Equity
€154,426 ▲ 104%
Equity rose in 2025 from €75,614 to €154,426.
JAMINITY
Overview
Lifetime
2 annual accounts with figures on one time axispeak €105,501 (2025)
€105,501▲ 14.0%
peak €79,645 (2025)
€79,645▲ 8.4%
peak €154,426 (2025)
€154,426▲ 104%
€51,539▲ 75.6%
Board1 name since 2024
1 directorPIETERAERENTS Benjamin
Documentsfilings and deeds
13-05-202679 days before the deadline
2025micro format
Gross margin from €92,508 to €105,501Dividend €833Equity from €75,614 to €154,426Debts from €29,353 to €51,539Investments €20,265Cash from €81,829 to €158,776
Key points
from the 2025 annual accountsInvestments
€20,265 5.5 × depreciation
Green is investment, beige is depreciation.
Position in the sector
€79,645
Higher net result than 87% of companies in computer programming and consultancy. Sector median €28,568 · 21,212 companies.
Checked score
97
Excellent
Financially stronger than 80% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
03-2025: 0.4%
04-2025: 0.4%● unchanged vs 03-2025
05-2025: 0.4%● unchanged vs 04-2025
06-2025: 0.4%● unchanged vs 05-2025highest value
07-2025: < 0.1%▼ -0.4 percentage points vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025lowest value
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Founded in 2024
lowers risk
Liquidity: current ratio 3.52, cash €158,776
Sector: Computer programming, consultancy and related activities (NACE 62)
Size: total assets €205,964
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 69% of them on solvency, 78% on liquidity, 82% on profitability and 90% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as JAMINITY has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of JAMINITY itself is lower: < 0.1% within 12 months. It rests on far more data about JAMINITY than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for JAMINITY. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €14,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity is ample, with a current ratio of 3.52 (3.3 in 2024), above the usual 1.5. Short-term debt is 25% and cash 77.1% of total assets. 25% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-05-2026, 79 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
79 days early
2024
42 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 61 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1005828038
Incorporation
Founding capital of €3,000, 100 shares · Founder: PIETERAERENTS Benjamin · Appointment: PIETERAERENTS Benjamin (director) · published on 13-02-2024 · Gazette deed
First establishment
Hoge Buizemont 131, Geraardsbergen
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| JAMINITY Geraardsbergen | €205,964 | €105,501 | 75.0% | - |
| SDV Solutions Deinze | €208,752 | €106,850 | 76.2% | - |
| Heatsink Deinze | €217,294 | €108,830 | 75.9% | - |
| AD-APTA Lede | €205,318 | €105,255 | 74.8% | - |
| PAUL JANSSENS CONSULTING SERVICES Kaprijke | €197,197 | €97,994 | 85.7% | - |
| Cyberwise Ghent | €211,249 | €118,390 | 44.1% | - |
| SpectraFlux Ninove | €181,736 | €101,915 | 73.8% | - |
These companies have the same main activity as JAMINITY: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €182,000 and €217,000, founded between 2023 and 2024.
Official details
Source: KBO- Status
- Active since 09-02-2024Normal situation
- Activity
- Computer consultancy and computer facilities managementNACE 62200and 3 others
- Establishment unit
- 2.355.701.5179500 Geraardsbergen, since 09-02-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 30-09-2025
Annual accounts 2025
- €105,501▲ 14.0%
- ≈ €160,000estimated
- €79,645▲ 8.4%
- €154,426▲ 104%
- €205,964▲ 96.2%
- Filing
- Filed on 13-05-2026, 79 days before the end of the filing period
Insights on JAMINITY
JAMINITY has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €154,426 and a net result of €79,645.
Its solvency ranks better than 68% of 21,206 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 13-05-2026, 79 days before the deadline€105,501
▲ 14.0%
€99,240
▲ 8.0%
€79,645
▲ 8.4%
€129,744
▲ 92.2%
75.0%
▲ 2.9 percentage points
3.52
▲ 0.22
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €160,000. Estimated: probably between €150,000 and €200,000.
Balance sheet
balance sheet total €205,964 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
75.0%
Higher than 68% of 21,208 companies in 2025.
3.52
Higher than 64% of 20,571 companies in 2025.
38.7%
Higher than 77% of 20,746 companies in 2025.
