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JAMO

Active
Public limited companyfounded 199234 yrs activeRue des Français 215, 4430 Ans, BelgiumKBO/BCE: BE 0447.351.924
Summary

JAMO has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€38,556) and a net result of -€88. Equity is shrinking by ~12.9% per year across the filed fiscal years. Its net result ranks better than 39% of 4660 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Checked score

No current score
Insufficient figures
A score requires measurable solvency, liquidity and profitability. Missing figures are not a judgement about the company.
Axes · tick = 2024
Profitability-
Solvency-
Growth58=
Track record100
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%
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Signals

Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 34 years 0 40 y
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year -€38,556
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
26 d late
2024
29 d late
2023
31 d late
2022
22 d late
2021
61 d late
2020
31 d late
2019
92 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 42 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

JAMO was incorporated on 11 May 1992.1 Total assets fell from EUR 81,212 in 2018 to EUR 18,712 in 2021.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2021

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Financials · fiscal year 2025, full schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€88▲ 84.9%
2023 · -€581
Working capital
-€20,017▲ 3.0%
2020 · -€20,639
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€695▼ 117%-€4,324▼ 522%-€581▲ 86.6%-€88
Net result-€994within the sector's middle half▼ 211%-€19,571within the sector's middle half▼ 1,869%-€581within the sector's middle half▲ 97.0%-€88within the sector's middle half
Equity-€18,316below the sector's middle half▼ 5.7%-€37,887below the sector's middle half▼ 107%-€38,468below the sector's middle half▼ 1.5%-€38,468below the sector's middle half=-€38,556below the sector's middle half▼ 0.2%
Total assets€18,712below the sector's middle half▼ 77.0%
Debt€37,028▼ 62.4%€37,887▲ 2.3%€38,468▲ 1.5%€38,468=€38,556▲ 0.2%
Working capital-€20,017within the sector's middle half▲ 3.0%
Solvency-97.9%below the sector's middle half▼ 76.6pp
Current ratio0.43below the sector's middle half▼ 0.36
Return on assets (ROA)-5.3%below the sector's middle half▼ 4.9pp
above within below the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
-€20,000-€15,000-€10,000-€5,000€0Operating result 2021: -€695-€695Net result 2021: -€994-€994Operating result 2022: -€4,324-€4,324Net result 2022: -€19,571-€19,571Operating result 2023: -€581-€581Net result 2023: -€581-€581Operating result 2025: -€88-€88Net result 2025: -€88-€8820212022202320242025-€600-€400-€200€0Operating result 2023: -€581-€581Net result 2023: -€581-€581Operating result 2025: -€88-€88Net result 2025: -€88-€88202320242025
The operating result is -€88 in 2025, compared with -€581 in 2023. Comparable figures for the intervening years are unavailable.
Key figures and ratios
2025 value · change against 2024
Debt ≤ 1 year
€37,824▲
2024 · €37,736
No debt to equity: equity is negative, so debt divided by equity means nothing.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 23 lines
Balance sheet Code20242025
Equity and liabilities
Total equity and liabilities10/49€0€0=
Equity10/15-€38,468-€38,556▼
Contributions10/11€74,368€74,368=
Capital10€74,368€74,368=
Issued capital100€74,368€74,368=
Reserves13€7,437€7,437=
Non-distributable reserves130/1€7,437€7,437=
Legal reserve130€7,437-
Reserves not available under the articles1311-€7,437
Profit (loss) carried forward14-€120,273-€120,361▼
Amounts payable17/49€38,468€38,556▲
Amounts payable within one year42/48€37,736€37,824▲
Trade debts44€512€599▲
Suppliers440/4€512€599▲
Other amounts payable47/48€37,225€37,225=
Accrued charges and deferred income492/3€732€732=
Income statement Code20242025
Gross operating margin9900--€88
Operating profit (loss)9901--€88
Profit (loss) for the period before taxes9903--€88
Profit (loss) for the period9904--€88
Profit (loss) for the period to be appropriated9905--€88
Appropriation of the result
Profit (loss) to be appropriated9906-€120,273-€120,361▼
Profit (loss) brought forward from the previous period14P-€120,273-€120,273=
Line20212022202320242025Change
