Jan Van Neder
ActiveJan Van Neder has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €356k and a net result of €17k. Equity is growing by ~34.9% per year across the filed fiscal years. Its solvency ranks better than 88% of 31510 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
94
/ 100
Excellent▲ +8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability23▲+5
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 9.5 against 5.11 in 2024), and 10.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
89.5%
Return on assets
4.2%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-08-2026, 18 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
18 d late
2024
20 d early
2023
9 d early
2022
36 d late
2021
31 d early
2020
12 d early
2019
29 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€356k▲ 4.9%
2024 · €339k
2018: €47k
2019: €65k
2020: €77k
2021: €89k
2022: €101k
2023: €327k
2024: €339k
2018 → 2025
Total assets
€398k▼ 5.6%
2024 · €421k
2018: €335k
2019: €299k
2020: €282k
2021: €271k
2022: €262k
2023: €413k
2024: €421k
2018 → 2025
Net result
€17k▲ 38.3%
2024 · €12k
2018: €6k
2019: €18k
2020: €11k
2021: €13k
2022: €12k
2023: €226k
2024: €12k
2018 → 2025
Working capital
€354k▲ 5.3%
2024 · €336k
2018: €-78k
2019: €-73k
2020: €-75k
2021: €-74k
2022: €-71k
2023: €322k
2024: €336k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€89k-€101k▲ 13.4%€327k▲ 223%€339k▲ 3.7%€356k▲ 4.9%
Operating result€22k-€21k▼ 7.1%€335k▲ 1,513%€16k▼ 95.3%€17k▲ 9.3%
Net result€13k-€12k▼ 7.6%€226k▲ 1,785%€12k▼ 94.7%€17k▲ 38.3%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 9% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €398k
Fixed assets
€2k▼ 31.9%
Current assets
€395k▼ 5.4%
Equity and liabilities €398k
Equity
€356k▲ 4.9%
Debt
€42k▼ 49.1%
The debt ratio falls from 19.4% to 10.5%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€18k▲
2024 · €18k
Cash flow
€18k▲
2024 · €14k
Solvency
89.5%▲
2024 · 80.6%
Current ratio
9.50▲
2024 · 5.11
Quick ratio
9.50▲
2024 · 5.11
Debt / equity
0.12▼
2024 · 0.24
ROE
4.7%▲
2024 · 3.5%
ROA
4.2%▲
2024 · 2.9%
Interest coverage
3.49▼
2024 · 5.65
Debt
€42k▼
2024 · €82k
Debt ≤ 1 year
€42k▼
2024 · €82k
Income taxes
€8k▲
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€421k€398k▼
Fixed assets21/28€4k€2k▼
Tangible fixed assets22/27€4k€2k▼
Furniture and vehicles24€4k€2k▼
Current assets29/58€418k€395k▼
Amounts receivable within one year40/41€14k€4k▼
Trade receivables40€11k€0▼
Other amounts receivable41€2k€4k▲
Current investments50/53€350k€347k▼
Cash at bank and in hand54/58€54k€42k▼
Deferred charges and accrued income490/1€0€3k▲
Equity and liabilities
Total equity and liabilities10/49€421k€398k▼
Equity10/15€339k€356k▲
Contributions10/11€6k€6k=
Reserves13€333k€350k▲
Distributable reserves133€333k€350k▲
Amounts payable17/49€82k€42k▼
Amounts payable within one year42/48€82k€42k▼
Trade debts44€6k€3k▼
Suppliers440/4€6k€3k▼
Taxes, remuneration and social security45€29k€2k▼
Taxes450/3€27k€2k▼
Remuneration and social security454/9€2k€156▼
Other amounts payable47/48€47k€36k▼
Income statement
Code20242025
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€1k▼
Other operating charges640/8€1k€1k▲
Gross operating margin9900€19k€20k▲
Operating profit (loss)9901€16k€17k▲
Financial income75/76B€5k€13k▲
Recurring financial income75€5k€13k▲
Financial charges65/66B€3k€5k▲
Recurring financial charges65€3k€5k▲
Profit (loss) for the period before taxes9903€18k€25k▲
Income taxes67/77€6k€8k▲
Profit (loss) for the period9904€12k€17k▲
Profit (loss) for the period to be appropriated9905€12k€17k▲
Appropriation of the result
Profit (loss) to be appropriated9906€12k€17k▲
Transfer to equity691/2€12k€17k▲
To other reserves6921€12k€17k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 18 days late
2025
11-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
22-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €226k ▲1785%
Operating result €335k, net result €226k, both a record.
31-12
Financial
Liquidity times 29current ratio 4.76
Current ratio from 0.17 to 4.76.
31-12
Financial
Equity above €200kEq €327k ▲223%
6 profitable years in a row build equity to €327k.
05-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 36 days late
2022
31-12
Financial
Equity above €100kEq €101k ▲13.4%
5 profitable years in a row build equity to €101k.
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
19-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
02-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
12-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
07-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
13-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2023
Jan Van Neder
CurrentDirector · since 30-11-2023
30-11-2023
Appointed as Director
Location & real-estate footprint
Registered office, Anzegem · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Petegemstraat 4A8570 AnzegemGround area
2,216 m²
Building footprint
350 m²
Volume, LiDAR
780 m³
2 parcels, Flanders · tallest building 9.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Jan Van Neder
since 20122.210.870.025
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34002C0361/00F000 | Flanders | 1,402 m² | 1 · 178 m² | - |
| 34019A0101/00G003 | Flanders | 814 m² | 1 · 172 m² | 9.6 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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XCELLERATE
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MK2B
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LARES REAL ESTATE
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Of 82,218 companies in sector 70200 we hold annual accounts for 52,395. 36,984 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-06-2012
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.