Skip to content

Janko

Active
Private limited company (pre-2019)founded 20188 yrs activeIndustrielaan 47, 3730 Bilzen-Hoeselt, BelgiumKBO/BCE: BE 0696.621.732
Summary

Janko has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.8m and a net result of €268,229. Equity is growing by ~33.3% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 1.0% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability54▼-15
Solvency92▲+7
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €170,000 at 30 days acceptable
Liquidity short (current ratio 0.03 against 0.03 in 2024; short-term debt: 33.1% and cash: 1% of total assets), and 33.1% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
66.9%
Return on assets
6.5%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 8 years 0 10 y
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filings
Deviation from the deadline
2025
28 d late
2024
28 d late
2023
29 d late
2022
29 d late
2021
5 d early
2020
31 d late
2019
1 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 20 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 28 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 18 May 2018, Janko was incorporated.1 Total assets went from EUR 4.1 million in 2019 to EUR 4.1 million in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2025

Go further with this company

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Equity
€2.8m▲ 10.8%
2024 · €2.5m
Total assets
€4.1m▼ 0.1%
2024 · €4.1m
Net result
€268,229▼ 47.5%
2024 · €510,959
Working capital
-€1.3m▲ 16.9%
2024 · -€1.6m
Trend over the years
In euros
In euros
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€2,775-€4,701▼ 69.4%-€2,596▲ 44.8%-€2,640▼ 1.7%
Net result-€135€471,165€751,233▲ 59.4%€510,959▼ 32.0%€268,229▼ 47.5%
Equity€752,261=€1.2m▲ 62.6%€2.0m▲ 61.4%€2.5m▲ 25.9%€2.8m▲ 10.8%
Total assets€4.1m=€4.8m▲ 17.1%€4.8m▲ 1.1%€4.1m▼ 14.7%€4.1m▼ 0.1%
Debt€3.3m=€3.6m▲ 6.8%€2.9m▼ 19.6%€1.6m▼ 42.8%€1.4m▼ 16.6%
Working capital-€470,239=€926€752,159▲ 81,151%-€1.6m-€1.3m▲ 16.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€200,000€0€200,000€400,000€600,000€800,000Net result 2021: -€135-€135Operating result 2022: -€2,775-€2,775Net result 2022: €471,165€471,165Operating result 2023: -€4,701-€4,701Net result 2023: €751,233€751,233Operating result 2024: -€2,596-€2,596Net result 2024: €510,959€510,959Operating result 2025: -€2,640-€2,640Net result 2025: €268,229€268,22920212022202320242025-€200,000€0€200,000€400,000€600,000€800,000Operating result 2023: -€4,701-€4,700Net result 2023: €751,233€751,000Operating result 2024: -€2,596-€2,600Net result 2024: €510,959€511,000Operating result 2025: -€2,640-€2,640Net result 2025: €268,229€268,000202320242025
The operating result stays negative: a loss of €2,640 in 2025 against €2,596 in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.1m
Fixed assets €4.1m =
Current assets €41,740 ▼ 6.0%
Equity and liabilities €4.1m
Equity €2.8m ▲ 10.8%
Debt €1.4m ▼ 16.6%
Debt's share of the balance-sheet total falls from 39.7% to 33.1%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
Current ratio
0.03▲
2024 · 0.03
Debt to equity
0.49▼
2024 · 0.66
ROE
9.7%▼
2024 · 20.6%
ROA
6.5%▼
2024 · 12.4%
Debt ≤ 1 year
€1.4m▼
2024 · €1.6m
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 27 lines
Balance sheet Code20242025
Assets
Total assets20/58€4.1m€4.1m▼
Fixed assets21/28€4.1m€4.1m=
Financial fixed assets28€4.1m€4.1m=
Current assets29/58€44,422€41,740▼
Cash at bank and in hand54/58€44,422€41,740▼
Equity and liabilities
Total equity and liabilities10/49€4.1m€4.1m▼
Equity10/15€2.5m€2.8m▲
Contributions10/11€6,200€6,200=
Reserves13€1,860€1,860=
Non-distributable reserves130/1€1,860€1,860=
Reserves not available under the articles1311€1,860€1,860=
Profit (loss) carried forward14€2.5m€2.7m▲
Amounts payable17/49€1.6m€1.4m▼
Amounts payable within one year42/48€1.6m€1.4m▼
Other amounts payable47/48€1.6m€1.4m▼
Income statement Code20242025
Other operating charges640/8€62€62=
Gross operating margin9900-€2,534-€2,578▼
Operating profit (loss)9901-€2,596-€2,640▼
Financial income75/76B€513,600€270,910▼
Recurring financial income75€513,600€270,910▼
Financial charges65/66B€45€42▼
Recurring financial charges65€45€42▼
Profit (loss) for the period before taxes9903€510,959€268,229▼
Profit (loss) for the period9904€510,959€268,229▼
Profit (loss) for the period to be appropriated9905€510,959€268,229▼
Appropriation of the result
Profit (loss) to be appropriated9906€2.5m€2.7m▲
Profit (loss) brought forward from the previous period14P€2.0m€2.5m▲

