JANEK
ActiveThe file of JANEK contains 2 historical bankruptcy publications and 1 administrative flag, as published in the Belgian State Gazette.
Summary
The computed 12-month bankruptcy probability is 1.1% (low). The 2024 annual accounts show equity of €282,296 and a net result of €4,740. Equity is growing by ~13.5% per year across the filed fiscal years. Its solvency ranks better than 79% of 36381 sector peers (fiscal year 2024).
Checked score
Score 2024
Axes · tick = 2023
Profitability41▼-32
Solvency98▼-2
Growth52=
Track record77
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17,000 at 30 days only on tighter terms
Liquidity ample (current ratio 3.58 against 4.26 in 2023; short-term debt: 27.2% and cash: 2.8% of total assets), and 27.2% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-08-2025, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
27 d late
2023
69 d late
2022
70 d late
2021
95 d late
2020
30 d late
2019
101 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 65 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publicationsPublications
Address struck
History
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Financials · fiscal year 2024, micro schema
Equity
€282,296▲ 1.7%
2023 · €277,556
Total assets
€387,933▲ 7.6%
2023 · €360,411
Net result
€4,740▼ 63.7%
2023 · €13,057
Working capital
€272,576▲ 0.9%
2023 · €270,082
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€115,476▲ 195%€56,200▼ 51.3%€30,978▼ 44.9%€18,575▼ 40.0%€10,181▼ 45.2%
Net result€93,120above the sector's middle half▲ 253%€39,095within the sector's middle half▼ 58.0%€21,140within the sector's middle half▼ 45.9%€13,057within the sector's middle half▼ 38.2%€4,740within the sector's middle half▼ 63.7%
Equity€204,264above the sector's middle half▲ 83.8%€243,359within the sector's middle half▲ 19.1%€264,499within the sector's middle half▲ 8.7%€277,556within the sector's middle half▲ 4.9%€282,296above the sector's middle half▲ 1.7%
Total assets€681,139above the sector's middle half▲ 55.9%€523,222within the sector's middle half▼ 23.2%€507,203within the sector's middle half▼ 3.1%€360,411below the sector's middle half▼ 28.9%€387,933above the sector's middle half▲ 7.6%
Debt€476,875▲ 46.4%€279,863▼ 41.3%€242,705▼ 13.3%€82,855▼ 65.9%€105,637▲ 27.5%
Working capital€342,743above the sector's middle half▲ 141%€235,230within the sector's middle half▼ 31.4%€254,878within the sector's middle half▲ 8.4%€270,082within the sector's middle half▲ 6.0%€272,576above the sector's middle half▲ 0.9%
Solvency30.0%within the sector's middle half▲ 4.6pp46.5%within the sector's middle half▲ 16.5pp52.1%within the sector's middle half▲ 5.6pp77.0%above the sector's middle half▲ 24.9pp72.8%above the sector's middle half▼ 4.2pp
Current ratio2.06within the sector's middle half▲ 0.561.84within the sector's middle half▼ 0.222.05within the sector's middle half▲ 0.214.26above the sector's middle half▲ 2.213.58above the sector's middle half▼ 0.68
Return on assets (ROA)13.7%within the sector's middle half▲ 7.6pp7.5%within the sector's middle half▼ 6.2pp4.2%within the sector's middle half▼ 3.3pp3.6%within the sector's middle half▼ 0.5pp1.2%within the sector's middle half▼ 2.4pp
Staff (FTE)2below the sector's middle half0below the sector's middle half▼ 100%
above
within
below
the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen four years in a row; 2024 is 45% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €387,933
Fixed assets
€9,720 ▲ 30.1%
Current assets
€378,213 ▲ 7.2%
Equity and liabilities €387,933
Equity
€282,296 ▲ 1.7%
Debt
€105,637 ▲ 27.5%
Debt's share of the balance-sheet total rises from 23.0% to 27.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€12,769▼
2023 · €21,490
Cash flow
€7,328▼
2023 · €15,973
Debt to equity
0.37▲
2023 · 0.30
ROE
1.7%▼
2023 · 4.7%
Interest coverage
2.55▼
2023 · 26.82
