Summary
JAMINEX is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €2.8m and a net result of €142,552. Equity remains stable across the filed fiscal years (±0.8% per year). Its solvency ranks better than 74% of 2464 sector peers (fiscal year 2025). The company has been active since 1986 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 29-10-2025, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
6 d early
2023
5 d early
2022
18 d early
2021
10 d early
2020
13 d late
2019
35 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 9 days before the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 38% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today. Usually files around 25 October (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
31-03-2026 close29-09-2026 today31-10-2026 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€2.8m▲ 5.3%
2024 · €2.7m
Net result
€142,552▲ 482%
2024 · €24,492
Total assets
€3.8m▲ 11.7%
2024 · €3.4m
Solvency
74.9%▼ 4.5pp
2024 · 79.5%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€13,473-€2,591▲ 80.8%€1,050-€10,609-€13,461▼ 26.9%
Net result-€58,232below the sector's middle half€16,213within the sector's middle half€26,822within the sector's middle half▲ 65.4%€24,492within the sector's middle half▼ 8.7%€142,552above the sector's middle half▲ 482%
Equity€2.6mabove the sector's middle half▼ 2.2%€2.6mabove the sector's middle half▲ 0.6%€2.7mabove the sector's middle half▲ 1.0%€2.7mabove the sector's middle half▲ 0.9%€2.8mabove the sector's middle half▲ 5.3%
Total assets€2.9mabove the sector's middle half▼ 21.0%€3.0mabove the sector's middle half▲ 3.9%€3.1mabove the sector's middle half▲ 4.2%€3.4mabove the sector's middle half▲ 8.4%€3.8mabove the sector's middle half▲ 11.7%
Debt€261,669▼ 73.0%€358,199▲ 36.9%€456,444▲ 27.4%€693,229▲ 51.9%€945,178▲ 36.3%
Working capital€984,333above the sector's middle half▼ 12.8%€694,584above the sector's middle half▼ 29.4%€412,866above the sector's middle half▼ 40.6%€114,869within the sector's middle half▼ 72.2%-€60,481below the sector's middle half
Solvency90.9%above the sector's middle half▲ 17.5pp88.0%above the sector's middle half▼ 2.9pp85.3%above the sector's middle half▼ 2.7pp79.5%above the sector's middle half▼ 5.9pp74.9%within the sector's middle half▼ 4.5pp
Current ratio4.76above the sector's middle half▲ 2.602.94within the sector's middle half▼ 1.821.90within the sector's middle half▼ 1.031.17within the sector's middle half▼ 0.740.94within the sector's middle half▼ 0.23
Return on assets (ROA)-2.0%below the sector's middle half▼ 2.2pp0.5%below the sector's middle half▲ 2.6pp0.9%below the sector's middle half▲ 0.3pp0.7%below the sector's middle half▼ 0.1pp3.8%within the sector's middle half▲ 3.1pp
above
within
below
the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €13,461 in 2025 against €10,609 in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.8m
Fixed assets
€2.9m ▲ 12.4%
Current assets
€884,697 ▲ 9.5%
Equity and liabilities €3.8m
Equity
€2.8m ▲ 5.3%
Debt
€945,178 ▲ 36.3%
Debt's share of the balance-sheet total rises from 20.5% to 25.1%. Equity and debt are higher.
Key figures and ratios
ROE
5.0%▲
2024 · 0.9%
Debt ≤ 1 year
€945,178▲
2024 · €693,229
Income taxes
€13,281▲
2024 · €8,164
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Other operating charges640/8 | - | €2,077 | €2,105 | €2,309 | €2,377 | ▲ 3.0% |
| Gross operating margin9900 | -€11,405 | -€513 | €3,155 | -€8,300 | -€11,084 | ▼ 33.5% |
| Operating profit (loss)9901 | -€13,473 | -€2,591 | €1,050 | -€10,609 | -€13,461 | ▼ 26.9% |
| Financial income75/76B | - | €74,793 | €84,132 | €47,557 | €175,081 | ▲ 268% |
| Recurring financial income75 | €126,574 | €74,793 | €84,132 | €47,557 | €175,081 | ▲ 268% |
| Financial charges65/66B | - | €39,235 | €39,116 | €4,292 | €5,788 | ▲ 34.9% |
| Recurring financial charges65 | €130,886 | €39,235 | €39,116 | €4,292 | €5,788 | ▲ 34.9% |
| Profit (loss) for the period before taxes9903 | -€51,534 | €32,967 | €46,066 | €32,656 | €155,832 | ▲ 377% |
| Income taxes67/77 | €6,697 | €16,754 | €19,244 | €8,164 | €13,281 | ▲ 62.7% |
| Profit (loss) for the period9904 | -€58,232 | €16,213 | €26,822 | €24,492 | €142,552 | ▲ 482% |
| Profit (loss) for the period to be appropriated9905 | -€58,232 | €16,213 | €26,822 | €24,492 | €142,552 | ▲ 482% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €2.9m | €3.0m | €3.1m | €3.4m | €3.8m | ▲ 11.7% |
| Fixed assets21/28 | €1.6m | €1.9m | €2.2m | €2.6m | €2.9m | ▲ 12.4% |
| Tangible fixed assets22/27 | €202,816 | €202,816 | €202,816 | €202,816 | €202,816 | = |
