JAMIYO CONSULTANCY
Open bankruptcyA bankruptcy procedure is open for JAMIYO CONSULTANCY according to publications in the Belgian State Gazette; curator: LAURENCE CARAMIN.
Summary
The 2020 annual accounts show equity of €72,055 and a net result of €11,413.
Are you a creditor?
Open bankruptcy
Source: Belgian Official Gazette
If this company owes you money, you are not paid automatically: you file your claim yourself, within the deadline the judgment sets.
The procedure
- Court
- Enterprise Court of Ghent, Ghent division
- Declared bankrupt
- 2 December 2025
- Supervising judge
- Eddy De Grave
- Official Gazette
- 08-12-2025 (pdf) ↗search the document for 2025/150586
Deadlines
- Provisional date payments stopped
- 1 November 2025Payments and security you received since that day can in some cases be challenged by the curator. A later judgment can change the date.art. XX.105, XX.111 and XX.112 CEL
- Appeal or third-party opposition until
- passed on 23 December 2025Fifteen days after the publication in the Official Gazette.art. XX.108 CEL
- File the claim in RegSol until
- passed on 1 January 2026art. XX.104 and XX.155 CEL
- Late claim until
- 2 December 2026Late, you share only in what has not been paid out yet, and the costs are yours.art. XX.165 CEL
Curator
- Laurence CaraminHofkouterstraat 5, 9890 Gaverelaurence@vancuyck.be
What to do now
- Do not deliver on credit any more without an agreement with the curator.
- Gather your documents: invoices, purchase orders, contract, delivery notes and reminders.
- File your proof of claim in RegSol (regsol.be), yourself with eID or itsme, or through your lawyer. State principal, interest and costs separately, and any preferential right you hold.
- Delivered under retention of title? Reclaim your goods before the first report on the verification of claims.
- Ask your accountant about the VAT on the unpaid invoices: in a bankruptcy it can be recovered under conditions.
- Follow the file in RegSol: the verification report (admitted or disputed) and the curator's reports appear there.
The deadlines above come from the publication of the judgment. Check them in RegSol before you file anything; a passed deadline no longer applies.
File a claim in RegSol ↗
Watch
Follow this bankruptcy: you are alerted when it is closed or reversed.
General information, not legal advice. If in doubt, the curator, your lawyer or your accountant can help.Creditor guide for this company
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Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2020 was due by 31-07-2021 and was filed on 19-08-2021, 19 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
not filed
2021
not filed
2020
19 d late
2019
48 d late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 2 accounts on average 34 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (1)
History
Go further with this company
Who ran this company, and where was it based, on a date before the end?Company as of a date Is the registered address a letterbox address or a business centre?Addresses Are there other customers at risk in your own list?Process a list
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2020, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€72,055▲ 18.8%
2019 · €60,642
Total assets
€107,071▲ 32.2%
2019 · €80,975
Net result
€11,413▲ 11.7%
2019 · €10,217
Working capital
€12,806
2019 · -€6,735
Trend over the years
In euros
In euros
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line201820192020
Operating result€15,404-€20,372▲ 32.3%€30,755▲ 51.0%
Net result€2,371-€10,217▲ 331%€11,413▲ 11.7%
Equity€50,425-€60,642▲ 20.3%€72,055▲ 18.8%
Total assets€78,135-€80,975▲ 3.6%€107,071▲ 32.2%
Debt€27,710-€27,710=€35,016▲ 26.4%
Working capital-€9,575--€6,735▲ 29.7%€12,806
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2020 is 51% above 2019 and is the highest result in the available series.
