JAMILA PRODUCTS
ActiveSummary
JAMILA PRODUCTS has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €535k and a net result of €99k. Equity is growing by ~5% per year across the filed fiscal years. Its solvency ranks better than 80% of 5989 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2024
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability85▲+21
Solvency95▲+15
Growth85▲+17
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 3.11 against 2.47 in 2023; short-term debt: 30.1% and cash: 15.4% of total assets), and 30.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
69.9%
Return on assets
12.9%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 24-09-2025, 55 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
55 d late
2023
91 d late
2022
87 d late
2021
88 d late
2020
118 d late
2019
153 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, full schema
Turnover
€2.18M▲ 43.6%
2019 · €1.52M
2018: €1.25M
2019: €1.52M
2018 → 2020
EBIT margin
4.5%▲ 0.2pp
2019 · 4.3%
2018: 4.9%
2019: 4.3%
2018 → 2020
Net result
€99k
2023 · €-32k
2018: €34k
2019: €-9k
2020: €52k
2021: €9k
2022: €23k
2023: €-32k
2018 → 2024
Working capital
€486k▲ 9.4%
2023 · €444k
2018: €451k
2019: €369k
2020: €433k
2021: €441k
2022: €478k
2023: €444k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€2.18M-
Equity€436k-€446k▲ 2.1%€468k▲ 5.1%€436k▼ 6.8%€535k▲ 22.6%
Operating result€97k-€33k▼ 65.9%€50k▲ 51.8%€13k▼ 74.6%€118k▲ 827%
Net result€52k-€9k▼ 81.9%€23k▲ 142%€-32k€99k
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 827% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €766k
Fixed assets
€50k ▼ 0.9%
Current assets
€716k ▼ 4.0%
Equity and liabilities €766k
Equity
€535k ▲ 22.6%
Debt
€230k ▼ 35.9%
Debt's share of the balance-sheet total falls from 45.1% to 30.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€130k▲
2023 · €25k
Cash flow
€111k▲
2023 · €-19k
Current ratio
3.11▲
2023 · 2.47
Quick ratio
3.01▲
2023 · 2.37
Debt to equity
0.43▼
2023 · 0.82
ROE
18.5%▲
2023 · -7.3%
ROA
12.9%▲
2023 · -4.0%
Interest coverage
90.14▲
2023 · 56.93
Debt ≤ 1 year
€230k▼
2023 · €302k
Income taxes
€18k▼
2023 · €44k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 46 lines
Balance sheet
Code20232024
Assets
Total assets20/58€796k€766k▼
Fixed assets21/28€50k€50k▼
Tangible fixed assets22/27€50k€50k▼
Plant, machinery and equipment23-€6k
Furniture and vehicles24€50k€43k▼
Current assets29/58€746k€716k▼
Stocks and contracts in progress3€31k€23k▼
Stocks30/36€31k€23k▼
Amounts receivable within one year40/41€601k€572k▼
Trade receivables40€530k€558k▲
Other amounts receivable41€71k€14k▼
Cash at bank and in hand54/58€113k€118k▲
Deferred charges and accrued income490/1€655€3k▲
Equity and liabilities
Total equity and liabilities10/49€796k€766k▼
Equity10/15€436k€535k▲
Contributions10/11€60k€60k=
Reserves13€36k€36k=
Non-distributable reserves130/1€36k€36k=
Reserves not available under the articles1311€36k€36k=
Profit (loss) carried forward14€340k€439k▲
Amounts payable17/49€359k€230k▼
Amounts payable after more than one year17€58k-
Financial debts170/4€58k-
Amounts payable within one year42/48€302k€230k▼
Current portion of amounts payable after more than one year42€20k-
Trade debts44€234k€191k▼
Suppliers440/4-€191k
Bills of exchange payable441€234k-
Taxes, remuneration and social security45€47k€40k▼
Taxes450/3-€809
Remuneration and social security454/9€47k€39k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€12k▼
Other operating charges640/8€24k€33k▲
Non-recurring operating charges66A-€8k
Gross operating margin9900€49k€172k▲
Operating profit (loss)9901€13k€118k▲
Financial income75/76B€44-
Recurring financial income75€44-
Financial charges65/66B€445€1k▲
Recurring financial charges65€445€1k▲
Profit (loss) for the period before taxes9903€12k€117k▲
Income taxes67/77€44k€18k▼
Profit (loss) for the period9904€-32k€99k▲
Profit (loss) for the period to be appropriated9905€-32k€99k▲
Appropriation of the result
Profit (loss) to be appropriated9906€340k€439k▲
Profit (loss) brought forward from the previous period14P€372k€340k▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
24-09
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 55 days late
2024
31-12
Financial
Back to profitnet €99k
Net result €99k after one loss-making year.
31-12
Financial
Equity above €500kEq €535k ▲22.6%
Equity rises from €436k to €535k.
30-10
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 91 days late
2023
31-12
Financial
Weakest financial yearnet €-32k ▼240%
Net result drops to €-32k, the lowest in the series; recovery starts the following year.
26-10
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 87 days late
2022
27-10
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 88 days late
2021
26-11
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 118 days late
2020
31-12
Financial
Back to profitnet €52k
Net result €52k after one loss-making year.
31-12
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 153 days late
2019
11-10
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 72 days late
2018
21-12
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 143 days late
2017
20-10
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 81 days late
2016
30-06
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Jans-Molenbeek · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Van Malderstraat 701080 Sint-Jans-MolenbeekGround area
768 m²
Building footprint
190 m²
Volume, LiDAR
1,146 m³
Parcel 21523B0820/02C007, Brussels · tallest building 13.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JAMILA PRODUCTS
since 20122.209.845.684
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21523B0820/02C007 | Brussels | 768 m² | 1 · 190 m² | 12.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteSint-Jans-Molenbeek2.209.845.684
Similar companies · same sector, comparable size
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FROMAGERIE DU PONT DE PIERRE
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Of 392 companies in sector 46331 we hold annual accounts for 228. 165 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded13-09-2011
Fiscal year end31-12
Activities, NACEBEL 2025
46331Wholesale trade
10610Manufacture of food products
46170Agents in the wholesale of food, beverages and tobacco
47271Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.