The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Other operating charges640/8-€62-€62€62=
Gross operating margin9900--€2,713-€4,701-€2,534-€2,578▼ 1.7%
Operating profit (loss)9901--€2,775-€4,701-€2,596-€2,640▼ 1.7%
Financial income75/76B-€474,000€756,000€513,600€270,910▼ 47.3%
Recurring financial income75-€474,000€756,000€513,600€270,910▼ 47.3%
Financial charges65/66B€135€60€66€45€42▼ 6.5%
Recurring financial charges65€135€60€66€45€42▼ 6.5%
Profit (loss) for the period before taxes9903-€135€471,165€751,233€510,959€268,229▼ 47.5%
Profit (loss) for the period9904-€135€471,165€751,233€510,959€268,229▼ 47.5%
Profit (loss) for the period to be appropriated9905-€135€471,165€751,233€510,959€268,229▼ 47.5%
Line20212022202320242025Change
Assets
Total assets20/58€4.1m€4.8m€4.8m€4.1m€4.1m▼ 0.1%
Fixed assets21/28€4.1m€4.1m€4.1m€4.1m€4.1m=
Financial fixed assets28€4.1m€4.1m€4.1m€4.1m€4.1m=
Current assets29/58€4,655€703,699€756,492€44,422€41,740▼ 6.0%
Cash at bank and in hand54/58€4,655€703,699€756,492€44,422€41,740▼ 6.0%
Equity and liabilities
Total equity and liabilities10/49€4.1m€4.8m€4.8m€4.1m€4.1m▼ 0.1%
Equity10/15€752,261€1.2m€2.0m€2.5m€2.8m▲ 10.8%
Contributions10/11€6,200€6,200€6,200€6,200€6,200=
Reserves13€1,860€1,860€1,860€1,860€1,860=
Non-distributable reserves130/1€1,860€1,860€1,860€1,860€1,860=
Reserves not available under the articles1311€1,860€1,860€1,860€1,860€1,860=
Profit (loss) carried forward14€744,201€1.2m€2.0m€2.5m€2.7m▲ 10.8%
Amounts payable17/49€3.3m€3.6m€2.9m€1.6m€1.4m▼ 16.6%
Amounts payable after more than one year17€2.9m€2.9m€2.9m---
Financial debts170/4€2.9m€2.9m€2.9m---
Amounts payable within one year42/48€474,894€702,773€4,333€1.6m€1.4m▼ 16.6%
Trade debts44--€496---
Suppliers440/4--€496---
Other amounts payable47/48€474,894€702,773€3,837€1.6m€1.4m▼ 16.6%
Line20212022202320242025Change
Profit (loss) for the period9904-€135€471,165€751,233€510,959€268,229▼ 47.5%
Operating cash flow (approximation)-€135€471,165€751,233€510,959€268,229▼ 47.5%
Investment in fixed assets (approximation)-€0€0€0€0-
Change in cash-€699,044€52,793-€712,070-€2,682▲ 99.6%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
28-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
28-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial Equity above €2mEq €2.5m ▲25.9%
3 profitable years in a row build equity to €2.5m.
29-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial Highest result since 2019net €751,233 ▲59.4%
Net result €751,233, the highest in the series.
31-12
Financial Liquidity times 174current ratio 174.60
Current ratio from 1.00 to 174.60; short-term debt falls from €702,773 to €4,333.
29-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
31-12
Financial Back to profitnet €471,165
Net result €471,165 after one loss-making year.
31-12
Financial Liquidity times 102current ratio 1.00
Current ratio from 0.01 to 1.00.
31-12
Financial Equity above €1mEq €1.2m ▲62.6%
Equity rises from €752,261 to €1.2m.
26-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Weakest financial yearnet -€135
Net result drops to -€135, the lowest in the series; recovery starts the following year.
Show earlier events
31-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial Equity above €500,000Eq €752,396 ▲118%
2 profitable years in a row build equity to €752,396.
30-07
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
No directors read yet: 0 of 3 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Bilzen-Hoeselt · 1 establishment unit since 2018
seat establishment The establishment unit on the map
Ground area
2,578 m²
Building footprint
2,292 m²
Volume, LiDAR
12,616 m³
Parcel 73032K0501/00K000, Flanders · tallest building 7.1 m, ±2 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
Janko
Industrielaan 47, 3730 Bilzen-HoeseltFinancial service activities, except insurance and pension funding
since 20182.275.903.278
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
73032K0501/00K000 Flanders 2,578 m² 1 · 2,292 m² 7.1 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 holding

Owners 0

The accounts to 31-12-2025 list no shareholders, and no other source names one.

Holdings 1

According to the 2025 annual accounts of Janko and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Company details

Identification
Legal formPrivate limited company (pre-2019)
Founded18-05-2018
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID 0208:0696621732
Registered 20-11-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 1 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.