70k▼
Amounts payable within one year42/48€84k€70k▼
Trade debts44€876€514▼
Suppliers440/4€876€514▼
Taxes, remuneration and social security45€1k€5k▲
Taxes450/3€194€3k▲
Remuneration and social security454/9€1k€1k=
Other amounts payable47/48€82k€65k▼
Income statement
Code20242025
Goods, raw materials, services and sundry goods60/61€77k€85k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k-
Other operating charges640/8€1k€498▼
Gross operating margin9900€1k€2k▲
Operating profit (loss)9901€-1k€1k▲
Financial charges65/66B€45€45=
Recurring financial charges65€45€45=
Profit (loss) for the period before taxes9903€-1k€1k▲
Income taxes67/77€132€304▲
Profit (loss) for the period9904€-1k€911▲
Profit (loss) for the period to be appropriated9905€-1k€911▲
Appropriation of the result
Profit (loss) to be appropriated9906€-320€591▲
Profit (loss) brought forward from the previous period14P€926€-320▼
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 25 days late
2025
31-12
Financial
Back to profitnet €911
Net result €911 after 2 loss-making years.
21-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 21 days late
2024
31-12
Financial
Weakest financial yearnet €-1k
Net result drops to €-1k, the lowest in the series; recovery starts the following year.
19-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 50 days late
2023
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
19-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 19 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
28-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 59 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brabantstraat 351030 SchaarbeekGround area
61 m²
Building footprint
61 m²
Volume, LiDAR
709 m³
Parcel 21908E0006/00D011, Brussels · tallest building 14.2 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
JANNATEX
since 20182.277.750.238
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21908E0006/00D011 | Brussels | 61 m² | 1 · 61 m² | 14.2 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteSchaarbeek2.277.750.238
Similar companies · same sector, comparable size
GILNATEX
BE 0537.242.616
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KLEDING POPPE
BE 0455.136.470
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STUDIO GP-BELGIUM
BE 0885.695.518
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CASTARD
BE 0680.920.895
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JEANS STATION
BE 0440.875.787
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Of 6,503 companies in sector 47716 we hold annual accounts for 2,441. 1,558 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-07-2018
Fiscal year end31-12
Activities, NACEBEL 2025
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
46160Agents in the wholesale of textiles, clothing, fur, footwear and leather goods
47715Retail trade
47721Retail sale of footwear
47722Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:yahyazouhir1@gmail.com