JAN RENS
ActiveJAN RENS has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.10M and a net result of €78k. Equity is growing by ~8.5% per year across the filed fiscal years. Its solvency ranks better than 94% of 16424 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
93
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77▲+60
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €100k at 30 days acceptable
Liquidity ample (current ratio 75.69 against 31.85 in 2024; short-term debt: 1.2% and cash: 23% of total assets), and 3.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
96.4%
Return on assets
6.8%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
17 d early
2023
14 d early
2022
30 d late
2021
61 d late
2020
61 d late
2019
27 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.10M▲ 7.6%
2024 · €1.03M
2018: €491k
2019: €631k
2020: €790k
2021: €982k
2022: €1.13M
2023: €1.04M
2024: €1.03M
2018 → 2025
Total assets
€1.14M▲ 8.3%
2024 · €1.06M
2018: €781k
2019: €876k
2020: €973k
2021: €1.15M
2022: €1.23M
2023: €1.11M
2024: €1.06M
2018 → 2025
Net result
€78k
2024 · €-17k
2018: €137k
2019: €140k
2020: €159k
2021: €192k
2022: €144k
2023: €-84k
2024: €-17k
2018 → 2025
Working capital
€1.03M▲ 8.7%
2024 · €952k
2018: €457k
2019: €595k
2020: €746k
2021: €919k
2022: €1.05M
2023: €959k
2024: €952k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€982k-€1.13M▲ 14.6%€1.04M▼ 7.4%€1.03M▼ 1.6%€1.10M▲ 7.6%
Operating result€282k-€217k▼ 22.9%€-81k€-43k▲ 46.9%€63k
Net result€192k-€144k▼ 25.1%€-84k€-17k▲ 80.0%€78k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €63k after a loss of €43k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.14M
Fixed assets
€95k▲ 30.0%
Current assets
€1.05M▲ 6.7%
Equity and liabilities €1.14M
Equity
€1.10M▲ 7.6%
Debt
€41k▲ 33.3%
The debt ratio rises from 2.9% to 3.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€78k▲
2024 · €-17k
Cash flow
€93k▲
2024 · €10k
Solvency
96.4%▼
2024 · 97.1%
Current ratio
75.69▲
2024 · 31.85
Quick ratio
75.69▲
2024 · 31.85
Debt / equity
0.04▲
2024 · 0.03
ROE
7.0%▲
2024 · -1.6%
ROA
6.8%▲
2024 · -1.6%
Interest coverage
159.90▲
2024 · -13.60
Debt
€41k▲
2024 · €31k
Debt ≤ 1 year
€14k▼
2024 · €31k
Debt > 1 year
€27k▲
2024 · €0
Income taxes
€384▼
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.06M€1.14M▲
Fixed assets21/28€73k€95k▲
Tangible fixed assets22/27€73k€95k▲
Land and buildings22€64k€51k▼
Plant, machinery and equipment23€4k€3k▼
Furniture and vehicles24€6k€41k▲
Current assets29/58€983k€1.05M▲
Amounts receivable within one year40/41€3k€37k▲
Trade receivables40€124€0▼
Other amounts receivable41€3k€37k▲
Current investments50/53€0€735k▲
Cash at bank and in hand54/58€960k€263k▼
Deferred charges and accrued income490/1€20k€14k▼
Equity and liabilities
Total equity and liabilities10/49€1.06M€1.14M▲
Equity10/15€1.03M€1.10M▲
Contributions10/11€19k€19k=
Reserves13€1.11M€1.11M=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€1.11M€1.11M=
Profit (loss) carried forward14€-100k€-23k▲
Amounts payable17/49€31k€41k▲
Amounts payable after more than one year17€0€27k▲
Financial debts170/4€0€27k▲
Amounts payable within one year42/48€31k€14k▼
Current portion of amounts payable after more than one year42€12k€14k▲
Trade debts44€14k€245▼
Suppliers440/4€14k€245▼
Taxes, remuneration and social security45€0-
Taxes450/3€0-
Other amounts payable47/48€6k€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26k€15k▼
Other operating charges640/8€3k€4k▲
Gross operating margin9900€-14k€83k▲
Operating profit (loss)9901€-43k€63k▲
Financial income75/76B€29k€16k▼
Recurring financial income75€29k€16k▼
Financial charges65/66B€1k€489▼
Recurring financial charges65€1k€489▼
Profit (loss) for the period before taxes9903€-16k€78k▲
Income taxes67/77€1k€384▼
Profit (loss) for the period9904€-17k€78k▲
Profit (loss) for the period to be appropriated9905€-17k€78k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-100k€-23k▲
Profit (loss) brought forward from the previous period14P€-84k€-100k▼
The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Back to profitnet €78k
Net result €78k after 2 loss-making years.
31-12
Financial
Liquidity doublescurrent ratio 75.69
Current ratio from 31.85 to 75.69; short-term debt falls from €31k to €14k.
14-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
17-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-84k ▼158%
Net result drops to €-84k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Equity above €1MEq €1.13M ▲14.6%
5 profitable years in a row build equity to €1.13M.
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
2021
31-12
Financial
Highest result since 2018net €192k ▲20.8%
Operating result €282k, net result €192k, both a record.
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
2020
27-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 27 days late
2019
31-12
Financial
Equity above €500kEq €631k ▲28.5%
2 profitable years in a row build equity to €631k.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
10-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gallifortlei 1232100 AntwerpenGround area
115 m²
Building footprint
82 m²
Volume, LiDAR
533 m³
Parcel 11343A0581/00E008, Flanders · tallest building 10.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JAN RENS
since 20132.225.467.040
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11343A0581/00E008 | Flanders | 115 m² | 1 · 82 m² | 10.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Cabinet dentaire Toison d'Or
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TANDARTSPRAKTIJK RUDY SPELEERS
BE 0880.831.264
Kluisbergen · Eq €1.10M
CDB DENTAL
BE 0845.528.808
Ellezelles · Eq €1.11M
AW+
BE 0738.774.467
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WILMER
BE 0444.365.611
Schoten · Eq €1.11M
Of 6,936 companies in sector 86230 we hold annual accounts for 4,288. 2,807 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded18-12-2013
Fiscal year end31-12
Activities, NACEBEL
86230Dental practice
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.