JAMINITY
Middle half of the sector
80% of the sector
Micro accounts in computer programming and consultancy (NACE 62)
Net result: top quarter · Equity: middle half · Balance sheet total: middle half · Working capital: top quarter
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| Balance sheet: assets | |||
20/58 |
205,964 | 104,967 | |
21/28 |
24,682 | 8,127 | |
22/27 |
24,682 | 8,127 | |
24 |
24,682 | 8,127 | |
29/58 |
181,282 | 96,840 | |
40/41 |
22,506 | 15,012 | |
40 |
22,506 | 15,012 | |
54/58 |
158,776 | 81,829 | |
| Balance sheet: equity and liabilities | |||
10/49 |
205,964 | 104,967 | |
10/15 |
154,426 | 75,614 | |
10/11 |
3,000 | 3,000 | |
13 |
151,426 | 72,614 | |
133 |
151,426 | 72,614 | |
14 |
0 | 0 | |
17/49 |
51,539 | 29,353 | |
42/48 |
51,539 | 29,353 | |
44 |
875 | 508 | |
440/4 |
875 | 508 | |
45 |
49,804 | 28,012 | |
450/3 |
49,804 | 28,012 | |
47/48 |
859 | 833 | |
| Income statement | |||
9900 |
105,501 | 92,508 | |
630 |
3,710 | 596 | |
640/8 |
2,551 | - | |
9901 |
99,240 | 91,912 | |
75/76B |
401 | - | |
75 |
401 | - | |
65/66B |
149 | 28 | |
65 |
149 | 28 | |
9903 |
99,492 | 91,884 | |
67/77 |
19,847 | 18,437 | |
9904 |
79,645 | 73,447 | |
9905 |
79,645 | 73,447 | |
| Appropriation of the result | |||
9906 |
79,645 | 73,447 | |
691/2 |
78,812 | 72,614 | |
6921 |
78,812 | 72,614 | |
694/7 |
833 | 833 | |
694 |
833 | 833 | |
| Document | |||
The notes to these accounts have 8 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).
Source: Annual accounts 2025 (PDF), filed on 13-05-2026.
Filings
each dot is a set of accounts, on the day it reached the National BankKey figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| 102,950 | 92,508 | ||
| 83,355 | 74,043 | ||
| 20,265 | 8,723 | ||
| 76,947 | - | ||
| 129,744 | 67,487 | ||
| 75.0% | 72.0% | ||
| 3.52 | 3.30 | ||
| 0.33 | 0.39 | ||
| 51.6% | 97.1% | ||
| 38.7% | 70.0% | ||
| over 100 | over 100 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 | 2024 |
|---|---|---|
| Tangible fixed assets | €20,265 | €8,723 |
| Financial fixed assets | €0 | - |
| €3,710 | €596 |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
Insights on JAMINITY
The operating result for 2025 is 8% higher than in 2024.
Debt's share of the balance-sheet total falls from 28.0% to 25.0%. Equity and debt are higher.
Board & ownership
Board
1 director, since incorporationDirector (not named in the articles)
since 09-02-2024
term without a fixed end
listed in the 2025 annual accounts, filed on 13-05-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alonedeed of 13-02-2024
Mandates through the years
1 name, the dashed line is todayPIETERAERENTS Benjamin
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- PIETERAERENTS Benjamin
- Director (not named in the articles), from 09-02-2024 to date
Control
Capital
- Contribution
- €3,000
- Shares
- 100
- Contribution per share
- €30
- Equity per share
- €1,544 in 2025
- Source
- deed of 13-02-2024
Articles of association
deed of 13-02-2024 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- At least 1 director“Dagelijks bestuur, bestuursorgaan bepaalt of zij alleen,dan wel gezamenlijk optreden”
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Friday of June at 20:00
Shareholders
At incorporation
deed of 13-02-2024 ↗
- PIETERAERENTS Benjamin 100 shares (100%)
Network & group
No group
JAMINITY has no parent and no holdings in its annual accounts. PIETERAERENTS Benjamin is the only director. JAMINITY shares no director with another company.
Timeline
Timeline
6 events since 2024Filings
Financial
Establishments
202420252026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed PDFmicro format · 79 days before the deadline
2025
Equity above €150,000 equity €154,426 ▲104% With a profit in every financial year since 2024, equity grows to €154,426.
Registered in the Peppol Directory Reachable for e-invoices through 0208:1005828038
Annual accounts 2024 filed PDFmicro format · 42 days before the deadline
2024
IncorporationFounding capital of €3,000, 100 shares · Founder: PIETERAERENTS Benjamin · Appointment: PIETERAERENTS Benjamin (director) · published on 13-02-20245 points ▸
- Founder, PIETERAERENTS Benjamin
- Founding capital, €3,000, 100 shares
- Registered office clause, Hoge Buizemont 131, 9500 Geraardsbergen
- Director appointment, PIETERAERENTS Benjamin (director (not named in the articles))
- Permanent representative, PIETERAERENTS Benjamin
- The deed holds 1 more point.
