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JAMO Invest

Active
Private limited companyfounded 2023active for 3 yearsKleine Dweersstraat 20, 9140 Temse, BelgiumKBO/BCE: BE 0803.618.967
Summary

JAMO Invest has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€91,266) and a net result of €33,912. The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Official details

Source: KBO
Status
Active since 05-07-2023 Normal situation
Activity
“Het beheren van een eigen onroerend patrimonium en het valoriseren van dit patrimonium vooral…” (deed in Dutch)From the articles, 6 activitiesNo NACE code in the KBO yet
Establishment unit
2.346.997.251 9140 Temse, since 05-07-2023
Financial year end
31 December
Peppol
Reachable since 11-12-2025

Board and ownership

Board
  • Le Canada BVBADirector · since 12-09-2024 · permanent representative Baekelmans Sally
Shareholders
  • LE CANADA· score 952025 annual accounts of LE CANADA

Financial position

55 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Annual accounts 2025
Gross margin
€106,541
▲ 20×
Turnover
≈ €270,000
estimated
Profit
€33,912
Equity
-€91,266
▲ 27.1%
Total assets
€1.1m
▼ 0.5%
  • Negative equity on 31-12-2025
Score breakdownraises riskCapped at 59: negative equityNegative equity -€91,266Founded in 2023lowers riskSize: total assets €1.1mNo main activity registeredShow the evidence

Checked score

Score 2025
55 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 37% of micro companies without a NACE code
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Weak
Solvency 16+3
equity -8.7% of total assets
Liquidity 40+1
short-term debt 28.5% · cash 1.2%
Profitability 41+40
return on assets 3.2%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 3.4% 01-2025: 3.4%● unchanged vs 12-2024 02-2025: 3.6%▲ +0.2 percentage points vs 01-2025 03-2025: 3.6%● unchanged vs 02-2025 04-2025: 3.5%▼ -0.1 percentage points vs 03-2025 05-2025: 3.5%● unchanged vs 04-2025 06-2025: 3.8%▲ +0.3 percentage points vs 05-2025 07-2025: 3.9%▲ +0.1 percentage points vs 06-2025 08-2025: 4.6%▲ +0.7 percentage points vs 07-2025highest value 09-2025: 0.7%▼ -3.9 percentage points vs 08-2025 10-2025: 0.7%● unchanged vs 09-2025 11-2025: 0.7%● unchanged vs 10-2025 12-2025: 0.7%● unchanged vs 11-2025 01-2026: 0.7%● unchanged vs 12-2025 02-2026: 0.6%▼ -0.1 percentage points vs 01-2026 03-2026: 0.6%● unchanged vs 02-2026 04-2026: 0.6%● unchanged vs 03-2026 05-2026: 0.6%● unchanged vs 04-2026 06-2026: 0.6%● unchanged vs 05-2026 07-2026: 0.3%▼ -0.3 percentage points vs 06-2026lowest value 08-2026: 0.3%● unchanged vs 07-2026 09-2026: 0.3%● unchanged vs 08-2026 10-2026: 0.3%● unchanged vs 09-2026 11-2026: 0.3%● unchanged vs 10-2026
No credit on open account
Liquidity is insufficient, with a current ratio of 0.06 (0.02 in 2024), below 1. Short-term debt is 28.5% and cash 1.2% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 12% of them on solvency, 23% on liquidity, 32% on profitability and 80% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €1.1m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · No main activity registered
KBO
raises risk · Negative equity -€91,266
NBB · annual accounts
raises risk · Founded in 2023
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
31 days early
2024
5 days late
← before the deadline after the deadline →
tick = median of all Belgian filings

The company filed its last 2 accounts on average 13 days before the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2023.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€91,266 View
  • Positive: Back in profit in 2025after a loss of €175,178 in 2024 €33,912 View

Recent changes

  1. · Gazette deed 1 director appointed, 2 directors resigningResignations: Baekelmans Sally (director) and Verougstraete Nico (director) · Appointment: Le Canada BVBA (director) · Permanent representative: Baekelmans Sally
  2. · Gazette deed IncorporationFounding capital of €50,000 · Founder: LE CANADA · Appointments: BAEKELMANS Sally (director) and VEROUGSTRAETE Nico Jan Alain (director)
All 5 events

Key facts about JAMO Invest

What is the company number of JAMO Invest?
The company number of JAMO Invest is 0803.618.967. The VAT number is the same number with BE in front: BE 0803.618.967.
Where is JAMO Invest based?
The registered office is at Kleine Dweersstraat 20, 9140 Temse.Company details
What is the legal form of JAMO Invest?
The legal form of JAMO Invest is Private limited company (BV).
When was JAMO Invest founded?
JAMO Invest was founded on 05-07-2023.
Is JAMO Invest still active?
Yes, JAMO Invest is an active enterprise in the KBO register.
What is the turnover of JAMO Invest?
The turnover in financial year 2025 is ≈ €270,000. This figure is estimated from the gross margin of €106,541 and 1,648 comparable companies of the same size. It probably lies between €170,000 and €510,000. It is a rough estimate.Financials
Is JAMO Invest profitable?
In financial year 2025, JAMO Invest made a profit of €33,912.
Where can I find the annual accounts of JAMO Invest?
JAMO Invest filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of JAMO Invest due?
JAMO Invest must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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