JAN VAN HOECK
ActiveSummary
JAN VAN HOECK has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €329k and a net result of €109k. Equity is growing by ~3.3% per year across the filed fiscal years. Its solvency ranks better than 88% of 2045 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+25
Solvency100▲+29
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity short (current ratio 0.96 against 0.76 in 2024; short-term debt: 14.5% and cash: 2.7% of total assets), and 21.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
78.9%
Return on assets
26.2%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
30 d early
2024
31 d early
2023
35 d early
2022
33 d early
2021
26 d early
2020
24 d early
2019
19 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€109k▲ 344%
2024 · €25k
2018: €28k
2019: €49k
2020: €23k
2021: €39k
2022: €33k
2023: €19k
2024: €25k
2018 → 2025
Working capital
€-3k▲ 95.7%
2024 · €-60k
2018: €6k
2019: €35k
2020: €17k
2021: €-31k
2022: €-33k
2023: €-28k
2024: €-60k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€268k-€276k▲ 3.0%€267k▼ 3.3%€242k▼ 9.2%€329k▲ 35.8%
Operating result€47k-€41k▼ 13.2%€27k▼ 34.2%€35k▲ 28.3%€153k▲ 341%
Net result€39k-€33k▼ 15.2%€19k▼ 43.8%€25k▲ 33.0%€109k▲ 344%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 341% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €417k
Fixed assets
€359k ▲ 7.3%
Current assets
€58k ▼ 69.8%
Equity and liabilities €417k
Equity
€329k ▲ 35.8%
Debt
€88k ▼ 69.1%
Debt's share of the balance-sheet total falls from 54.0% to 21.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€200k▲
2024 · €75k
Cash flow
€157k▲
2024 · €65k
Current ratio
0.96▲
2024 · 0.76
Debt to equity
0.27▼
2024 · 1.17
ROE
33.2%▲
2024 · 10.2%
ROA
26.2%▲
2024 · 4.7%
Interest coverage
226.84▲
2024 · 91.44
Debt ≤ 1 year
€60k▼
2024 · €251k
Debt > 1 year
€27k▼
2024 · €33k
Income taxes
€43k▲
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 55 lines
Balance sheet
Code20242025
Assets
Total assets20/58€526k€417k▼
Fixed assets21/28€335k€359k▲
Tangible fixed assets22/27€335k€359k▲
Land and buildings22€289k€262k▼
Plant, machinery and equipment23€7k€13k▲
Furniture and vehicles24€33k€78k▲
Other tangible fixed assets26€6k€5k▼
Current assets29/58€192k€58k▼
Stocks and contracts in progress3€121k-
Contracts in progress37€121k-
Amounts receivable within one year40/41€47k€47k▼
Trade receivables40-€23k
Other amounts receivable41€47k€24k▼
Cash at bank and in hand54/58€23k€11k▼
Deferred charges and accrued income490/1€315-
Equity and liabilities
Total equity and liabilities10/49€526k€417k▼
Equity10/15€242k€329k▲
Contributions10/11€6k€6k=
Outside capital11€6k€6k=
Other1109/19€6k€6k=
Reserves13€139k€226k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€138k€224k▲
Profit (loss) carried forward14€97k€97k=
Amounts payable17/49€284k€88k▼
Amounts payable after more than one year17€33k€27k▼
Financial debts170/4€33k€27k▼
Amounts payable within one year42/48€251k€60k▼
Current portion of amounts payable after more than one year42€5k€6k▲
Trade debts44€169k€32k▼
Suppliers440/4€169k€32k▼
Taxes, remuneration and social security45€3k€2k▼
Taxes450/3€3k€2k▼
Other amounts payable47/48€74k€21k▼
Income statement
Code20242025
Goods, raw materials, services and sundry goods60/61€573k€532k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€40k€47k▲
Other operating charges640/8€5k€5k▼
Gross operating margin9900€80k€205k▲
Operating profit (loss)9901€35k€153k▲
Financial income75/76B€395€777▲
Recurring financial income75€395€777▲
Financial charges65/66B€815€882▲
Recurring financial charges65€815€882▲
Profit (loss) for the period before taxes9903€34k€153k▲
Income taxes67/77€10k€43k▲
Profit (loss) for the period9904€25k€109k▲
Profit (loss) for the period to be appropriated9905€25k€109k▲
Appropriation of the result
Profit (loss) to be appropriated9906€121k€206k▲
Profit (loss) brought forward from the previous period14P€97k€97k=
Transfer from equity791/2€49k€23k▼
Transfer to equity691/2€25k€109k▲
To other reserves6921€25k€109k▲
Profit to be distributed694/7€49k€23k▼
Return on contributions (dividend)694€49k€23k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Highest result since 2018net €109k ▲344%
Operating result €153k, net result €109k, both a record.
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Weakest financial yearnet €19k ▼43.8%
Net result drops to €19k, the lowest in the series; recovery starts the following year.
28-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
05-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
07-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
12-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
10-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
11-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
11-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kalmthout · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Duffelaarstraat (Ab) 22920 KalmthoutGround area
5,581 m²
Building footprint
234 m²
Volume, LiDAR
1,314 m³
Parcel 11662A0376/00E000, Flanders · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JAN VAN HOECK
since 20092.180.369.166
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11662A0376/00E000 | Flanders | 5,581 m² | 1 · 234 m² | 9.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 1,316 EUR awarded · 1,316 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,316 EUR | 1,316 EUR |
Schemes
Retroactieve investeringspremie voor eigenaars van zonnepanelen na afschaffing van terugdraaiende teller
Similar companies · same sector, comparable size
RESPECTABLE
BE 0538.983.666
Namur · Eq €329,043
MELIS MARNIX
BE 0474.450.061
Stekene · Eq €329,118
JONES
BE 0472.355.752
Hechtel-Eksel · Eq €328,803
3KG-INVEST
BE 0755.379.778
Kasterlee · Eq €328,788
Schrijnwerkerij Vangoidtsenhoven
BE 0440.611.018
Geetbets · Eq €328,592
Of 20,024 companies in sector 43320 we hold annual accounts for 9,135. 6,742 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-08-2009
Fiscal year end31-12
Activities, NACEBEL 2025
43320Joinery installation
43410Roofing work
77320Rental and leasing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.