Jan Van Backlé
ActiveJan Van Backlé has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €36k and a net result of €22k. Equity is growing by ~7.9% per year across the filed fiscal years. Its solvency ranks better than 65% of 11165 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
100
/ 100
Excellent▲ +48 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency99▲+2
Growth78▲+46
Stability100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 2.23 against 2.08 in 2024), and 39% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
61%
Return on assets
37.6%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
61 d late
2023
30 d late
2022
31 d late
2021
30 d late
2020
31 d late
2019
91 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€36k▲ 161%
2024 · €14k
2018: €19k
2019: €15k
2020: €14k
2021: €13k
2022: €21k
2023: €25k
2024: €14k
2018 → 2025
Total assets
€59k▲ 137%
2024 · €25k
2018: €90k
2019: €83k
2020: €66k
2021: €37k
2022: €44k
2023: €39k
2024: €25k
2018 → 2025
Net result
€22k
2024 · €-11k
2018: €337
2019: €-3k
2020: €-2k
2021: €-1k
2022: €9k
2023: €3k
2024: €-11k
2018 → 2025
Working capital
€28k▲ 137%
2024 · €12k
2018: €14k
2019: €12k
2020: €12k
2021: €13k
2022: €21k
2023: €22k
2024: €12k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€13k-€21k▲ 67.4%€25k▲ 15.9%€14k▼ 43.5%€36k▲ 161%
Operating result€2k-€14k▲ 791%€7k▼ 50.1%€-10k€32k
Net result€-1k-€9k€3k▼ 60.6%€-11k€22k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €32k after a loss of €10k in 2024, the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €59k
Fixed assets
€8k▲ 296%
Current assets
€51k▲ 122%
Equity and liabilities €59k
Equity
€36k▲ 161%
Debt
€23k▲ 106%
The debt ratio falls from 44.7% to 39.0%: equity grows faster than debt.
Key figures and ratios
EBITDA
€32k▲
2024 · €-10k
Cash flow
€23k▲
2024 · €-10k
Solvency
61.0%▲
2024 · 55.3%
Current ratio
2.23▲
2024 · 2.08
Quick ratio
2.23▲
2024 · 2.08
Debt / equity
0.64▼
2024 · 0.81
ROE
61.7%▲
2024 · -77.0%
ROA
37.6%▲
2024 · -42.6%
Interest coverage
134.36▲
2024 · -74.49
Debt
€23k▲
2024 · €11k
Debt ≤ 1 year
€23k▲
2024 · €11k
Income taxes
€9k▲
2024 · €269
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€25k€59k▲
Fixed assets21/28€2k€8k▲
Tangible fixed assets22/27€2k€8k▲
Furniture and vehicles24€2k€1k▼
Other tangible fixed assets26-€7k
Current assets29/58€23k€51k▲
Amounts receivable within one year40/41€9k€41k▲
Trade receivables40€8k€41k▲
Other amounts receivable41€201€341▲
Cash at bank and in hand54/58€14k€10k▼
Deferred charges and accrued income490/1€0-
Equity and liabilities
Total equity and liabilities10/49€25k€59k▲
Equity10/15€14k€36k▲
Contributions10/11€12k€12k=
Reserves13€1k€24k▲
Distributable reserves133€1k€24k▲
Amounts payable17/49€11k€23k▲
Amounts payable within one year42/48€11k€23k▲
Trade debts44€2k€2k▼
Suppliers440/4€2k€2k▼
Taxes, remuneration and social security45€4k€10k▲
Taxes450/3€4k€10k▲
Other amounts payable47/48€5k€11k▲
Accrued charges and deferred income492/3€99€101▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€570€582▲
Other operating charges640/8€1k€9k▲
Gross operating margin9900€-8k€41k▲
Operating profit (loss)9901€-10k€32k▲
Financial income75/76B€92€37▼
Recurring financial income75€92€37▼
Financial charges65/66B€131€241▲
Recurring financial charges65€131€241▲
Profit (loss) for the period before taxes9903€-10k€32k▲
Income taxes67/77€269€9k▲
Profit (loss) for the period9904€-11k€22k▲
Profit (loss) for the period to be appropriated9905€-11k€22k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-11k€22k▲
Transfer from equity791/2€11k€0▼
Transfer to equity691/2€0€22k▲
To other reserves6921€0€22k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €22k
Net result €22k after one loss-making year.
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
31-12
Financial
Weakest financial yearnet €-11k ▼418%
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Back to profitnet €9k
Net result €9k after 3 loss-making years.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brasschaat · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hoge Weg 232930 BrasschaatGround area
805 m²
Building footprint
165 m²
Volume, LiDAR
872 m³
Parcel 11323F0502/00Y002, Flanders · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Jan Van Backlé
since 20102.185.712.579
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11323F0502/00Y002 | Flanders | 805 m² | 1 · 165 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MJM Advisory
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LEMMENS CONSULTING
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MCCO
BE 0840.512.522
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NIROX
BE 0454.822.607
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MAC & Co
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Of 1,137 companies in sector 46130 we hold annual accounts for 647. 450 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-02-2010
Fiscal year end31-12
Activities, NACEBEL
46130Agents in the wholesale of timber and building materials
46150Agents in the wholesale of furniture, household goods and hardware
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.