Financials
- Fiscal year
- 2025
- Total assets
- €49,418
- Profit
- €27,123
- Solvency
- 27.1%
Total assets▲ 21.0%
Net result
20202025
James ANDERSON
ActiveSummary
James ANDERSON has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €13,369 and a net result of €27,123. Equity remains stable across the filed fiscal years (±0.1% per year). Its solvency ranks better than 25% of 20890 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Overview
Activity
Computer consultancy and computer facilities management
NACE 62200IT consultancy NACE 62020
1 site
Size
€49,418total assets 2025
- Equity
- €13,369
- Profit
- €27,123
Turnover not published (abridged schema)
Structure
Accounts 30 d early0 of 3 deeds read
Why 87- Liquidity: current ratio 1.12, cash €438- Founded in 2019+ Sector Computer programming, consultancy and related activities (NACE 62)+ Size: total assets €49,418Show the evidence
Checked score
Score 2025
87
/ 100
Excellent
Probability in this band: under 0.55%
Better than 53% of its sector peers (NACE 62, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Average
Solvency
52+23
equity 27.1% of total assets
Liquidity
12+12
short-term debt 72.9% · cash 0.9%
Profitability
100+95
return on assets 54.9%
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.3%
12-2024: 0.3%▼ -3.1% vs 11-2024
01-2025: 0.3%▼ -1.8% vs 12-2024
02-2025: 0.3%▲ +2.2% vs 01-2025
03-2025: 0.3%▲ +7.8% vs 02-2025
04-2025: 0.3%▲ +11.2% vs 03-2025
05-2025: 0.4%▲ +5.3% vs 04-2025
06-2025: 0.4%▲ +3.1% vs 05-2025
07-2025: 0.4%▲ +4.6% vs 06-2025
08-2025: 0.7%▲ +69.3% vs 07-2025highest value
09-2025: 0.5%▼ -22.9% vs 08-2025
10-2025: 0.5%● 0.0% vs 09-2025
11-2025: 0.5%▲ +7.2% vs 10-2025
12-2025: 0.6%▲ +3.4% vs 11-2025
01-2026: 0.6%● 0.0% vs 12-2025
02-2026: 0.5%▼ -2.2% vs 01-2026
03-2026: 0.6%▲ +9.2% vs 02-2026
04-2026: 0.6%▲ +1.2% vs 03-2026
05-2026: 0.6%▼ -4.7% vs 04-2026
06-2026: 0.5%▼ -4.2% vs 05-2026
07-2026: 0.6%▲ +2.9% vs 06-2026
08-2026: 0.2%▼ -55.7% vs 07-2026lowest value
09-2026: 0.2%● 0.0% vs 08-2026lowest value
10-2026: 0.2%● 0.0% vs 09-2026lowest value
- Sector Computer programming, consultancy and related activities (NACE 62) lowers the probability
- Liquidity: current ratio 1.12, cash €438 raises the probability
- Size: total assets €49,418 lowers the probability for this profile
- Founded in 2019 raises the probability for this profile
Credit up to €1,000 at 30 days acceptable
Liquidity tight (current ratio 1.12 against 0.79 in 2024; short-term debt: 72.9% and cash: 0.9% of total assets), and 72.9% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 62, micro). Better than this share of them on solvency 27%, liquidity 5%, profitability 82%, growth against the median 99%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 20890 sector peers (2025).
NBB · sector comparisonPosition among 20890 sector peers
Solvency
better than 25%
← weakest
strongest →
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
202122232425
2020 to 2025 · latest year €13,369
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
30 d early
2024
27 d late
2023
1 d early
2022
4 d late
2021
12 d late
2020
1 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 2 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 4 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
06-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Back to profitnet €27,123
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Timeline
- Events
- 8
- Since
- 2021
- Next accounts
- by 31-07-2027
- 01-07-2026Annual accounts filed
- 31-12-2025Back to profit
- 27-08-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Computer consultancy and computer facilities managementNACE 62200
- Founded
- 28-11-2019
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.