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JANI

Active
Public limited companyfounded 199333 yrs activeStationsstraat 119A, 3570 Alken, BelgiumKBO/BCE: BE 0450.407.820
Summary

JANI has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €839,862 and a net result of -€74,310. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 57% of 9341 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability31▼-29
Solvency65▼-2
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50,000 at 30 days acceptable
Liquidity short (current ratio 0.61 against 0.63 in 2024; short-term debt: 14.9% and cash: 0.5% of total assets), and 60% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 33 years 0 40 y
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€74,310
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-08-2026, 10 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
10 d late
2024
27 d late
2023
41 d early
2022
25 d late
2021
108 d early
2020
102 d early
2019
32 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 32 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 10 August (4 of the last 5 filed years within 50 days of that day).
Companies Code · seven months
Position in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 23 June 1993, JANI was incorporated.1 Total assets went from EUR 595,877 in 2018 to EUR 2.1 million in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, abbreviated schema

Equity
€839,862▼ 7.3%
2024 · €906,118
Total assets
€2.1m▼ 2.3%
2024 · €2.1m
Net result
-€74,310▼ 342%
2024 · -€16,829
Working capital
-€121,010▼ 34.3%
2024 · -€90,100
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€2,219€262,597▲ 11,732%€302,229▲ 15.1%€23,673▼ 92.2%-€58,015
Net result-€3,107within the sector's middle half▲ 81.8%€48,190above the sector's middle half€220,684above the sector's middle half▲ 358%-€16,829below the sector's middle half-€74,310below the sector's middle half▼ 342%
Equity€153,580within the sector's middle half▼ 2.0%€334,046above the sector's middle half▲ 118%€554,729above the sector's middle half▲ 66.1%€906,118above the sector's middle half▲ 63.3%€839,862within the sector's middle half▼ 7.3%
Total assets€473,610within the sector's middle half▼ 7.5%€760,367within the sector's middle half▲ 60.5%€966,457within the sector's middle half▲ 27.1%€2.1mabove the sector's middle half▲ 122%€2.1mwithin the sector's middle half▼ 2.3%
Debt€320,031▼ 10.0%€360,183▲ 12.5%€268,713▼ 25.4%€1.1m▲ 293%€1.1m▲ 2.4%
Working capital-€300,412below the sector's middle half▲ 4.4%€9,260within the sector's middle half€291,971above the sector's middle half▲ 3,053%-€90,100below the sector's middle half-€121,010within the sector's middle half▼ 34.3%
Solvency32.4%within the sector's middle half▲ 1.8pp43.9%within the sector's middle half▲ 11.5pp57.4%within the sector's middle half▲ 13.5pp42.2%within the sector's middle half▼ 15.2pp40.0%within the sector's middle half▼ 2.2pp
Current ratio0.05below the sector's middle half▼ 0.061.03within the sector's middle half▲ 0.972.74within the sector's middle half▲ 1.710.63within the sector's middle half▼ 2.110.61within the sector's middle half▼ 0.01
Return on assets (ROA)-0.7%within the sector's middle half▲ 2.7pp6.3%within the sector's middle half▲ 7.0pp22.8%above the sector's middle half▲ 16.5pp-0.8%within the sector's middle half▼ 23.6pp-3.5%below the sector's middle half▼ 2.8pp
above within below the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€100,000€0€100,000€200,000€300,000Operating result 2021: €2,219€2,219Net result 2021: -€3,107-€3,107Operating result 2022: €262,597€262,597Net result 2022: €48,190€48,190Operating result 2023: €302,229€302,229Net result 2023: €220,684€220,684Operating result 2024: €23,673€23,673Net result 2024: -€16,829-€16,829Operating result 2025: -€58,015-€58,015Net result 2025: -€74,310-€74,31020212022202320242025-€100,000€0€100,000€200,000€300,000Operating result 2023: €302,229€302,000Net result 2023: €220,684€221,000Operating result 2024: €23,673€23,700Net result 2024: -€16,829-€16,800Operating result 2025: -€58,015-€58,000Net result 2025: -€74,310-€74,300202320242025
The operating result turns negative in 2025: a loss of €58,015 after €23,673 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.1m
Fixed assets €1.9m ▼ 4.4%
Current assets €192,552 ▲ 27.0%
Equity and liabilities €2.1m
Equity €839,862 ▼ 7.3%
Provisions €180,166 ▼ 4.3%
Debt €1.1m ▲ 2.4%
Debt's share of the balance-sheet total rises from 49.1% to 51.4%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€52,741▼
2024 · €115,616
Cash flow
€36,446▼
2024 · €75,114
Debt to equity
1.29▲
2024 · 1.16
ROE
-8.8%▼
2024 · -1.9%
Interest coverage
2.01▼
2024 · 5.10
Debt ≤ 1 year
€313,562▲
2024 · €241,661
Debt > 1 year
€759,798▼
2024 · €810,793
Income taxes
€245▲
2024 · €240
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 8,611 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 94% are still going.

