JAMES OILS
ActiveSummary
JAMES OILS has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €91k and a net result of €-44k. Equity is growing by ~22.5% per year across the filed fiscal years. Its solvency ranks better than 95% of 10407 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-94
Solvency100=
Growth35▼-25
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
99.3%
Return on assets
-48.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
24 d late
2024
12 d late
2023
64 d early
2022
28 d early
2021
17 d late
2020
23 d late
2019
89 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
History
Financials · fiscal year 2025, abbreviated schema
Turnover
€2k▼ 99.7%
2021 · €822k
EBIT margin
-1979.5%▼ 1982.8pp
2021 · 3.3%
Net result
€-44k
2024 · €29k
Working capital
€29k▼ 73.1%
2024 · €107k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€822k▲ 19.7%€2k
Operating result€27k▼ 35.2%€17k▼ 37.3%€26k▲ 50.6%€40k▲ 53.4%€-45k
Net result€20k▼ 36.8%€13k▼ 34.3%€18k▲ 42.5%€29k▲ 58.9%€-44k
EBIT margin3.3%▼ 2.8pp-1979.5%
Equity€75k▲ 35.6%€88k▲ 17.3%€106k▲ 21.0%€135k▲ 27.6%€91k▼ 32.7%
Total assets€162k▲ 35.2%€201k▲ 24.5%€219k▲ 9.1%€144k▼ 34.3%€92k▼ 36.3%
Debt€87k▲ 34.8%€113k▲ 30.7%€113k▼ 0.1%€9k▼ 92.3%€635▼ 92.7%
Working capital€48k▲ 81.6%€64k▲ 31.8%€71k▲ 11.9%€107k▲ 49.9%€29k▼ 73.1%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €45k after €40k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €92k
Fixed assets
€63k ▲ 116%
Current assets
€29k ▼ 74.9%
Equity and liabilities €92k
Equity
€91k ▼ 32.7%
Debt
€635 ▼ 92.7%
Debt's share of the balance-sheet total falls from 6.1% to 0.7%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-33k▼
2024 · €51k
Cash flow
€-33k▼
2024 · €41k
Debt to equity
0.01▼
2024 · 0.06
ROE
-48.5%▼
2024 · 21.6%
ROA
-48.2%▼
2024 · 20.3%
Debt ≤ 1 year
€119▼
2024 · €8k
Debt > 1 year
€516▼
2024 · €879
Staff costs
€19k▲
2024 · €396
A ratio outside any meaningful range has been withheld (balance sheet total €92k, equity €91k).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €822k | - | - | - | €2k | - |
| Goods, raw materials, services and sundry goods60/61 | €785k | - | - | - | €17k | - |
| Remuneration, social security and pensions62 | €357 | €7k | €189 | €396 | €19k | ▲ 4,723% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €8k | €9k | €10k | €12k | €11k | ▼ 3.2% |
| Other operating charges640/8 | €658 | €756 | €1k | - | €149 | - |
| Gross operating margin9900 | €37k | €33k | €37k | €52k | €-14k | ▼ 128% |
| Operating profit (loss)9901 | €27k | €17k | €26k | €40k | €-45k | ▼ 213% |
| Financial income75/76B | €333 | €9 | €22 | €59 | €500 | ▲ 742% |
| Recurring financial income75 | €333 | €9 | €22 | €59 | €500 | ▲ 742% |
| Financial charges65/66B | €751 | €454 | €896 | €592 | - | - |
| Recurring financial charges65 | €751 | €454 | €896 | €592 | - | - |
| Profit (loss) for the period before taxes9903 | €27k | €17k | €25k | €39k | €-44k | ▼ 213% |
| Income taxes67/77 | €7k | €4k | €6k | €10k | - | - |
| Profit (loss) for the period9904 | €20k | €13k | €18k | €29k | €-44k | ▼ 251% |
| Profit (loss) for the period to be appropriated9905 | €20k | €13k | €18k | €29k | €-44k | ▼ 251% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €162k | €201k | €219k | €144k | €92k | ▼ 36.3% |
| Fixed assets21/28 | €28k | €26k | €41k | €29k | €63k | ▲ 116% |
| Intangible fixed assets21 | €0 | - | - | - | - | - |
| Tangible fixed assets22/27 | €28k | €26k | €41k | €29k | €18k | ▼ 38.6% |
| Plant, machinery and equipment23 | €3k | €2k | €2k | €1k | €918 | ▼ 25.0% |
| Furniture and vehicles24 | €25k | €24k | €39k | €28k | €17k | ▼ 39.2% |
| Financial fixed assets28 | - | - | - | - | €45k | - |
| Current assets29/58 | €133k | €175k | €179k | €115k | €29k | ▼ 74.9% |
| Stocks and contracts in progress3 | €10k | €11k | €19k | - | - | - |
| Stocks30/36 | €10k | €11k | €19k | - | - | - |
| Amounts receivable within one year40/41 | €65k | €67k | €79k | €18k | €12k | ▼ 34.6% |
| Trade receivables40 | €62k | €64k | €73k | €7k | €7k | ▼ 0.8% |
| Other amounts receivable41 | €3k | €3k | €6k | €10k | €4k | ▼ 59.6% |
| Cash at bank and in hand54/58 | €59k | €97k | €81k | €97k | €17k | ▼ 82.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €162k | €201k | €219k | €144k | €92k | ▼ 36.3% |
| Equity10/15 | €75k | €88k | €106k | €135k | €91k | ▼ 32.7% |
