JAMSIN
ActiveSummary
JAMSIN has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€183,352) and a net result of €7,933. Equity remains stable across the filed fiscal years (±1.3% per year). Its solvency ranks better than 5% of 660 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+48
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.84 against 0.17 in 2024; short-term debt: 119.3% and cash: 2.4% of total assets), and equity is negative.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-575.9%
Return on assets
24.9%
Age of the figures
9 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 32
Relative position
BE, all sectors
reference
Other manufacturing (NACE 32)
about 28% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 660 sector peers (2025).
NBB · sector comparisonPosition among 660 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-05-2026, 71 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
71 d early
2024
30 d early
2023
26 d early
2022
67 d early
2021
62 d early
2020
43 d early
2019
148 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 64 days before the deadline; the sector median for financial year 2024 is 2 days before the deadline, and 40% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
-€183,352▲ 4.1%
2024 · -€191,285
Total assets
€31,838▼ 2.5%
2024 · €32,667
Net result
€7,933▲ 326%
2024 · €1,864
Working capital
-€6,152▲ 96.3%
2024 · -€164,285
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 32, Other manufacturing, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€3,826€8,615▲ 125%€9,728▲ 12.9%€2,499▼ 74.3%€8,224▲ 229%
Net result€3,181within the sector's middle half€8,028within the sector's middle half▲ 152%€9,438within the sector's middle half▲ 17.6%€1,864within the sector's middle half▼ 80.2%€7,933within the sector's middle half▲ 326%
Equity-€210,615below the sector's middle half▲ 1.5%-€202,587below the sector's middle half▲ 3.8%-€193,149below the sector's middle half▲ 4.7%-€191,285below the sector's middle half▲ 1.0%-€183,352below the sector's middle half▲ 4.1%
Total assets€36,062below the sector's middle half▼ 4.3%€35,908below the sector's middle half▼ 0.4%€36,667below the sector's middle half▲ 2.1%€32,667below the sector's middle half▼ 10.9%€31,838below the sector's middle half▼ 2.5%
Debt€246,677▼ 1.9%€238,495▼ 3.3%€229,817▼ 3.6%€223,952▼ 2.6%€215,190▼ 3.9%
Working capital-€183,507below the sector's middle half▲ 2.3%-€175,813below the sector's middle half▲ 4.2%-€166,349below the sector's middle half▲ 5.4%-€164,285below the sector's middle half▲ 1.2%-€6,152within the sector's middle half▲ 96.3%
Solvency-584.0%below the sector's middle half▼ 16.9pp-564.2%below the sector's middle half▲ 19.8pp-526.8%below the sector's middle half▲ 37.4pp-585.6%below the sector's middle half▼ 58.8pp-575.9%below the sector's middle half▲ 9.7pp
Current ratio0.16below the sector's middle half=0.17below the sector's middle half▲ 0.010.18below the sector's middle half▲ 0.010.17below the sector's middle half▼ 0.010.84below the sector's middle half▲ 0.67
Return on assets (ROA)8.8%within the sector's middle half▲ 265.9pp22.4%above the sector's middle half▲ 13.5pp25.7%above the sector's middle half▲ 3.4pp5.7%within the sector's middle half▼ 20.0pp24.9%above the sector's middle half▲ 19.2pp
Staff (FTE)
above
within
below
the middle half (P25 to P75) of NACE 32, Other manufacturing, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 229% above 2024.
Key figures and ratios
Quick ratio
0.10▲
2024 · 0.04
Debt to equity
-1.17▼
2024 · -1.17
Debt ≤ 1 year
€37,990▼
2024 · €196,952
Debt > 1 year
€175,000▲
2024 · €25,000
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 3,640 companies that looked in July 2024 the way this one looks now, 2.7% went bankrupt within 24 months and 92% are still going.