  • Small
  • 20 years or older
  • solvency 30% or more
  • a small loss
0.4% went bankrupt
5.1% stopped otherwise
94% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 8,611 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 61 lines
Balance sheet Code20242025
Assets
Total assets20/58€2.1m€2.1m▼
Formation expenses20€1,706€0▼
Fixed assets21/28€2.0m€1.9m▼
Tangible fixed assets22/27€1.6m€1.9m▲
Land and buildings22€1.6m€1.9m▲
Plant, machinery and equipment23€13,195€11,555▼
Furniture and vehicles24€264€18▼
Other tangible fixed assets26€2,090€1,566▼
Financial fixed assets28€346,330€0▼
Current assets29/58€151,561€192,552▲
Amounts receivable within one year40/41€133,945€181,066▲
Trade receivables40€5,713€8,129▲
Other amounts receivable41€128,232€172,936▲
Cash at bank and in hand54/58€16,112€10,380▼
Deferred charges and accrued income490/1€1,504€1,106▼
Equity and liabilities
Total equity and liabilities10/49€2.1m€2.1m▼
Equity10/15€906,118€839,862▼
Contributions10/11€177,565€177,565=
Capital10€163,610€163,610=
Issued capital100€163,610€163,610=
Outside capital11€13,956€13,956=
Other1109/19€13,956€13,956=
Reserves13€1.0m€985,221▼
Non-distributable reserves130/1€6,172€6,172=
Legal reserve130€6,172€6,172=
Tax-exempt reserves132€494,187€470,026▼
Distributable reserves133€509,022€509,022=
Profit (loss) carried forward14-€280,828-€322,924▼
Provisions and deferred taxes16€188,220€180,166▼
Deferred taxes168€188,220€180,166▼
Amounts payable17/49€1.1m€1.1m▲
Amounts payable after more than one year17€810,793€759,798▼
Financial debts170/4€810,793€759,798▼
Amounts payable within one year42/48€241,661€313,562▲
Current portion of amounts payable after more than one year42€56,796€50,995▼
Financial debts43-€1,909
Credit institutions430/8-€1,909
Trade debts44€19,077€6,266▼
Suppliers440/4€19,077€6,266▼
Taxes, remuneration and social security45€587€2,681▲
Taxes450/3€587€2,681▲
Other amounts payable47/48€165,201€251,711▲
Accrued charges and deferred income492/3€2,391€7,227▲
Income statement Code20242025
Non-recurring operating income76A€83,207€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€91,943€110,755▲
Other operating charges640/8€10,263€9,206▼
Gross operating margin9900€125,878€61,947▼
Operating profit (loss)9901€23,673-€58,015▼
Financial income75/76B€3,197€10,251▲
Recurring financial income75€3,197€10,251▲
Financial charges65/66B€22,657€26,301▲
Recurring financial charges65€22,657€26,301▲
Profit (loss) for the period before taxes9903€4,213-€74,065▼
Transfer to deferred taxes680€20,802€0▼
Income taxes67/77€240€245▲
Profit (loss) for the period9904-€16,829-€74,310▼
Transfer from tax-exempt reserves789€25,113€32,214▲
Transfer to tax-exempt reserves689€62,406€0▼
Profit (loss) for the period to be appropriated9905-€54,121-€42,095▲
Appropriation of the result
Profit (loss) to be appropriated9906-€280,828-€322,924▼
Profit (loss) brought forward from the previous period14P-€226,708-€280,828▼

