JAMI SOLUTIONS
ActiveSummary
For JAMI SOLUTIONS, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show equity of €48,911 and a net result of €855. Equity is growing by ~5.2% per year across the filed fiscal years. The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.5% (low).
Checked score
No current score
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Filing: At least two filing cycles are missing
Axes, FY 2023 · tick = 2022
Profitability50▲+13
Solvency50▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
1.5%
Low
0%0.5%1.5%4%10%≥ 25%
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2023Solvency, return and age of the figures
Solvency
25.4%
Return on assets
0.4%
Age of the figures
33 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 10 filingsPosition against the passed deadline
31-12-2024 close31-07-2025 deadline29-09-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 10-10-2024, 71 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
71 d late
2022
9 d late
2021
57 d late
2020
52 d late
2019
12 d late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 5 accounts on average 40 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (1)
History
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Financials · fiscal year 2023, micro schema
Equity
€48,911▲ 1.8%
2022 · €48,056
Total assets
€192,818▼ 13.4%
2022 · €222,757
Net result
€855
2022 · -€1,708
Working capital
€28,579▼ 37.3%
2022 · €45,595
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20192020202120222023
Operating result€6,013€9,674▲ 60.9%€7,599▼ 21.5%€2,597▼ 65.8%€3,493▲ 34.5%
Net result€1,325€5,644▲ 326%€4,230▼ 25.1%-€1,708€855
Equity€39,890▲ 3.4%€45,534▲ 14.1%€49,764▲ 9.3%€48,056▼ 3.4%€48,911▲ 1.8%
Total assets€239,423▼ 8.0%€226,425▼ 5.4%€206,866▼ 8.6%€222,757▲ 7.7%€192,818▼ 13.4%
Debt€199,533▼ 10.0%€180,891▼ 9.3%€157,102▼ 13.2%€174,702▲ 11.2%€143,907▼ 17.6%
Working capital-€5,780▼ 516%€2,531€3,139▲ 24.0%€45,595▲ 1,353%€28,579▼ 37.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2023; 2023 is 34% above 2022.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €192,818
Fixed assets
€141,431 ▲ 4.5%
Current assets
€51,387 ▼ 41.2%
Equity and liabilities €192,818
Equity
€48,911 ▲ 1.8%
Debt
€143,907 ▼ 17.6%
Debt's share of the balance-sheet total falls from 78.4% to 74.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€9,624▼
2022 · €10,070
Cash flow
€6,986▲
2022 · €5,765
Current ratio
2.25▲
2022 · 2.09
Debt to equity
2.94▼
2022 · 3.64
ROE
1.7%▲
2022 · -3.6%
ROA
0.4%▲
2022 · -0.8%
Interest coverage
3.64▲
2022 · 2.34
Debt ≤ 1 year
€22,808▼
2022 · €41,805
Debt > 1 year
€121,099▼
2022 · €132,896
Staff costs
€692
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €29,034 | - | - |
| Remuneration, social security and pensions62 | - | - | - | - | €692 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €14,973 | €14,973 | €6,739 | €7,473 | €6,131 | ▼ 18.0% |
| Other operating charges640/8 | - | - | €965 | - | €129 | - |
| Gross operating margin9900 | €21,839 | €25,510 | €15,303 | €10,070 | €10,445 | ▲ 3.7% |
| Operating profit (loss)9901 | €6,013 | €9,674 | €7,599 | €2,597 | €3,493 | ▲ 34.5% |
| Financial income75/76B | - | - | €1 | - | €5 | - |
| Recurring financial income75 | €3 | €39 | €1 | - | €5 | - |
| Financial charges65/66B | - | - | €2,747 | €4,305 | €2,642 | ▼ 38.6% |
| Recurring financial charges65 | €4,036 | €3,189 | €2,747 | €4,305 | €2,642 | ▼ 38.6% |
| Profit (loss) for the period before taxes9903 | €1,980 | €6,525 | €4,852 | -€1,708 | €855 | ▲ 150% |
| Income taxes67/77 | €655 | €881 | €622 | - | - | - |
| Profit (loss) for the period9904 | €1,325 | €5,644 | €4,230 | -€1,708 | €855 | ▲ 150% |
| Profit (loss) for the period to be appropriated9905 | €1,325 | €5,644 | €4,230 | -€1,708 | €855 | ▲ 150% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €239,423 | €226,425 | €206,866 | €222,757 | €192,818 | ▼ 13.4% |
| Fixed assets21/28 | €212,843 | €197,870 | €191,131 | €135,357 | €141,431 | ▲ 4.5% |
| Tangible fixed assets22/27 | €212,843 | €197,870 | €191,131 | €135,357 | €141,431 | ▲ 4.5% |
| Land and buildings22 | - | - | €189,931 | €134,757 | €134,273 | ▼ 0.4% |
| Plant, machinery and equipment23 | - | - | - | - | €1,071 | - |
| Furniture and vehicles24 | - | - | - | €600 | €6,086 | ▲ 915% |