Other operating charges640/8€695€348€384---
Non-recurring operating charges66A-€3,465----
Gross operating margin9900--€512-€197--€88-
Operating profit (loss)9901-€695-€4,324-€581--€88-
Financial charges65/66B€299€15,247----
Recurring financial charges65€299€15,247----
Non-recurring financial charges66B-€15,247----
Profit (loss) for the period before taxes9903-€994-€19,571-€581--€88-
Profit (loss) for the period9904-€994-€19,571-€581--€88-
Profit (loss) for the period to be appropriated9905-€994-€19,571-€581--€88-
Line20212022202320242025Change
Assets
Total assets20/58€18,712-----
Fixed assets21/28€3,465-----
Financial fixed assets28€3,465-----
Current assets29/58€15,247-----
Amounts receivable within one year40/41€15,247-----
Other amounts receivable41€15,247-----
Equity and liabilities
Total equity and liabilities10/49€18,712--€0€0-
Equity10/15-€18,316-€37,887-€38,468-€38,468-€38,556▼ 0.2%
Contributions10/11€74,368€74,368€74,368€74,368€74,368=
Capital10€74,368€74,368€74,368€74,368€74,368=
Issued capital100€74,368€74,368€74,368€74,368€74,368=
Reserves13€7,437€7,437€7,437€7,437€7,437=
Non-distributable reserves130/1€7,437€7,437€7,437€7,437€7,437=
Legal reserve130€7,437€7,437€7,437€7,437--
Reserves not available under the articles1311----€7,437-
Profit (loss) carried forward14-€100,121-€119,692-€120,273-€120,273-€120,361▼ 0.1%
Amounts payable17/49€37,028€37,887€38,468€38,468€38,556▲ 0.2%
Amounts payable within one year42/48€35,264€37,539€37,736€37,736€37,824▲ 0.2%
Trade debts44€775€512€512€512€599▲ 17.1%
Suppliers440/4€775€512€512€512€599▲ 17.1%
Other amounts payable47/48€34,489€37,028€37,225€37,225€37,225=
Accrued charges and deferred income492/3€1,764€348€732€732€732=
Line20212022202320242025Change
Profit (loss) for the period9904-€994-€19,571-€581--€88-
Operating cash flow (approximation)-€994-€19,571-€581--€88-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
26-08
NBB filing Annual accounts filed
fiscal year 2025 · full schema · 26 days late
2025
29-08
NBB filing Annual accounts filed
fiscal year 2024 · full schema · 29 days late
2024
31-08
NBB filing Annual accounts filed
fiscal year 2023 · full schema · 31 days late
2023
22-08
NBB filing Annual accounts filed
fiscal year 2022 · full schema · 22 days late
2022
31-12
Financial Weakest financial yearnet -€19,571
Net result drops to -€19,571, the lowest in the series; recovery starts the following year.
30-09
NBB filing Annual accounts filed
fiscal year 2021 · full schema · 61 days late
2021
31-08
NBB filing Annual accounts filed
fiscal year 2020 · full schema · 31 days late
2020
31-10
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 92 days late
2019
30-08
NBB filing Annual accounts filed
fiscal year 2018 · full schema · 30 days late
2018
30-11
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 122 days late
2017
05-10
NBB filing Annual accounts filed
fiscal year 2016 · full schema · 66 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
No directors read yet: 0 of 3 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Ans · 1 establishment unit since 1992
seat establishment The establishment unit on the map
Ground area
550 m²
Building footprint
57 m²
Volume, LiDAR
383 m³
Parcel 62003A0043/00V017, Wallonia · tallest building 7.1 m, ±2 floors. Linked by address, not a title deed.
4 companies at this address See who is registered here
1 establishment unit
Rue des Français 215, 4430 Ans
NACE 70201
since 19922.058.743.737
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62003A0043/00V017 Wallonia 550 m² 1 · 57 m² 7.1 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 owner

Chain of control

  1. Société d'Achat de Vente et de Location de Biens immobiliers 100%
  2. JAMO

Highest known parent: Société d'Achat de Vente et de Location de Biens immobiliers. The sources do not say who stands above it.

Owners 1

Holdings 0

No holding stated in the accounts, acts or LEI register we read.

According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 9,695 companies in this sector we hold annual accounts for 7,393. See the whole sector

Company details

Identification
Legal formPublic limited company
Founded11-05-1992
Fiscal year end31-12
Activities, NACEBEL 2025
68121Development of residential building projects
E-invoicing
Reachable via Peppol
Peppol ID 0208:0447351924
Also 9925:BE0447351924
Registered 30-03-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.