JAMES CONSULTING
Open bankruptcyA bankruptcy procedure is open for JAMES CONSULTING according to publications in the Belgian State Gazette. The 2024 annual accounts show equity of €345k and a net result of €67k.
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 10-10-2025, 71 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
71 d late
2023
70 d late
2022
128 d late
2021
24 d late
2020
24 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€345k▲ 24.2%
2023 · €278k
2020: €65k
2021: €134k
2022: €235k
2023: €278k
2020 → 2024
Total assets
€590k▲ 21.8%
2023 · €484k
2020: €188k
2021: €264k
2022: €372k
2023: €484k
2020 → 2024
Net result
€67k▲ 58.1%
2023 · €43k
2020: €62k
2021: €69k
2022: €101k
2023: €43k
2020 → 2024
Working capital
€268k▲ 48.4%
2023 · €180k
2020: €23k
2021: €73k
2022: €142k
2023: €180k
2020 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€65k-€134k▲ 105%€235k▲ 75.7%€278k▲ 18.1%€345k▲ 24.2%
Operating result€79k-€85k▲ 7.8%€123k▲ 44.9%€49k▼ 60.5%€87k▲ 79.8%
Net result€62k-€69k▲ 9.8%€101k▲ 48.0%€43k▼ 58.0%€67k▲ 58.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 80% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €590k
Fixed assets
€169k▼ 14.4%
Current assets
€421k▲ 46.8%
Equity and liabilities €590k
Equity
€345k▲ 24.2%
Debt
€244k▲ 18.6%
The debt ratio falls from 42.6% to 41.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€116k▲
2023 · €73k
Cash flow
€96k▲
2023 · €67k
Solvency
58.5%▲
2023 · 57.4%
Current ratio
2.75▲
2023 · 2.70
Quick ratio
2.75▲
2023 · 2.70
Debt / equity
0.71▼
2023 · 0.74
ROE
19.5%▲
2023 · 15.3%
ROA
11.4%▲
2023 · 8.8%
Interest coverage
10.25▼
2023 · 18.32
Debt
€244k▲
2023 · €206k
Debt ≤ 1 year
€153k▲
2023 · €106k
Debt > 1 year
€91k▼
2023 · €99k
Income taxes
€29k▲
2023 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€484k€590k▲
Fixed assets21/28€197k€169k▼
Tangible fixed assets22/27€197k€169k▼
Land and buildings22€126k€114k▼
Furniture and vehicles24€11k€7k▼
Leasing and similar rights25€48k€37k▼
Other tangible fixed assets26€12k€10k▼
Current assets29/58€287k€421k▲
Amounts receivable within one year40/41€286k€412k▲
Trade receivables40€16k€14k▼
Other amounts receivable41€270k€398k▲
Cash at bank and in hand54/58€1€8k▲
Deferred charges and accrued income490/1€965€961▼
Equity and liabilities
Total equity and liabilities10/49€484k€590k▲
Equity10/15€278k€345k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€275k€342k▲
Amounts payable17/49€206k€244k▲
Amounts payable after more than one year17€99k€91k▼
Financial debts170/4€99k€91k▼
Amounts payable within one year42/48€106k€153k▲
Current portion of amounts payable after more than one year42€15k€32k▲
Financial debts43€10k€10k▲
Credit institutions430/8€10k€10k▲
Trade debts44€23k€18k▼
Suppliers440/4€23k€18k▼
Taxes, remuneration and social security45€55k€89k▲
Taxes450/3€55k€89k▲
Other amounts payable47/48€3k€3k=
Accrued charges and deferred income492/3€640€603▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25k€29k▲
Other operating charges640/8€5k€8k▲
Gross operating margin9900€79k€124k▲
Operating profit (loss)9901€49k€87k▲
Financial income75/76B€12k€20k▲
Recurring financial income75€12k€20k▲
Financial charges65/66B€4k€11k▲
Recurring financial charges65€4k€11k▲
Profit (loss) for the period before taxes9903€57k€96k▲
Income taxes67/77€14k€29k▲
Profit (loss) for the period9904€43k€67k▲
Profit (loss) for the period to be appropriated9905€43k€67k▲
Appropriation of the result
Profit (loss) to be appropriated9906€275k€342k▲
Profit (loss) brought forward from the previous period14P€232k€275k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
16-09
Bankruptcy
Opening
Ondernemingsrechtbank Leuven · JAMES CONSULTING BV PANDHOEVESTRAAT 42, 3128 BAAL · event 10-09-2026
2025
10-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 71 days late
2024
09-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 70 days late
2023
31-12
Financial
Weakest financial yearnet €43k ▼58%
Net result drops to €43k, the lowest in the series.
06-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 128 days late
2022
31-12
Financial
Highest result since 2020net €101k ▲48%
Operating result €123k, net result €101k, both a record.
31-12
Financial
Equity above €200kEq €235k ▲75.7%
3 profitable years in a row build equity to €235k.
24-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 24 days late
2021
31-12
Financial
Equity above €100kEq €134k ▲105%
2 profitable years in a row build equity to €134k.
07-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tremelo · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Pandhoevestraat 423128 TremeloGround area
2,897 m²
Building footprint
236 m²
Parcel 24006B0305/00H000, Flanders. Linked by address, not a title deed.
1 establishment unit
James Consulting
since 20202.298.392.630
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24006B0305/00H000 | Flanders | 2,897 m² | 1 · 235 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
2 mandates| Role | Name | Tenure |
|---|---|---|
| Curator | ANOUK DE VLEESHOUWER ENGELANDSTRAAT 61,
3290 DIEST |
10-09-2026 → present |
| Curator | ELS VAN ERUM ENGELAND-
STRAAT 61, 3290 DIEST |
10-09-2026 → present |
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Of 18,255 companies in sector 71111 we hold annual accounts for 6,320. 4,525 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-01-2020
Fiscal year end31-12
Activities, NACEBEL
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.