James B. MANAGEMENT
ActiveJames B. MANAGEMENT has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €63k and a net result of €24k. Equity is growing by ~61.5% per year across the filed fiscal years. Its solvency ranks better than 63% of 31697 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
94
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency94▲+18
Growth85=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 3.15 against 2.03 in 2024; short-term debt: 31.2% and cash: 79.8% of total assets), and 31.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
68.8%
Return on assets
26.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
30 d early
2024
50 d early
2023
54 d early
2022
35 d early
2021
32 d early
2020
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€104k▲ 24.4%
2021 · €84k
2020: €28k
2021: €84k
2020 → 2022
EBIT margin
1.8%▼ 6.4pp
2021 · 8.1%
2020: -4.7%
2021: 8.1%
2020 → 2022
Net result
€24k▼ 11.6%
2024 · €28k
2020: €-1k
2021: €4k
2022: €549
2023: €753
2024: €28k
2020 → 2025
Working capital
€61k▲ 59.7%
2024 · €38k
2020: €6k
2021: €10k
2022: €10k
2023: €11k
2024: €38k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€84k-€104k▲ 24.4%
Equity€10k-€10k▲ 5.8%€11k▲ 7.5%€38k▲ 255%€63k▲ 63.5%
Operating result€7k-€2k▼ 73.1%€2k▲ 7.2%€45k▲ 2,183%€44k▼ 1.4%
Net result€4k-€549▼ 85.8%€753▲ 37.3%€28k▲ 3,556%€24k▼ 11.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 1% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €91k
Fixed assets
€1k
Current assets
€90k
Equity and liabilities €91k
Equity
€63k▲ 63.5%
Debt
€28k▼ 23.7%
The debt ratio falls from 49.3% to 31.2%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
68.8%▲
2024 · 50.7%
Current ratio
3.15▲
2024 · 2.03
Quick ratio
3.15▲
2024 · 2.03
Debt / equity
0.45▼
2024 · 0.97
ROE
38.8%▼
2024 · 71.8%
ROA
26.7%▼
2024 · 36.4%
Debt
€28k▼
2024 · €37k
Debt ≤ 1 year
€28k▼
2024 · €37k
Income taxes
€20k▲
2024 · €17k
Staff costs
€27k▲
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€76k€91k▲
Fixed assets21/28-€1k
Tangible fixed assets22/27-€1k
Plant, machinery and equipment23-€1k
Current assets29/58€76k€90k▲
Amounts receivable within one year40/41€11k€15k▲
Trade receivables40€10k€11k▲
Other amounts receivable41€734€4k▲
Cash at bank and in hand54/58€64k€73k▲
Deferred charges and accrued income490/1€277€2k▲
Equity and liabilities
Total equity and liabilities10/49€76k€91k▲
Equity10/15€38k€63k▲
Contributions10/11€7k€7k=
Reserves13€28k€52k▲
Distributable reserves133€28k€52k▲
Profit (loss) carried forward14€4k€4k▲
Amounts payable17/49€37k€28k▼
Amounts payable within one year42/48€37k€28k▼
Trade debts44€7k€22k▲
Suppliers440/4€7k€22k▲
Taxes, remuneration and social security45€17k€7k▼
Taxes450/3€9k€5k▼
Remuneration and social security454/9€7k€2k▼
Other amounts payable47/48€14k-
Income statement
Code20242025
Remuneration, social security and pensions62€1k€27k▲
Other operating charges640/8€8k€14k▲
Gross operating margin9900€55k€85k▲
Operating profit (loss)9901€45k€44k▼
Financial income75/76B-€300
Recurring financial income75-€300
Financial charges65/66B€205€111▼
Recurring financial charges65€205€111▼
Profit (loss) for the period before taxes9903€45k€44k▼
Income taxes67/77€17k€20k▲
Profit (loss) for the period9904€28k€24k▼
Profit (loss) for the period to be appropriated9905€28k€24k▼
Appropriation of the result
Profit (loss) to be appropriated9906€31k€28k▼
Profit (loss) brought forward from the previous period14P€4k€4k▲
Transfer to equity691/2€28k€24k▼
To other reserves6921€28k€24k▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
11-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2020net €28k ▲3556%
Operating result €45k, net result €28k, both a record.
07-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
26-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nivelles · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Namur 71400 NivellesGround area
173 m²
Building footprint
78 m²
Volume, LiDAR
965 m³
Parcel 25782D0458/00L000, Wallonia · tallest building 14.8 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
James B. MANAGEMENT
since 20202.302.853.640
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25782D0458/00L000 | Wallonia | 173 m² | 1 · 78 m² | 14.8 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,577. 39,188 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-02-2020
Fiscal year end31-12
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
70200Business and other management consultancy
70220Business consulting
41001General construction of residential buildings
41002Construction of residential and non-residential buildings
71113Urban planning and landscape architecture
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.