| Other tangible fixed assets26 | - | - | €1,200 | - | - | - |
| Current assets29/58 | €26,580 | €28,555 | €15,735 | €87,400 | €51,387 | ▼ 41.2% |
| Amounts receivable after more than one year29 | - | - | - | €42,849 | €42,849 | = |
| Trade receivables290 | - | - | - | €42,849 | €42,849 | = |
| Amounts receivable within one year40/41 | - | - | €2,550 | €2,550 | €3,672 | ▲ 44.0% |
| Other amounts receivable41 | - | - | €2,550 | €2,550 | €3,672 | ▲ 44.0% |
| Cash at bank and in hand54/58 | €21,518 | €28,245 | €13,184 | €42,001 | €4,211 | ▼ 90.0% |
| Deferred charges and accrued income490/1 | - | - | - | - | €656 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €239,423 | €226,425 | €206,866 | €222,757 | €192,818 | ▼ 13.4% |
| Equity10/15 | €39,890 | €45,534 | €49,764 | €48,056 | €48,911 | ▲ 1.8% |
| Contributions10/11 | €18,600 | - | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €20,955 | €26,599 | €30,829 | €30,829 | €30,829 | = |
| Non-distributable reserves130/1 | - | - | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | - | - | €1,860 | €1,860 | €1,860 | = |
| Distributable reserves133 | - | - | €28,969 | €28,969 | €28,969 | = |
| Profit (loss) carried forward14 | €335 | €335 | €335 | -€1,373 | -€517 | ▲ 62.3% |
| Amounts payable17/49 | €199,533 | €180,891 | €157,102 | €174,702 | €143,907 | ▼ 17.6% |
| Amounts payable after more than one year17 | €167,174 | €154,867 | €144,506 | €132,896 | €121,099 | ▼ 8.9% |
| Financial debts170/4 | - | - | €144,506 | €132,896 | €121,099 | ▼ 8.9% |
| Amounts payable within one year42/48 | €32,360 | €26,024 | €12,596 | €41,805 | €22,808 | ▼ 45.4% |
| Current portion of amounts payable after more than one year42 | - | - | €10,377 | €16,612 | €21,891 | ▲ 31.8% |
| Trade debts44 | €1,692 | €1,289 | €716 | €24,571 | - | - |
| Suppliers440/4 | - | - | €716 | €24,571 | - | - |
| Taxes, remuneration and social security45 | - | - | €1,503 | €622 | - | - |
| Taxes450/3 | - | - | €1,503 | €622 | - | - |
| Other amounts payable47/48 | - | - | - | - | €917 | - |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €1,325 | €5,644 | €4,230 | -€1,708 | €855 | ▲ 150% |
| + Depreciation and write-downs630 | €14,973 | €14,973 | €6,739 | €7,473 | €6,131 | ▼ 18.0% |
| Operating cash flow (approximation) | €16,298 | €20,617 | €10,969 | €5,765 | €6,986 | ▲ 21.2% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €48,301 | -€12,205 | ▼ 125% |
| Change in cash | - | €6,728 | -€15,061 | €28,817 | -€37,790 | ▼ 231% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2024
10-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 71 days late
2023
31-12
Financial
Back to profitnet €855
Net result €855 after one loss-making year.
09-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 9 days late
2022
26-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 57 days late
2021
21-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 52 days late
2020
31-12
Financial
Highest result since 2018net €5,644 ▲326%
Operating result €9,674, net result €5,644, both a record.
12-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 12 days late
2019
31-12
Financial
Back to profitnet €1,325
Net result €1,325 after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
09-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
05-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
20-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
2015
07-07
NBB filing
Annual accounts filed
fiscal year 2014 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lommel · 1 establishment unit since 2008
Ground area
1,193 m²
Building footprint
324 m²
Volume, LiDAR
2,230 m³
2 parcels, Flanders · tallest building 11.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
JAMI SOLUTIONS
since 20082.171.159.017
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12006D0499/00K003 | Flanders | 843 m² | 1 · 292 m² | 11.0 m · 2 fl. |
| 72345B0947/00B002 | Flanders | 350 m² | 1 · 32 m² | 11.4 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded16-04-2008
Fiscal year end31-12
E-invoicing
Not found in the Peppol register
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
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If you follow this company, Checked tells you the day it appears in the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.