| Land and buildings22 | - | €202,816 | €202,816 | €202,816 | €202,816 | = |
| Financial fixed assets28 | €1.4m | €1.7m | €2.0m | €2.4m | €2.7m | ▲ 13.5% |
| Current assets29/58 | €1.2m | €1.1m | €869,310 | €808,098 | €884,697 | ▲ 9.5% |
| Amounts receivable after more than one year29 | - | €15,000 | €15,000 | €5,000 | €104,882 | ▲ 1,998% |
| Trade receivables290 | - | - | - | - | €99,882 | - |
| Other amounts receivable291 | - | €15,000 | €15,000 | €5,000 | €5,000 | = |
| Amounts receivable within one year40/41 | €271,802 | €236,011 | €31,210 | €38,270 | €23,736 | ▼ 38.0% |
| Trade receivables40 | - | €6,011 | €1,210 | €1,815 | €1,815 | = |
| Other amounts receivable41 | - | €230,000 | €30,000 | €36,455 | €21,921 | ▼ 39.9% |
| Current investments50/53 | €778,419 | €704,888 | €592,256 | €635,028 | €617,901 | ▼ 2.7% |
| Cash at bank and in hand54/58 | €156,067 | €94,595 | €227,446 | €65,874 | €136,996 | ▲ 108% |
| Deferred charges and accrued income490/1 | - | €2,288 | €3,398 | €63,926 | €1,182 | ▼ 98.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €2.9m | €3.0m | €3.1m | €3.4m | €3.8m | ▲ 11.7% |
| Equity10/15 | €2.6m | €2.6m | €2.7m | €2.7m | €2.8m | ▲ 5.3% |
| Contributions10/11 | - | €819,000 | €819,000 | €819,000 | €819,000 | = |
| Reserves13 | €1.9m | €1.9m | €1.9m | €1.9m | €2.0m | ▲ 4.9% |
| Non-distributable reserves130/1 | - | €81,900 | €81,900 | - | - | - |
| Reserves not available under the articles1311 | - | €81,900 | €81,900 | - | - | - |
| Distributable reserves133 | - | €1.8m | €1.8m | €1.9m | €2.0m | ▲ 4.9% |
| Profit (loss) carried forward14 | -€116,775 | -€100,562 | -€73,740 | -€49,248 | - | - |
| Amounts payable17/49 | €261,669 | €358,199 | €456,444 | €693,229 | €945,178 | ▲ 36.3% |
| Amounts payable within one year42/48 | €261,669 | €358,199 | €456,444 | €693,229 | €945,178 | ▲ 36.3% |
| Trade debts44 | - | €2,288 | - | €2,748 | €8,019 | ▲ 192% |
| Suppliers440/4 | - | €2,288 | - | €2,748 | €8,019 | ▲ 192% |
| Taxes, remuneration and social security45 | - | €10,384 | €7,349 | - | €16,072 | - |
| Taxes450/3 | - | €10,384 | €7,349 | - | €16,072 | - |
| Other amounts payable47/48 | - | €345,527 | €449,095 | €690,481 | €921,087 | ▲ 33.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€58,232 | €16,213 | €26,822 | €24,492 | €142,552 | ▲ 482% |
| Operating cash flow (approximation) | -€58,232 | €16,213 | €26,822 | €24,492 | €142,552 | ▲ 482% |
| Investment in fixed assets (approximation) | - | -€305,962 | -€308,540 | -€322,490 | -€317,902 | ▲ 1.4% |
| Change in cash | - | -€61,472 | €132,851 | -€161,572 | €71,122 | ▲ 144% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
29-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Highest result since 2019net €142,552 ▲482%
Net result €142,552, the highest in the series.
2024
25-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
26-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
13-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial
Back to profitnet €16,213
Net result €16,213 after one loss-making year.
2021
21-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
31-03
Financial
Liquidity doublescurrent ratio 4.76
Current ratio from 2.17 to 4.76; short-term debt falls from €967,893 to €261,669.
2020
13-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 13 days late
31-03
Financial
Back to profitnet €5,821
Net result €5,821 after one loss-making year.
2019
26-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
27-09
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
28-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
27-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 1987
Ground area
6,100 m²
Building footprint
2,539 m²
Volume, LiDAR
21,221 m³
2 parcels, Flanders · tallest building 21.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JAMINEX
since 19872.034.121.474
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34352F0721/00N002 | Flanders | 3,860 m² | 1 · 2,210 m² | 21.7 m · 2 fl. |
| 34026A0588/00M002 | Flanders | 2,240 m² | 1 · 329 m² | 10.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
967600FITTTHE5A47C74
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Of 63 companies in sector 66110 we hold annual accounts for 37. 15 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded19-09-1986
Fiscal year end31-03
Activities, NACEBEL 2025
66110Activities auxiliary to financial services and insurance activities
64210Activities of holding companies
E-invoicing
Reachable via Peppol
Peppol ID
0208:0429504815
Also
9925:BE0429504815
Registered
12-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.