Balance-sheet composition
2020 in colour, 2019 as the grey bar beneath
Assets €107,071
Fixed assets
€62,521 ▲ 4.2%
Current assets
€44,551 ▲ 112%
Equity and liabilities €107,071
Equity
€72,055 ▲ 18.8%
Debt
€35,016 ▲ 26.4%
Debt's share of the balance-sheet total rises from 31.4% to 32.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€30,888
Cash flow
€11,546
Current ratio
1.40▲
2019 · 0.76
Debt to equity
0.05
ROE
15.8%▼
2019 · 16.8%
ROA
10.7%▼
2019 · 12.6%
Debt ≤ 1 year
€31,744▲
2019 · €27,710
Debt > 1 year
€3,272
Income taxes
€6,779▲
2019 · €6,045
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2018 | 2019 | 2020 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | €133 | - |
| Gross operating margin9900 | €16,263 | €23,093 | €32,657 | ▲ 41.4% |
| Operating profit (loss)9901 | €15,404 | €20,372 | €30,755 | ▲ 51.0% |
| Recurring financial income75 | €1 | €1 | €1,482 | ▲ 161,001% |
| Recurring financial charges65 | €8,996 | €8,996 | €14,046 | ▲ 56.1% |
| Profit (loss) for the period before taxes9903 | €6,409 | €16,262 | €18,192 | ▲ 11.9% |
| Income taxes67/77 | €4,038 | €6,045 | €6,779 | ▲ 12.1% |
| Profit (loss) for the period9904 | €2,371 | €10,217 | €11,413 | ▲ 11.7% |
| Profit (loss) for the period to be appropriated9905 | €2,371 | €10,217 | €11,413 | ▲ 11.7% |
| Line | 2018 | 2019 | 2020 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €78,135 | €80,975 | €107,071 | ▲ 32.2% |
| Fixed assets21/28 | €60,000 | €60,000 | €62,521 | ▲ 4.2% |
| Tangible fixed assets22/27 | €60,000 | €60,000 | €62,521 | ▲ 4.2% |
| Current assets29/58 | €18,135 | €20,975 | €44,551 | ▲ 112% |
| Amounts receivable within one year40/41 | €13,854 | €19,392 | €30,468 | ▲ 57.1% |
| Cash at bank and in hand54/58 | - | €1,583 | €14,083 | ▲ 790% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €78,135 | €80,975 | €107,071 | ▲ 32.2% |
| Equity10/15 | €50,425 | €60,642 | €72,055 | ▲ 18.8% |
| Contributions10/11 | €12,400 | €12,400 | - | - |
| Reserves13 | €1,860 | €1,860 | €1,860 | = |
| Profit (loss) carried forward14 | €36,165 | €46,382 | €57,795 | ▲ 24.6% |
| Amounts payable17/49 | €27,710 | €27,710 | €35,016 | ▲ 26.4% |
| Amounts payable after more than one year17 | - | - | €3,272 | - |
| Amounts payable within one year42/48 | €27,710 | €27,710 | €31,744 | ▲ 14.6% |
| Trade debts44 | - | - | €6,460 | - |
| Line | 2018 | 2019 | 2020 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €2,371 | €10,217 | €11,413 | ▲ 11.7% |
| + Depreciation and write-downs630 | - | - | €133 | - |
| Operating cash flow (approximation) | €2,371 | €10,217 | €11,546 | ▲ 13.0% |
| Investment in fixed assets (approximation) | - | €0 | -€2,654 | - |
| Change in cash | - | - | €12,500 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
08-12
Bankruptcy
Opening
Ondernemingsrechtbank Gent, afdeling Gent · event 02-12-2025
2021
19-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 19 days late
2020
31-12
Financial
Highest result since 2018net €11,413 ▲11.7%
Operating result €30,755, net result €11,413, both a record.
17-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 48 days late
2019
04-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 65 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
09-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 9 days late
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 31 days late
2015
07-10
NBB filing
Annual accounts filed
fiscal year 2014 · abbreviated schema · 68 days late
2014
31-08
NBB filing
Annual accounts filed
fiscal year 2013 · abbreviated schema · 31 days late
2013
28-08
NBB filing
Annual accounts filed
fiscal year 2012 · abbreviated schema · 28 days late
2012
29-08
NBB filing
Annual accounts filed
fiscal year 2011 · abbreviated schema · 29 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2010
Ground area
125 m²
Building footprint
70 m²
Volume, LiDAR
554 m³
Parcel 44074B0146/00M000, Flanders · tallest building 12.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Jamiyo Consultancy
since 20102.189.735.606
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44074B0146/00M000 | Flanders | 125 m² | 1 · 70 m² | 12.3 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | LAURENCE CARAMIN HOFKOUTERSTRAAT 5,
9890 GAVERE |
02-12-2025 → present |
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded22-06-2010
Fiscal year end31-12
E-invoicing
Not found in the Peppol register
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.