Debts
€26,801 82% of the balance sheet
Suppliers 11%Taxes and wages 26%Other 64%
Of this, €25,551 falls due within a year.
JANABD
Lifetime
11 annual accounts with figures on one time axispeak €15,882 (2020)
-€844▼ €6,930
lowest -€10,247 (2015)
-€4,399▼ €5,880
peak €18,345 (2021)
€5,729▼ 43.4%
€26,801▲ 16.9%
Board2 names since 2017
2 directorsAJOUAOU Soufiane and 1 other
Documentsfilings and deeds
31-08-202631 days late
2025micro format
Gross margin from €6,086 to -€844Loss of €4,399Equity from €10,128 to €5,729Debts from €22,934 to €26,801
Key points
from the 2025 annual accountsFilings
11 annual accounts 12 filings since 2015
Three of the last ten came late. The 2025 accounts came latest: 31 days after the end of the period.
Turnover not published (abbreviated or micro format)
Checked score
66
Healthy
Financially stronger than 34% of micro companies in personal services (NACE 96)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 7,626 companies (NACE 96, micro).
About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.2%
01-2025: 1.2%● unchanged vs 12-2024
02-2025: 1.2%● unchanged vs 01-2025
03-2025: 1.2%● unchanged vs 02-2025
04-2025: 1.4%▲ +0.2 percentage points vs 03-2025highest value
05-2025: 1.3%▼ -0.1 percentage points vs 04-2025
06-2025: 1.3%● unchanged vs 05-2025
07-2025: 0.9%▼ -0.4 percentage points vs 06-2025
08-2025: 0.9%● unchanged vs 07-2025
09-2025: 0.9%● unchanged vs 08-2025
10-2025: 0.8%▼ -0.1 percentage points vs 09-2025
11-2025: 0.8%● unchanged vs 10-2025
12-2025: 0.8%● unchanged vs 11-2025
01-2026: 0.8%● unchanged vs 12-2025
02-2026: 0.8%● unchanged vs 01-2026
03-2026: 0.8%● unchanged vs 02-2026
04-2026: 0.3%▼ -0.5 percentage points vs 03-2026
05-2026: 0.3%● unchanged vs 04-2026
06-2026: 0.3%● unchanged vs 05-2026
07-2026: 0.3%● unchanged vs 06-2026lowest value
08-2026: 0.5%▲ +0.2 percentage points vs 07-2026
09-2026: 0.9%▲ +0.4 percentage points vs 08-2026
10-2026: 0.9%● unchanged vs 09-2026
11-2026: 0.9%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Last filed accounts filed 31 days late; 1 of the last 3 accounts late
Loss of €4,399 (financial year 2025)
lowers risk
Liquidity: current ratio 1.01, cash €22,629
Size: total assets €32,530
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 96, micro). It does better than 43% of them on solvency, 61% on liquidity, 18% on profitability and 14% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,294 companies had the same profile as JANABD has now. Each dot stands for 4 companies, two years later.
89.6%
were still trading
5.9%
stopped another way
4.1%
went bankrupt
Another 0.4% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of JANABD itself: 0.9% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,294 companies, not a prediction for JANABD. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 9 filingsDeviation from the deadline
2025
31 days late
2024
59 days early
2023
35 days early
2022
1 day late
2021
6 days early
2020
3 days early
2019
45 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 17 days before the deadline. In the sector (NACE 96), the median for financial year 2024 was on the deadline day, and 48% of those companies filed late.
raises risk · Administrative warnings in the KBO publications
The FPS Economy published 1 notice about the company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publicationsPublications
Address struck
Searched, nothing found (1)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 July (4 of the last 5 accounts filed within 37 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0567544228
Appointment: Zahraoui Saida (director)
General meeting of 12-06-2024 · Gazette deed
New establishment in Heusden-Zolder
Koolmijnlaan 405
Registered office moved from Houthalen-Heichteren to Houthalen-Helchteren
New registered office: Bronweg 6 te 3530 Houthalen-Helchteren · Previous registered office: Koolmijnlaan 139 te 3530 Houthalen-Heichteren · General meeting of 16-01-2024 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| JANABD Houthalen-Helchteren | €32,530 | -€844 | 17.6% | - |
| MG Home Concept Namur | €30,165 | -€2,598 | -45.2% | - |
| LK Châtelain Uccle | €24,974 | -€13,421 | 79.0% | - |
| TRUECARE Antwerp | €33,901 | -€4,852 | -58.5% | - |
| KAPSALON ALE Maasmechelen | €41,465 | €1,247 | 62.9% | - |
| OZZY'S HAIRPLACE Genk | €27,333 | -€1,000 | 43.9% | - |
| STYLE-ELEGANCE Willebroek | €25,305 | -€1,631 | 89.1% | - |
These companies have the same main activity as JANABD: hairdressing and barber services (NACE 96210). They are comparable in size and age: total assets between €25,000 and €41,500, founded between 2012 and 2017.
Official details
Source: KBO- Status
- Active since 03-11-2014Normal situation
- Activity
- Hairdressing and barber servicesNACE 96210and 1 other
- Establishment units
- 2.344.350.7353530 Houthalen-Helchteren, since 01-04-2023
- 2.360.590.5153550 Heusden-Zolder, since 01-06-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 17-12-2025
Insights on JANABD
JANABD files the micro format. That format states no turnover. The gross margin rose from -€9,185 in 2015 to -€844 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about JANABD
- What is the company number of JANABD?
- The company number of JANABD is 0567.544.228. The VAT number is the same number with BE in front: BE 0567.544.228.
- Where is JANABD based?
- The registered office is at Bronweg 6, 3530 Houthalen-Helchteren.Company details
- What does JANABD do?
- According to the KBO register, the main activity is hairdressing and barber services (NACE 96210).
- What is the legal form of JANABD?
- JANABD is a private limited company (BV).
- When was JANABD founded?
- JANABD was founded on 03-11-2014.
- Is JANABD still active?
- Yes, JANABD is an active enterprise in the KBO register.
- What is the turnover of JANABD?
- The annual accounts for financial year 2025 state no turnover. The abbreviated or micro format does not require it.Financials
- Is JANABD profitable?
- In financial year 2025, JANABD made a loss of €4,399.
- Where can I find the annual accounts of JANABD?
- JANABD filed 12 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of JANABD due?
- JANABD must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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