The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Non-recurring operating income76A-€264,552€307,506€83,207€0▼ 100%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28,333€28,595€8,766€91,943€110,755▲ 20.5%
Other operating charges640/8€4,144€3,477€5,331€10,263€9,206▼ 10.3%
Gross operating margin9900€34,696€294,669€316,325€125,878€61,947▼ 50.8%
Operating profit (loss)9901€2,219€262,597€302,229€23,673-€58,015▼ 345%
Financial income75/76B€0-€2,770€3,197€10,251▲ 221%
Recurring financial income75€0-€2,770€3,197€10,251▲ 221%
Financial charges65/66B€5,145€15,803€7,242€22,657€26,301▲ 16.1%
Recurring financial charges65€5,145€15,803€7,242€22,657€26,301▲ 16.1%
Profit (loss) for the period before taxes9903-€2,926€246,795€297,757€4,213-€74,065▼ 1,858%
Transfer to deferred taxes680-€198,414€76,876€20,802€0▼ 100%
Income taxes67/77€181€191€197€240€245▲ 2.0%
Profit (loss) for the period9904-€3,107€48,190€220,684-€16,829-€74,310▼ 342%
Transfer from tax-exempt reserves789---€25,113€32,214▲ 28.3%
Transfer to tax-exempt reserves689-€66,138€230,629€62,406€0▼ 100%
Profit (loss) for the period to be appropriated9905-€3,107-€17,948-€9,946-€54,121-€42,095▲ 22.2%
Line20212022202320242025Change
Assets
Total assets20/58€473,610€760,367€966,457€2.1m€2.1m▼ 2.3%
Formation expenses20---€1,706€0▼ 100%
Fixed assets21/28€456,169€401,018€506,439€2.0m€1.9m▼ 4.4%
Tangible fixed assets22/27€204,839€149,688€255,109€1.6m€1.9m▲ 15.7%
Land and buildings22€204,601€149,688€255,109€1.6m€1.9m▲ 16.0%
Plant, machinery and equipment23---€13,195€11,555▼ 12.4%
Furniture and vehicles24€238€0-€264€18▼ 93.1%
Other tangible fixed assets26---€2,090€1,566▼ 25.1%
Financial fixed assets28€251,330€251,330€251,330€346,330€0▼ 100%
Current assets29/58€17,442€359,349€460,018€151,561€192,552▲ 27.0%
Amounts receivable within one year40/41-€350,000€453,248€133,945€181,066▲ 35.2%
Trade receivables40--€2,222€5,713€8,129▲ 42.3%
Other amounts receivable41-€350,000€451,027€128,232€172,936▲ 34.9%
Current investments50/53€16,035-----
Cash at bank and in hand54/58€143€7,994€5,305€16,112€10,380▼ 35.6%
Deferred charges and accrued income490/1€1,264€1,355€1,465€1,504€1,106▼ 26.5%
Equity and liabilities
Total equity and liabilities10/49€473,610€760,367€966,457€2.1m€2.1m▼ 2.3%
Equity10/15€153,580€334,046€554,729€906,118€839,862▼ 7.3%
Contributions10/11€163,610€163,610€163,610€177,565€177,565=
Capital10€163,610€163,610€163,610€163,610€163,610=
Issued capital100€163,610€163,610€163,610€163,610€163,610=
Outside capital11---€13,956€13,956=
Other1109/19---€13,956€13,956=
Reserves13€10,194€208,608€439,237€1.0m€985,221▼ 2.4%
Non-distributable reserves130/1€6,172€6,172€6,172€6,172€6,172=
Legal reserve130€6,172€6,172€6,172€6,172€6,172=
Tax-exempt reserves132-€198,414€429,043€494,187€470,026▼ 4.9%
Distributable reserves133€4,022€4,022€4,022€509,022€509,022=
Profit (loss) carried forward14-€20,224-€38,172-€48,118-€280,828-€322,924▼ 15.0%
Provisions and deferred taxes16-€66,138€143,014€188,220€180,166▼ 4.3%
Deferred taxes168-€66,138€143,014€188,220€180,166▼ 4.3%
Amounts payable17/49€320,031€360,183€268,713€1.1m€1.1m▲ 2.4%
Amounts payable after more than one year17--€98,000€810,793€759,798▼ 6.3%
Financial debts170/4--€98,000€810,793€759,798▼ 6.3%
Amounts payable within one year42/48€317,853€350,089€168,047€241,661€313,562▲ 29.8%
Current portion of amounts payable after more than one year42--€12,000€56,796€50,995▼ 10.2%
Financial debts43€170,000€0--€1,909-
Credit institutions430/8€170,000€0--€1,909-
Trade debts44€216€479€2,253€19,077€6,266▼ 67.2%
Suppliers440/4€216€479€2,253€19,077€6,266▼ 67.2%
Taxes, remuneration and social security45€188€208€197€587€2,681▲ 357%
