Filings
24 annual accounts since 2002
Four of the last ten came late. The 2017 accounts came latest: 30 days after the end of the period.
JAN ROM
Lifetime
20 annual accounts with figures on one time axis, 24 filings since 2002peak €33,895 (2006)
-€5,262▼ €6,373
lowest -€19,867 (2013)
-€7,408▼ €8,215
peak €118,965 (2012)
€96,789▼ 7.1%
€15,685▼ 0.6%
Board1 name since 2021
1 directorRom Jan
Documentsfilings and deeds
24-08-202624 days late
2025micro format
Gross margin from €1,111 to -€5,262Loss of €7,408Cash from €39,761 to €21,133
Key points
from the 2025 annual accountsPosition in the sector
86.1%
Higher solvency than 91% of companies in retail trade. Sector median 33.1% · 22,939 companies.
Turnover not published (micro format)
Checked score
89
Excellent
Financially stronger than 54% of micro companies in retail trade (NACE 47)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 40,277 companies (NACE 47, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%
01-2025: 0.2%● unchanged vs 12-2024
02-2025: 0.2%● unchanged vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.2%● unchanged vs 06-2025highest value
08-2025: 0.1%▼ -0.1 percentage points vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025lowest value
02-2026: 0.1%● unchanged vs 01-2026lowest value
03-2026: 0.1%● unchanged vs 02-2026lowest value
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.2%▲ +0.1 percentage points vs 07-2026
09-2026: 0.2%● unchanged vs 08-2026
10-2026: 0.2%● unchanged vs 09-2026
11-2026: 0.2%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Loss of €7,408 (financial year 2025)
lowers risk
Founded in 2001
Liquidity: current ratio 6.91, cash €21,133
Equity €96,789 (86.1% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 92% of them on solvency, 77% on liquidity, 17% on profitability and 29% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 12,322 companies had the same profile as JAN ROM has now. Each dot stands for 31 companies, two years later.
90.3%
were still trading
8.5%
stopped another way
0.7%
went bankrupt
Another 0.5% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of JAN ROM itself: 0.2% within 12 months.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 12,322 companies, not a prediction for JAN ROM. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €8,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 6.91 (7.3 in 2024), above the usual 1.5. Short-term debt is 13.9% and cash 18.8% of total assets. 13.9% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
24 days late
2024
14 days early
2023
41 days early
2022
4 days early
2021
30 days late
2020
30 days early
2019
4 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 6 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 July (4 of the last 5 accounts filed within 34 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0475907437
First establishment
Karmelietenstraat 2, Brussels
Incorporation
published on 01-11-2001 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| JAN ROM Brussels | €112,474 | -€5,262 | 86.1% | - |
| MEGA CARPET Houthalen-Helchteren | €99,733 | -€8,434 | 2.3% | - |
| MISTER TEAK Lede | €129,738 | -€151 | 5.8% | - |
| DECOTI Anderlecht | €119,839 | -€1,767 | -5.7% | - |
| DE WAELE WOONCOMFORT Merelbeke-Melle | €145,992 | -€4,603 | 27.7% | - |
| MAVACA La Louvière | €117,264 | -€5,224 | 98.2% | - |
| REF TRADING Zemst | €121,429 | -€7,201 | 14.3% | - |
These companies have the same main activity as JAN ROM: retail sale of household furniture (NACE 47551). They are comparable in size and age: total assets between €99,700 and €146,000, founded between 1999 and 2008.
Official details
Source: KBO- Status
- Active since 22-10-2001Normal situation
- Activity
- Retail sale of household furnitureNACE 47551
- Establishment unit
- 2.098.545.2131000 Brussels, since 08-11-2001
- Financial year end
- 31 December
- Peppol
- Reachable since 23-04-2025
Insights on JAN ROM
JAN ROM files the micro format. That format states no turnover. The gross margin fell from €33,895 in 2006 to -€5,262 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about JAN ROM
- What is the company number of JAN ROM?
- The company number of JAN ROM is 0475.907.437. The VAT number is the same number with BE in front: BE 0475.907.437.
- Where is JAN ROM based?
- The registered office is at Karmelietenstraat 2, 1000 Brussels.Company details
- What does JAN ROM do?
- According to the KBO register, the main activity is retail sale of household furniture (NACE 47551).
- What is the legal form of JAN ROM?
- JAN ROM is a private limited company (pre-2019) (BVBA).
- When was JAN ROM founded?
- JAN ROM was founded on 22-10-2001.
- Is JAN ROM still active?
- Yes, JAN ROM is an active enterprise in the KBO register.
- What is the turnover of JAN ROM?
- The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
- Is JAN ROM profitable?
- In financial year 2025, JAN ROM made a loss of €7,408.
- Where can I find the annual accounts of JAN ROM?
- JAN ROM filed 24 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of JAN ROM due?
- JAN ROM must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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