JAN RENOVA
ActiveJAN RENOVA has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €119k and a net result of €9k. Equity remains stable across the filed fiscal years (±0.8% per year). Its solvency ranks better than 66% of 27446 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
94
/ 100
Excellent▲ +8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability39▼-1
Solvency99▼-1
Growth78=
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 2.59 against 2.96 in 2024), and 38.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
61.5%
Return on assets
4.8%
Age of the figures
9 mo
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €119k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
20 d early
2023
30 d late
2022
87 d late
2021
89 d late
2020
31 d late
2019
69 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€119k▲ 8.4%
2024 · €110k
2018: €103k
2019: €116k
2020: €119k
2021: €85k
2022: €52k
2023: €101k
2024: €110k
2018 → 2025
Total assets
€194k▲ 18.5%
2024 · €164k
2018: €208k
2019: €233k
2020: €203k
2021: €188k
2022: €128k
2023: €165k
2024: €164k
2018 → 2025
Net result
€9k▲ 4.2%
2024 · €9k
2018: €375
2019: €14k
2020: €3k
2021: €-34k
2022: €-33k
2023: €49k
2024: €9k
2018 → 2025
Working capital
€119k▲ 13.4%
2024 · €105k
2018: €43k
2019: €79k
2020: €99k
2021: €78k
2022: €51k
2023: €100k
2024: €105k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€85k-€52k▼ 39.1%€101k▲ 94.2%€110k▲ 8.8%€119k▲ 8.4%
Operating result€-36k-€-31k▲ 13.8%€49k€13k▼ 73.1%€12k▼ 13.0%
Net result€-34k-€-33k▲ 0.6%€49k€9k▼ 81.8%€9k▲ 4.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 13% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €194k
Fixed assets
€120▼ 97.5%
Current assets
€194k▲ 22.1%
Equity and liabilities €194k
Equity
€119k▲ 8.4%
Debt
€75k▲ 39.2%
The debt ratio rises from 32.8% to 38.5%: debt grows faster than equity.
Key figures and ratios
EBITDA
€12k▼
2024 · €14k
Cash flow
€9k▲
2024 · €9k
Solvency
61.5%▼
2024 · 67.2%
Current ratio
2.59▼
2024 · 2.96
Quick ratio
2.53▼
2024 · 2.86
Debt / equity
0.63▲
2024 · 0.49
ROE
7.8%▼
2024 · 8.1%
ROA
4.8%▼
2024 · 5.4%
Interest coverage
48.38▲
2024 · 18.13
Debt
€75k▲
2024 · €54k
Debt ≤ 1 year
€75k▲
2024 · €54k
Income taxes
€2k▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€164k€194k▲
Fixed assets21/28€5k€120▼
Tangible fixed assets22/27€5k-
Plant, machinery and equipment23€73-
Furniture and vehicles24€5k-
Financial fixed assets28€120€120=
Current assets29/58€159k€194k▲
Stocks and contracts in progress3€5k€5k=
Stocks30/36€5k€5k=
Amounts receivable within one year40/41€150k€182k▲
Trade receivables40€146k€179k▲
Other amounts receivable41€4k€4k▼
Cash at bank and in hand54/58€3k€6k▲
Deferred charges and accrued income490/1€980-
Equity and liabilities
Total equity and liabilities10/49€164k€194k▲
Equity10/15€110k€119k▲
Contributions10/11€14k€14k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€95k€104k▲
Amounts payable17/49€54k€75k▲
Amounts payable within one year42/48€54k€75k▲
Trade debts44€500€19k▲
Suppliers440/4€500€19k▲
Taxes, remuneration and social security45-€11k
Taxes450/3-€2k
Remuneration and social security454/9-€9k
Other amounts payable47/48€53k€44k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€511€168▼
Other operating charges640/8€3k€438▼
Gross operating margin9900€17k€12k▼
Operating profit (loss)9901€13k€12k▼
Financial income75/76B€0€151▲
Recurring financial income75€0€151▲
Financial charges65/66B€762€243▼
Recurring financial charges65€762€243▼
Profit (loss) for the period before taxes9903€13k€11k▼
Income taxes67/77€4k€2k▼
Profit (loss) for the period9904€9k€9k▲
Profit (loss) for the period to be appropriated9905€9k€9k▲
Appropriation of the result
Profit (loss) to be appropriated9906€95k€104k▲
Profit (loss) brought forward from the previous period14P€86k€95k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
11-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Back to profitnet €49k
Net result €49k after 2 loss-making years.
31-12
Financial
Equity above €100kEq €101k ▲94.2%
Equity rises from €52k to €101k.
26-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 87 days late
2022
28-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 89 days late
2021
31-12
Financial
Weakest financial yearnet €-34k ▼1384%
Net result drops to €-34k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
08-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 69 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 59 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tervuren · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Eikestraat 953080 TervurenGround area
1,169 m²
Building footprint
285 m²
Volume, LiDAR
1,543 m³
2 parcels, Brussels, Flanders · tallest building 14.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
JAN RENOVA
since 20092.175.233.314
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24302F0072/00Z004 | Flanders | 919 m² | 1 · 106 m² | 0.7 m |
| 21673D0092/00X004 | Brussels | 250 m² | 1 · 179 m² | 14.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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BE 0464.589.616
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R.J. ART RENOVATION
BE 0832.913.660
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TOORA BENELUX
BE 0839.864.602
Dilsen-Stokkem · Eq €119k
JENOVATION
BE 0679.979.797
Wevelgem · Eq €119k
Bouwgroep Symons
BE 0836.700.323
Peer · Eq €120k
Of 7,248 companies in sector 43350 we hold annual accounts for 2,333. 1,929 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-12-2008
Fiscal year end31-12
Activities, NACEBEL
43350Other building finishing work
81220Other building cleaning and industrial cleaning
81230Other cleaning activities
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.