Taxes450/3€188€208€197€587€2,681▲ 357%
Other amounts payable47/48€147,450€349,402€153,597€165,201€251,711▲ 52.4%
Accrued charges and deferred income492/3€2,177€10,094€2,666€2,391€7,227▲ 202%
Line20212022202320242025Change
Profit (loss) for the period9904-€3,107€48,190€220,684-€16,829-€74,310▼ 342%
+ Depreciation and write-downs630€28,333€28,595€8,766€91,943€110,755▲ 20.5%
Operating cash flow (approximation)€25,226€76,785€229,449€75,114€36,446▼ 51.5%
Investment in fixed assets (approximation)-€26,555-€114,187-€1.6m-€22,904▲ 98.6%
Change in cash-€7,850-€2,689€10,807-€5,732▼ 153%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
10-08
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 10 days late
2025
31-12
Financial Weakest financial yearnet -€74,310
Net result drops to -€74,310, the lowest in the series.
27-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
20-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Highest result since 2018net €220,684 ▲358%
Operating result €302,229, net result €220,684, both a record.
31-12
Financial Liquidity triplescurrent ratio 2.74
Current ratio from 1.03 to 2.74; short-term debt falls from €350,089 to €168,047.
31-12
Financial Equity above €500,000Eq €554,729 ▲66.1%
2 profitable years in a row build equity to €554,729.
25-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 25 days late
2022
31-12
Financial Back to profitnet €48,190
Net result €48,190 after 2 loss-making years.
31-12
Financial Liquidity times 19current ratio 1.03
Current ratio from 0.05 to 1.03.
31-12
Financial Equity above €200,000Eq €334,046 ▲118%
Equity rises from €153,580 to €334,046.
14-04
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
Show earlier events
2021
20-04
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
29-06
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial Back to profitnet €176,371
Net result €176,371 after one loss-making year.
31-12
Financial Equity above €150,000Eq €173,804
Equity rises from -€2,567 to €173,804.
27-06
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
31-08
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
2017
30-06
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 11 acts read
About the unread acts

We know of 11 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
11 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Alken · 1 establishment unit since 1993
seat establishment The establishment unit on the map
Ground area
3,614 m²
Building footprint
294 m²
Volume, LiDAR
1,765 m³
Parcel 73302C0179/00Y003, Flanders · tallest building 10.4 m, ±2 floors. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
Stationsstraat 119A, 3570 Alken
NACE 70201
since 19932.064.774.266
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
73302C0179/00Y003 Flanders 3,614 m² 1 · 294 m² 10.4 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 holding

Owners 0

The accounts to 31-12-2024 list no shareholders, and no other source names one.

Holdings 1

According to the 2024 annual accounts of JANI and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector, comparable size

Of 9,145 companies in sector 68201 we hold annual accounts for 6,776. 4,929 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPublic limited company
Founded23-06-1993
Fiscal year end31-12
Activities, NACEBEL 2025
68201Renting and operating of own or leased residential real estate, excluding social housing
55203Holiday cottages, homes and apartments
E-invoicing
Reachable via Peppol
Peppol ID 0208:0450407820
Registered 31-03-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.