Debt ≤ 1 year
€105,637▲
2023 · €82,855
Income taxes
€1,480▼
2023 · €4,760
Staff costs
€0▼
2023 · €41,157
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 10,905 companies that looked in July 2024 the way this one looks now, 0.8% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit under 5% of the balance sheet
0.8%
went bankrupt
4.0%
stopped otherwise
95%
still going
For this company itself Checked computes a higher bankruptcy probability: 1.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 10,905 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | €8,025 | - |
| Remuneration, social security and pensions62 | - | €69,115 | €84,752 | €41,157 | €0 | ▼ 100% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3,480 | €2,916 | €3,023 | €2,916 | €2,588 | ▼ 11.2% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | €63,481 | €0 | - | - |
| Other operating charges640/8 | - | €2,635 | €3,993 | €5,267 | €3,556 | ▼ 32.5% |
| Gross operating margin9900 | €132,944 | €130,866 | €186,227 | €67,915 | €16,325 | ▼ 76.0% |
| Operating profit (loss)9901 | €115,476 | €56,200 | €30,978 | €18,575 | €10,181 | ▼ 45.2% |
| Financial income75/76B | - | €1,229 | €13 | €43 | €1,054 | ▲ 2,352% |
| Recurring financial income75 | €344 | €1,229 | €13 | €43 | €1,054 | ▲ 2,352% |
| Financial charges65/66B | - | €2,730 | €645 | €801 | €5,015 | ▲ 526% |
| Recurring financial charges65 | €984 | €2,730 | €645 | €801 | €5,015 | ▲ 526% |
| Non-recurring financial charges66B | - | - | €0 | - | - | - |
| Profit (loss) for the period before taxes9903 | €114,787 | €54,700 | €30,345 | €17,817 | €6,220 | ▼ 65.1% |
| Income taxes67/77 | €21,668 | €15,604 | €9,206 | €4,760 | €1,480 | ▼ 68.9% |
| Profit (loss) for the period9904 | €93,120 | €39,095 | €21,140 | €13,057 | €4,740 | ▼ 63.7% |
| Profit (loss) for the period to be appropriated9905 | €93,120 | €39,095 | €21,140 | €13,057 | €4,740 | ▼ 63.7% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €681,139 | €523,222 | €507,203 | €360,411 | €387,933 | ▲ 7.6% |
| Fixed assets21/28 | €16,521 | €8,129 | €9,621 | €7,473 | €9,720 | ▲ 30.1% |
| Tangible fixed assets22/27 | €11,390 | €5,224 | €3,616 | €1,468 | €9,020 | ▲ 514% |
| Plant, machinery and equipment23 | - | €5,224 | €3,616 | €1,468 | €533 | ▼ 63.7% |
| Furniture and vehicles24 | - | €0 | - | - | €8,487 | - |
| Financial fixed assets28 | €5,131 | €2,905 | €6,005 | €6,005 | €700 | ▼ 88.3% |
| Current assets29/58 | €664,618 | €515,094 | €497,583 | €352,938 | €378,213 | ▲ 7.2% |
| Amounts receivable after more than one year29 | - | €80,000 | €70,875 | €122,500 | €122,500 | = |
| Trade receivables290 | - | €80,000 | €70,875 | €122,500 | €0 | ▼ 100% |
| Other amounts receivable291 | - | - | - | - | €122,500 | - |
| Stocks and contracts in progress3 | €80,000 | €0 | - | - | - | - |
| Stocks30/36 | - | €0 | - | - | - | - |
| Amounts receivable within one year40/41 | €492,621 | €214,815 | €331,015 | €206,941 | €202,434 | ▼ 2.2% |
| Trade receivables40 | - | €128,276 | €307,248 | €184,510 | €153,583 | ▼ 16.8% |
| Other amounts receivable41 | - | €86,539 | €23,766 | €22,431 | €48,851 | ▲ 118% |
| Cash at bank and in hand54/58 | €91,997 | €106,926 | €90,541 | €3,497 | €10,779 | ▲ 208% |
| Deferred charges and accrued income490/1 | - | €113,352 | €5,152 | €20,000 | €42,500 | ▲ 113% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €681,139 | €523,222 | €507,203 | €360,411 | €387,933 | ▲ 7.6% |
| Equity10/15 | €204,264 | €243,359 | €264,499 | €277,556 | €282,296 | ▲ 1.7% |
| Contributions10/11 | - | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | €0 | - | - |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | €0 | - | - |
| Distributable reserves133 | - | - | - | €1,860 | €1,860 | = |
| Profit (loss) carried forward14 | €196,204 | €235,299 | €256,439 | €269,496 | €274,236 | ▲ 1.8% |
