JAN JORIS
ActiveJAN JORIS has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €60k and a net result of €31k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 44% of 13882 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
76
/ 100
Excellent▲ +3 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency40▲+10
Growth78=
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity tight (current ratio 1.32 against 1.28 in 2024), and 77.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
22.9%
Return on assets
12%
Age of the figures
8 mo
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €60k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
on the day
2024
1 d late
2023
on the day
2022
29 d late
2021
29 d late
2020
8 d early
2019
80 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€60k▲ 109%
2024 · €29k
2019: €2k
2020: €-19k
2021: €-11k
2022: €32k
2023: €49k
2024: €29k
2019 → 2025
Total assets
€261k▲ 77.2%
2024 · €147k
2019: €61k
2020: €56k
2021: €113k
2022: €143k
2023: €142k
2024: €147k
2019 → 2025
Net result
€31k▲ 13.4%
2024 · €28k
2019: €677
2020: €-21k
2021: €8k
2022: €43k
2023: €16k
2024: €28k
2019 → 2025
Working capital
€36k▲ 49.4%
2024 · €24k
2019: €-3k
2020: €-20k
2021: €-19k
2022: €23k
2023: €46k
2024: €24k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-11k-€32k€49k▲ 50.3%€29k▼ 41.4%€60k▲ 109%
Operating result€10k-€57k▲ 470%€25k▼ 57.0%€39k▲ 57.7%€43k▲ 10.8%
Net result€8k-€43k▲ 410%€16k▼ 62.2%€28k▲ 69.2%€31k▲ 13.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 11% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €261k
Fixed assets
€113k▲ 191%
Current assets
€147k▲ 36.1%
Equity and liabilities €261k
Equity
€60k▲ 109%
Debt
€201k▲ 69.4%
The debt ratio falls from 80.6% to 77.1%: equity grows faster than debt.
Key figures and ratios
EBITDA
€52k▲
2024 · €45k
Cash flow
€40k▲
2024 · €34k
Solvency
22.9%▲
2024 · 19.4%
Current ratio
1.32▲
2024 · 1.28
Quick ratio
1.32▲
2024 · 1.28
Debt / equity
3.36▼
2024 · 4.16
ROE
52.3%▼
2024 · 96.5%
ROA
12.0%▼
2024 · 18.7%
Interest coverage
21.91▲
2024 · 15.75
Debt
€201k▲
2024 · €119k
Debt ≤ 1 year
€112k▲
2024 · €84k
Debt > 1 year
€89k▲
2024 · €34k
Income taxes
€9k▲
2024 · €8k
Staff costs
€3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€147k€261k▲
Fixed assets21/28€39k€113k▲
Tangible fixed assets22/27€39k€113k▲
Land and buildings22€36k€34k▼
Plant, machinery and equipment23€1k€3k▲
Furniture and vehicles24€2k€76k▲
Other tangible fixed assets26-€945
Current assets29/58€108k€147k▲
Amounts receivable within one year40/41€89k€98k▲
Trade receivables40€85k€97k▲
Other amounts receivable41€3k€1k▼
Cash at bank and in hand54/58€19k€48k▲
Deferred charges and accrued income490/1€483€988▲
Equity and liabilities
Total equity and liabilities10/49€147k€261k▲
Equity10/15€29k€60k▲
Contributions10/11€1k€1k=
Reserves13€28k€59k▲
Distributable reserves133€28k€59k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€119k€201k▲
Amounts payable after more than one year17€34k€89k▲
Financial debts170/4€34k€89k▲
Amounts payable within one year42/48€84k€112k▲
Current portion of amounts payable after more than one year42€2k€16k▲
Trade debts44€781€751▼
Suppliers440/4€781€751▼
Taxes, remuneration and social security45€19k€26k▲
Taxes450/3€12k€15k▲
Remuneration and social security454/9€7k€11k▲
Other amounts payable47/48€63k€69k▲
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Non-recurring operating income76A-€18k
Remuneration, social security and pensions62-€3k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€9k▲
Other operating charges640/8€1k€937▼
Non-recurring operating charges66A-€921
Gross operating margin9900€47k€57k▲
Operating profit (loss)9901€39k€43k▲
Financial income75/76B€36€18▼
Recurring financial income75€36€18▼
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€36k€41k▲
Income taxes67/77€8k€9k▲
Profit (loss) for the period9904€28k€31k▲
Profit (loss) for the period to be appropriated9905€28k€31k▲
Appropriation of the result
Profit (loss) to be appropriated9906€28k€31k▲
Transfer from equity791/2€48k€0▼
Transfer to equity691/2€28k€31k▲
To other reserves6921€28k€31k▲
Profit to be distributed694/7€48k€0▼
Return on contributions (dividend)694€48k€0▼
The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
01-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 1 day late
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
31-12
Financial
Highest result since 2019net €43k ▲410%
Operating result €57k, net result €43k, both a record.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
31-12
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
23-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-21k ▼3183%
Net result drops to €-21k, the lowest in the series; recovery starts the following year.
19-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 80 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mol · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Heuvelstraat 602400 MolGround area
744 m²
Building footprint
163 m²
Volume, LiDAR
932 m³
Parcel 13025G0052/00Z000, Flanders · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JAN JORIS
since 20192.290.528.306
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13025G0052/00Z000 | Flanders | 744 m² | 1 · 163 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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THE HOUSE FRIEND
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Of 11,700 companies in sector 68310 we hold annual accounts for 6,875. 4,963 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-06-2019
Fiscal year end31-12
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
68322Real estate appraisal on a fee or contract basis
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73300Public relations and communication consultancy
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.