- Micro
- 10 to 20 years old
- negative equity
- a profit of 5% of the balance sheet or more
2.7%
went bankrupt
4.9%
stopped otherwise
92%
still going
A further 0.7% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.5% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 3,640 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €1,521 | - | - | - | - |
| Remuneration, social security and pensions62 | €187 | - | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €958 | €315 | €26 | - | - | - |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | -€3,788 | -€827 | -€1,954 | -€933 | -€9,298 | ▼ 897% |
| Other operating charges640/8 | €348 | €348 | €384 | - | €787 | - |
| Non-recurring operating charges66A | €7,124 | - | €1,014 | - | - | - |
| Gross operating margin9900 | €8,654 | €8,451 | €9,199 | €1,567 | -€287 | ▼ 118% |
| Operating profit (loss)9901 | €3,826 | €8,615 | €9,728 | €2,499 | €8,224 | ▲ 229% |
| Financial income75/76B | €172 | €5 | €22 | €0 | €110 | ▲ 109,490% |
| Recurring financial income75 | €172 | €5 | €22 | €0 | €110 | ▲ 109,490% |
| Financial charges65/66B | €817 | €592 | €312 | €635 | €401 | ▼ 36.9% |
| Recurring financial charges65 | €817 | €592 | €312 | €635 | €401 | ▼ 36.9% |
| Profit (loss) for the period before taxes9903 | €3,181 | €8,028 | €9,438 | €1,864 | €7,933 | ▲ 326% |
| Profit (loss) for the period9904 | €3,181 | €8,028 | €9,438 | €1,864 | €7,933 | ▲ 326% |
| Profit (loss) for the period to be appropriated9905 | €3,181 | €8,028 | €9,438 | €1,864 | €7,933 | ▲ 326% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €36,062 | €35,908 | €36,667 | €32,667 | €31,838 | ▼ 2.5% |
| Fixed assets21/28 | €342 | €26 | - | - | - | - |
| Tangible fixed assets22/27 | €342 | €26 | - | - | - | - |
| Plant, machinery and equipment23 | €342 | €26 | - | - | - | - |
| Current assets29/58 | €35,721 | €35,881 | €36,667 | €32,667 | €31,838 | ▼ 2.5% |
| Stocks and contracts in progress3 | €25,088 | €25,229 | €28,451 | €25,529 | €27,911 | ▲ 9.3% |
| Stocks30/36 | €25,088 | €25,229 | €28,451 | €25,529 | €27,911 | ▲ 9.3% |
| Amounts receivable within one year40/41 | €7,732 | €7,057 | €6,632 | €4,234 | €3,149 | ▼ 25.6% |
| Trade receivables40 | €7,727 | €7,057 | €6,632 | €4,223 | €3,149 | ▼ 25.4% |
| Other amounts receivable41 | €4 | - | - | €11 | - | - |
| Cash at bank and in hand54/58 | €2,716 | €3,434 | €1,470 | €2,727 | €778 | ▼ 71.5% |
| Deferred charges and accrued income490/1 | €185 | €162 | €115 | €177 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €36,062 | €35,908 | €36,667 | €32,667 | €31,838 | ▼ 2.5% |
| Equity10/15 | -€210,615 | -€202,587 | -€193,149 | -€191,285 | -€183,352 | ▲ 4.1% |
| Contributions10/11 | €20,000 | €20,000 | €20,000 | €20,000 | €20,000 | = |
| Reserves13 | €2,000 | €2,000 | €2,000 | €2,000 | €2,000 | = |
| Non-distributable reserves130/1 | €2,000 | €2,000 | - | - | - | - |
| Reserves not available under the articles1311 | €2,000 | €2,000 | - | - | - | - |
| Distributable reserves133 | - | - | €2,000 | €2,000 | €2,000 | = |
| Profit (loss) carried forward14 | -€232,615 | -€224,587 | -€215,149 | -€213,285 | -€205,352 | ▲ 3.7% |
| Amounts payable17/49 | €246,677 | €238,495 | €229,817 | €223,952 | €215,190 | ▼ 3.9% |
| Amounts payable after more than one year17 | €25,000 | €25,000 | €25,000 | €25,000 | €175,000 | ▲ 600% |
| Other amounts payable178/9 | €25,000 | €25,000 | €25,000 | €25,000 | €175,000 | ▲ 600% |
| Amounts payable within one year42/48 | €219,227 | €211,695 | €203,017 | €196,952 | €37,990 | ▼ 80.7% |
| Trade debts44 | €7,474 | €6,020 | €6,136 | €6,876 | €8,722 | ▲ 26.8% |
| Suppliers440/4 | €7,474 | €6,020 | €6,136 | €6,876 | €8,722 | ▲ 26.8% |
| Taxes, remuneration and social security45 | €1,184 | €883 | €1,164 | €653 | €1,166 | ▲ 78.6% |
| Taxes450/3 | €1,184 | €883 | €1,164 | €653 | €1,166 | ▲ 78.6% |
| Other amounts payable47/48 | €210,570 | €204,792 | €195,716 | €189,423 | €28,103 | ▼ 85.2% |
| Accrued charges and deferred income492/3 | €2,450 | €1,800 | €1,800 | €2,000 | €2,200 | ▲ 10.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €3,181 | €8,028 | €9,438 | €1,864 | €7,933 | ▲ 326% |
| + Depreciation and write-downs630 | €958 | €315 | €26 | - | - | - |
| Operating cash flow (approximation) | €4,139 | €8,344 | €9,464 | €1,864 | €7,933 | ▲ 326% |
| Investment in fixed assets (approximation) | - | €0 | - | - | - | - |
| Change in cash | - | €718 | -€1,964 | €1,257 | -€1,949 | ▼ 255% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
05-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
25-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €3,181
Net result €3,181 after 2 loss-making years.
18-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet -€96,905
Net result drops to -€96,905, the lowest in the series; recovery starts the following year.
05-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
29-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
16-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
06-03
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Soumagne · 1 establishment unit since 2009
Ground area
939 m²
Building footprint
98 m²
Volume, LiDAR
630 m³
Parcel 62099A0154/00L014, Wallonia · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
JAMSIN
since 20092.176.321.395
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62099A0154/00L014 | Wallonia | 939 m² | 1 · 98 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BE 0783.440.195
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AURISTA
BE 1029.963.915
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OS3 JEWELS
BE 1007.428.043
Ukkel · Eq €3,031
Of 1,530 companies in sector 32123 we hold annual accounts for 225. 46 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded02-02-2009
Fiscal year end31-12
Activities, NACEBEL 2025
32123Manufacture of jewellery
32124Other manufacturing
32130Manufacture of imitation jewellery and related articles
47722Retail trade
47770Retail sale of watches and jewellery
47784Retail sale of souvenirs and religious articles
95250Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
96992Tattoo and piercing services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0809510035
Registered
12-12-2025
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.