| Amounts payable17/49 | €476,875 | €279,863 | €242,705 | €82,855 | €105,637 | ▲ 27.5% |
| Amounts payable within one year42/48 | €321,875 | €279,863 | €242,705 | €82,855 | €105,637 | ▲ 27.5% |
| Financial debts43 | - | - | - | €30,907 | €50,000 | ▲ 61.8% |
| Credit institutions430/8 | - | - | - | €30,907 | €50,000 | ▲ 61.8% |
| Trade debts44 | €248,416 | €242,592 | €212,441 | €17,529 | €28,944 | ▲ 65.1% |
| Suppliers440/4 | - | €242,592 | €212,441 | €17,529 | €28,944 | ▲ 65.1% |
| Taxes, remuneration and social security45 | - | €37,272 | €24,810 | €13,965 | €6,240 | ▼ 55.3% |
| Taxes450/3 | - | €37,272 | €24,810 | €13,965 | €6,240 | ▼ 55.3% |
| Remuneration and social security454/9 | - | €0 | - | - | - | - |
| Other amounts payable47/48 | - | €0 | €5,454 | €20,454 | €20,454 | = |
| Accrued charges and deferred income492/3 | - | €0 | - | - | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €93,120 | €39,095 | €21,140 | €13,057 | €4,740 | ▼ 63.7% |
| + Depreciation and write-downs630 | €3,480 | €2,916 | €3,023 | €2,916 | €2,588 | ▼ 11.2% |
| Operating cash flow (approximation) | €96,599 | €42,011 | €24,163 | €15,973 | €7,328 | ▼ 54.1% |
| Investment in fixed assets (approximation) | - | €5,476 | -€4,516 | -€768 | -€4,835 | ▼ 530% |
| Change in cash | - | €14,929 | -€16,385 | -€87,044 | €7,282 | ▲ 108% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
31-12
Financial
Weakest financial yearnet €4,740 ▼63.7%
Net result drops to €4,740, the lowest in the series.
08-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 69 days late
01-03
KBO administration
Address struck
event 25-05-2023
2023
31-12
Financial
Liquidity doublescurrent ratio 4.26
Current ratio from 2.05 to 4.26; short-term debt falls from €242,705 to €82,855.
09-10
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 70 days late
2022
03-11
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 95 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Highest result since 2018net €93,120 ▲253%
Operating result €115,476, net result €93,120, both a record.
31-12
Financial
Equity above €200,000Eq €204,264 ▲83.8%
3 profitable years in a row build equity to €204,264.
09-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 101 days late
2019
31-12
Financial
Equity above €100,000Eq €111,144 ▲31.2%
2 profitable years in a row build equity to €111,144.
Show earlier events
22-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 83 days late
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 59 days late
2017
11-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 11 days late
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 31 days late
2014
03-11
Bankruptcy
Bankruptcy reversal
Rechtbank van koophandel te Antwerpen, afdeling Antwerpen · event 09-10-2014
25-09
Bankruptcy
Opening
Rechtbank van koophandel Antwerpen, afdeling Antwerpen · event 18-09-2014
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heusden-Zolder · 1 establishment unit since 2010
Ground area
697 m²
Building footprint
233 m²
Volume, LiDAR
1,005 m³
Parcel 71462D0521/00W002, Flanders · tallest building 8.8 m, ±1 floor. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Janek
since 20102.198.543.897
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71462D0521/00W002 | Flanders | 697 m² | 1 · 233 m² | 8.8 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | Mr. RAUTER PHILIP, HOVESTRAAT 28, 2650 EDEGEM |
18-09-2014 → 09-10-2014 |
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Of 7,302 companies in sector 43350 we hold annual accounts for 2,363. 1,639 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded17-11-2010
Fiscal year end31-12
Activities, NACEBEL 2025
43350Other building finishing work
43310Plastering work
43320Joinery installation
E-invoicing
Reachable via Peppol
Peppol ID
0208:0831185476
Also
9925:BE0831185476
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.