| Contributions10/11 | €9k | €9k | €9k | €9k | €9k | = |
| Capital10 | - | - | - | - | €9k | - |
| Issued capital100 | - | - | - | - | €9k | - |
| Reserves13 | €2k | €2k | €20k | €20k | €20k | = |
| Non-distributable reserves130/1 | €2k | €2k | - | - | - | - |
| Reserves not available under the articles1311 | €2k | €2k | - | - | - | - |
| Distributable reserves133 | - | - | €20k | €20k | €20k | = |
| Profit (loss) carried forward14 | €64k | €77k | €77k | €107k | €62k | ▼ 41.5% |
| Amounts payable17/49 | €87k | €113k | €113k | €9k | €635 | ▼ 92.7% |
| Amounts payable after more than one year17 | €2k | - | €6k | €879 | €516 | ▼ 41.3% |
| Financial debts170/4 | €2k | - | €6k | €879 | €516 | ▼ 41.3% |
| Amounts payable within one year42/48 | €85k | €111k | €107k | €8k | €119 | ▼ 98.5% |
| Financial debts43 | €4k | €2k | €5k | €5k | - | - |
| Credit institutions430/8 | €4k | €2k | €5k | €5k | - | - |
| Trade debts44 | €43k | €59k | €72k | €430 | - | - |
| Suppliers440/4 | €43k | €59k | €72k | €430 | - | - |
| Taxes, remuneration and social security45 | €31k | €51k | €29k | €2k | €119 | ▼ 94.8% |
| Taxes450/3 | €31k | €44k | €27k | €8 | €119 | ▲ 1,360% |
| Remuneration and social security454/9 | - | €7k | €2k | €2k | - | - |
| Other amounts payable47/48 | €7k | - | €816 | - | - | - |
| Accrued charges and deferred income492/3 | - | €2k | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €20k | €13k | €18k | €29k | €-44k | ▼ 251% |
| + Depreciation and write-downs630 | €8k | €9k | €10k | €12k | €11k | ▼ 3.2% |
| Operating cash flow (approximation) | €28k | €22k | €28k | €41k | €-33k | ▼ 181% |
| Investment in fixed assets (approximation) | - | €-7k | €-25k | €0 | €-45k | - |
| Change in cash | - | €38k | €-16k | €16k | €-80k | ▼ 588% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
More with these figures Sector benchmark What changed Value indication
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 24 days late
2025
31-12
Financial
Weakest financial yearnet €-44k
Net result drops to €-44k, the lowest in the series.
31-12
Financial
Liquidity times 17current ratio 243.06
Current ratio from 14.63 to 243.06; short-term debt falls from €8k to €119.
12-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 12 days late
2024
31-12
Financial
Liquidity times 9current ratio 14.63
Current ratio from 1.67 to 14.63; short-term debt falls from €107k to €8k.
28-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €100kEq €106k ▲21%
6 profitable years in a row build equity to €106k.
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
17-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 17 days late
2021
23-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 23 days late
2020
31-12
Financial
Highest result since 2018net €31k ▲271%
Operating result €42k, net result €31k, both a record.
28-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 89 days late
Show earlier events
2019
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
17-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
18-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 18 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Stavelot · 1 establishment unit since 2010
Ground area
3,461 m²
Building footprint
243 m²
Volume, LiDAR
1,673 m³
Parcel 63027C0863/00A000, Wallonia · tallest building 10.8 m, ±2 floors. Linked by address, not a title deed.
6
companies at this address
See who is registered here
1 establishment unit
Rue Albert Counson 72, 4970 Stavelot
since 20102.183.898.877
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63027C0863/00A000 | Wallonia | 3,461 m² | 1 · 243 m² | 10.8 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SALES ID
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NIVISCO
BE 0767.571.490
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ACTIVIOR
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FARGEAT - DUMOULIN
BE 0416.481.376
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Of 3,228 companies in sector 47781 we hold annual accounts for 742. 525 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded23-12-2009
Fiscal year end31-12
Activities, NACEBEL 2025
47781Retail sale of solid, liquid and gaseous fuels, excluding motor fuels
Scores and ratios are computed by Checked and are not a credit decision.