JAMIE D
ActiveThe computed 12-month bankruptcy probability of JAMIE D is 3.8% (moderate). The 2025 annual accounts show equity of €87k and a net result of €15k. Its solvency ranks better than 85% of 13270 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability85▼-15
Solvency97▲+10
Growth52
Track record94
Bankruptcy probability, 12 months
3.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 3.03 against 2.21 in 2024; short-term debt: 27.8% and cash: 72.4% of total assets), and 27.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
72.2%
Return on assets
12.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
31 d late
2024
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€87k▲ 21.3%
2024 · €72k
2024: €72k
2024 → 2025
Total assets
€121k▲ 4.8%
2024 · €115k
2024: €115k
2024 → 2025
Net result
€15k▼ 77.2%
2024 · €67k
2024: €67k
2024 → 2025
Working capital
€68k▲ 30.2%
2024 · €52k
2024: €52k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€72k-€87k▲ 21.3%
Operating result€89k-€22k▼ 75.4%
Net result€67k-€15k▼ 77.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 75% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €121k
Fixed assets
€19k▼ 2.7%
Current assets
€102k▲ 6.3%
Equity and liabilities €121k
Equity
€87k▲ 21.3%
Debt
€34k▼ 22.5%
The debt ratio falls from 37.6% to 27.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€25k▼
2024 · €94k
Cash flow
€19k▼
2024 · €72k
Solvency
72.2%▲
2024 · 62.4%
Current ratio
3.03▲
2024 · 2.21
Quick ratio
3.03▲
2024 · 2.21
Debt / equity
0.39▼
2024 · 0.60
ROE
17.5%▼
2024 · 93.0%
ROA
12.7%▼
2024 · 58.1%
Interest coverage
11.43▼
2024 · 19.33
Debt
€34k▼
2024 · €43k
Debt ≤ 1 year
€34k▼
2024 · €43k
Income taxes
€5k▼
2024 · €17k
Staff costs
€37k▲
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€115k€121k▲
Fixed assets21/28€20k€19k▼
Tangible fixed assets22/27€13k€12k▼
Plant, machinery and equipment23€6k€4k▼
Furniture and vehicles24€7k€8k▲
Financial fixed assets28€7k€7k=
Current assets29/58€96k€102k▲
Amounts receivable within one year40/41€11k€13k▲
Trade receivables40€654€51▼
Other amounts receivable41€10k€13k▲
Cash at bank and in hand54/58€84k€87k▲
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€115k€121k▲
Equity10/15€72k€87k▲
Contributions10/11€5k€5k=
Reserves13€67k€82k▲
Distributable reserves133€67k€82k▲
Amounts payable17/49€43k€34k▼
Amounts payable within one year42/48€43k€34k▼
Trade debts44€21k€11k▼
Suppliers440/4€21k€11k▼
Taxes, remuneration and social security45€22k€23k▲
Taxes450/3€17k€17k=
Remuneration and social security454/9€5k€5k▲
Income statement
Code20242025
Remuneration, social security and pensions62€8k€37k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€3k▼
Other operating charges640/8€652€44k▲
Gross operating margin9900€103k€106k▲
Operating profit (loss)9901€89k€22k▼
Financial income75/76B€192€492▲
Recurring financial income75€192€492▲
Financial charges65/66B€5k€2k▼
Recurring financial charges65€5k€2k▼
Profit (loss) for the period before taxes9903€84k€20k▼
Income taxes67/77€17k€5k▼
Profit (loss) for the period9904€67k€15k▼
Profit (loss) for the period to be appropriated9905€67k€15k▼
Appropriation of the result
Profit (loss) to be appropriated9906€67k€15k▼
Transfer to equity691/2€67k€15k▼
To other reserves6921€67k€15k▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roeselare · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Koestraat 708800 RoeselareGround area
3,825 m²
Building footprint
188 m²
Volume, LiDAR
418 m³
2 parcels, Flanders · tallest building 14.4 m. Linked by address, not a title deed.
1 establishment unit
Rumbeke Platse
since 20232.349.887.950
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36302B0378/00D000indicative | Flanders | 2,485 m² | - | - |
| 36302B0938/00D000 | Flanders | 1,340 m² | 1 · 188 m² | 14.4 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteRoeselare2.349.887.950
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De Zandbak
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VCN CONSULTANCY
BE 1003.550.716
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BLIECK DAVID
BE 0745.919.013
Roeselare · Eq €87k
IRMGARD & ASTRID
BE 0628.591.177
Gingelom · Eq €87k
Of 21,896 companies in sector 56112 we hold annual accounts for 9,785. 7,972 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-09-2023
Fiscal year end31-12
Activities, NACEBEL
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.