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JAN SPYCKERELLE

Active
Private limited companyfounded 1997active for 29 yearsLauwbergstraat 241, 8930 Menen, BelgiumKBO/BCE: BE 0460.585.494
Summary

JAN SPYCKERELLE has been active since 1997 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €95,718 and a net result of €2,713. Equity has been stable since 2018 (±0.2% per year). Its solvency ranks better than 77% of 34,902 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Overview

Official details

Source: KBO
Status
Active since 29-04-1997 Normal situation
Activity
Plumbing work NACE 43221and 1 other
Joint committee
124 Paritair Comité voor het bouwbedrijf · annual accounts 2023
Establishment unit
2.084.376.283 8930 Menen, since 02-12-1997
Financial year end
31 December
Peppol
Reachable since 06-01-2026

Board and ownership

Board

Financial position

84 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.4%
Annual accounts 2025
Gross margin
€9,731
Turnover
≈ €88,000
estimated
Profit
€2,713
Equity
€95,718
▲ 2.9%
Total assets
€133,512
▼ 6.2%
Filed on 28-07-2026, 3 days before the deadline
Score breakdownraises riskSector: Specialised construction activities (NACE 43)Liquidity: current ratio 1.51, cash €3,174, halvedlowers riskFounded in 1997Equity €95,718 (71.7% of total assets)Show the evidence

Checked score

Score 2025
84 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 48% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Strong
Solvency 97+7
equity 71.7% of total assets
Liquidity 43-1
short-term debt 25.6% · cash 2.4%
Profitability 71+71
return on assets 2.0%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,674 companies, NACE 43, micro)
Last 24 months 12-2024: 0.3% 01-2025: 0.3%● unchanged vs 12-2024lowest value 02-2025: 0.3%● unchanged vs 01-2025lowest value 03-2025: 0.3%● unchanged vs 02-2025lowest value 04-2025: 0.3%● unchanged vs 03-2025 05-2025: 0.4%▲ +0.1 percentage points vs 04-2025 06-2025: 0.3%▼ -0.1 percentage points vs 05-2025 07-2025: 0.5%▲ +0.2 percentage points vs 06-2025 08-2025: 0.8%▲ +0.3 percentage points vs 07-2025 09-2025: 0.8%● unchanged vs 08-2025 10-2025: 0.8%● unchanged vs 09-2025 11-2025: 0.8%● unchanged vs 10-2025 12-2025: 0.8%● unchanged vs 11-2025 01-2026: 0.8%● unchanged vs 12-2025 02-2026: 0.8%● unchanged vs 01-2026 03-2026: 0.8%● unchanged vs 02-2026 04-2026: 0.9%▲ +0.1 percentage points vs 03-2026 05-2026: 0.9%● unchanged vs 04-2026 06-2026: 0.9%● unchanged vs 05-2026 07-2026: 1.0%▲ +0.1 percentage points vs 06-2026highest value 08-2026: 0.4%▼ -0.6 percentage points vs 07-2026 09-2026: 0.4%● unchanged vs 08-2026 10-2026: 0.4%● unchanged vs 09-2026 11-2026: 0.4%● unchanged vs 10-2026
Credit of up to €8,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.51 (1.17 in 2024), above the usual 1.5. Short-term debt is 25.6% and cash 2.4% of total assets. 28.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 78% of them on solvency, 33% on liquidity, 40% on profitability and 42% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Founded in 1997
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
raises risk · Liquidity: current ratio 1.51, cash €3,174, halved
NBB · annual accounts
lowers risk · Equity €95,718 (71.7% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
3 days early
2024
31 days early
2023
58 days early
2022
61 days early
2021
54 days early
2020
63 days early
2019
59 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 47 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 7 June (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View

Comparable companies

These companies have the same main activity as JAN SPYCKERELLE: plumbing work (NACE 43221). They are comparable in size and age: total assets between €119,000 and €172,000, founded between 1994 and 2002.

CompanyTotal assetsGross margin
JAN SPYCKERELLE Menen€133,512€9,731
DI CAPUA Waterloo€145,176€9,335
P.H.D. - V.D.P. Ganshoren€121,384€11,470
MARTENS PASCAL Wevelgem€146,374€11,566
VERKINDERE JEAN-PIERRE Ledegem€172,070€11,641
VANHEERTUM, LOOD-, ZINK- EN KOPERWERKEN Turnhout€119,030€12,320
GOEMAN DENNIS Aalst€130,742€11,961
Full comparison

Key facts about JAN SPYCKERELLE

What is the company number of JAN SPYCKERELLE?
The company number of JAN SPYCKERELLE is 0460.585.494. The VAT number is the same number with BE in front: BE 0460.585.494.
Where is JAN SPYCKERELLE based?
The registered office is at Lauwbergstraat 241, 8930 Menen.Company details
What does JAN SPYCKERELLE do?
According to the KBO register, the main activity is plumbing work (NACE 43221).
What is the legal form of JAN SPYCKERELLE?
The legal form of JAN SPYCKERELLE is Private limited company (BV).
When was JAN SPYCKERELLE founded?
JAN SPYCKERELLE was founded on 29-04-1997.
Is JAN SPYCKERELLE still active?
Yes, JAN SPYCKERELLE is an active enterprise in the KBO register.
How many employees does JAN SPYCKERELLE have?
JAN SPYCKERELLE had an average of 1 full-time equivalents in financial year 2023, according to the filed annual accounts.Financials
Which joint committee does JAN SPYCKERELLE fall under?
In its 2023 annual accounts, JAN SPYCKERELLE states joint committee 124 (Paritair Comité voor het bouwbedrijf).
What is the turnover of JAN SPYCKERELLE?
The turnover in financial year 2025 is ≈ €88,000. This figure is estimated from the gross margin of €9,731 and 36 comparable companies (NACE 43221). It probably lies between €66,000 and €180,000. It is a rough estimate.
Is JAN SPYCKERELLE profitable?
In financial year 2025, JAN SPYCKERELLE made a profit of €2,713.
Where can I find the annual accounts of JAN SPYCKERELLE?
JAN SPYCKERELLE filed 29 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of JAN SPYCKERELLE due?
JAN SPYCKERELLE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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