First establishment Hoge Buizemont 131, Geraardsbergen
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
JAMINITY was incorporated on 9 February 2024 as a private limited company by one natural person, with a starting capital of €3,000.12 Since 2024, PIETERAERENTS Benjamin has served as director.3 The company has filed 2 sets of annual accounts, the latest for financial year 2025.4
Company details
Identity
- Enterprise number
- 1005.828.038
- VAT number
- BE 1005.828.038
- Peppol ID
- 0208:1005828038
- Other Peppol ID
- 9925:BE1005828038
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 09-02-2024
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Friday of June at 20:00deed of 13-02-2024 (in Dutch)
- Peppol
- Reachable since 30-09-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- JAMINITY in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 13-02-2024 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Vlaams Gewest”deed of 13-02-2024 (in Dutch)
Activities
NACEBEL 202562200
Computer consultancy and computer facilities management main activity
Codes under NACEBEL 2008
62020
IT consultancy main activity
47410
Retail trade
63110
Computing infrastructure, data processing, hosting and other information service activities
95110
Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Het verlenen van advies over soorten computers (hardware) en hun configuratie en toepassingen van bijhorende programmatuur (software)…”deed of 13-02-2024 (in Dutch)
23 activities
- Het verlenen van advies over soorten computers (hardware) en hun configuratie en toepassingen van bijhorende programmatuur (software): analyseren van behoeften en problemen van de gebruiker en het aanbieden van de beste oplossing.
- De kleinhandel in computers en standaardprogrammatuur.
- De activiteiten van systeemintegrators.
- Het al dan niet permanent verwerken van gegevens met behulp van een eigen programma of een programma van de klant: invoeren van gegevens,volledige verwerking van gegevens.
- Het permanent beheren van en werken met gegevensverwerkende apparatuur van derden.
- Databanken.
- Het onderhoud en reparatie van computers en randapparatuur.
- Overige activiteiten in verband met computers en IT in het algemeen.
- Promotiecampagnes voor producten,marketingactiviteiten,fotografie,…
- Organisatie van congressen en beurzen.
- Het kopen,verkopen,invoeren,uitvoeren,verhandelen,verhuren van alle afgewerkte producten zowel in kleinhandel als in groothandel en op eender welke manier.
- De handel,de in- en uitvoer,de vertegenwoordiging,de commissiehandel en de consignatie van alle materialen,benodigdheden en bijhorigheden voor het plaatsen van elektrische en elektronische installaties en apparaten.
- Alle studie-,teken-,consultancy- en programmatiewerk voor elektrische en niet-elektrische systemen en de ontwikkeling van hard- en software.
- De handel in hard- en software van computersystemen en hun aanverwanten.
- De organisatie van bedrijven en het geven van opleiding in zijn meest diverse vormen.
- Alle vormen van vervaardigen,het uitrusten en het automatiseren van machines onder al hun aspecten.
- Het vervaardigen en het ontwerpen van automatisatiesystemen.
- Het onderhoud van alle voorgaande installaties.
- Het ontwikkelen,kopen,verkopen,in licentie nemen of geven van octrooien en brevetten,knowhow en aanverwante immateriële duurzame activa.
- Het onderzoek,de ontwikkeling,de vervaardiging,consultancy en/of commercialisatie van nieuwe producten,nieuwe technologieën en hun toepassingen.
- De activiteiten van systeemintegrators.
- Het aanleggen,het oordeelkundig uitbouwen en beheren van een onroerend vermogen; alle verrichtingen met betrekking tot onroerende goederen en onroerende zakelijke rechten,zoals de aan- en verkoop,de bouw,de verbouwing,de binnenhuisinrichting en decoratie,de huur en verhuur,de ruil,de verkaveling,projectontwikkeling en bouwpromotie en,in het algemeen,alle verrichtingen die rechtstreeks of onrechtstreeks betrekking hebben op het beheer of op het productief maken van onroerende goederen of onroerende zakelijke rechten.
- Het aanleggen,het oordeelkundig uitbouwen en beheren van een roerend vermogen; alle verrichtingen met betrekking tot roerende goederen en rechten,van welke aard ook,zoals de aan- en verkoop,de huur en de verhuur,de ruil,en in het bijzonder het beheer en de valorisatie van alle verhandelbare waardepapieren,aandelen,obligaties en staatsfondsen.
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Hoge Buizemont 131 registered office 9500 Geraardsbergen | 09-02-2024 | 2.355.701.517 |
Buildings and parcels at the address
- Ground area
- 320 m²
- Buildings
- 103 m²
- Volume, LiDAR
- 604 m³
- Tallest building
- 8.6 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 41018B1153/00K000 | 320 m² | 1 · 103 m² | 8.6 m · 2 |