Jamed
ActiveSummary
The computed 12-month bankruptcy probability of Jamed is 2.2% (moderate). The 2024 annual accounts show equity of €376,792 and a net result of €100,708. Equity is growing by ~4% per year across the filed fiscal years. The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes · tick = 2023
Profitability64▲+64
Solvency64▲+8
Growth52=
Track record100
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €21,000 at 30 days acceptable
short-term debt: 0.2% and cash: 0.7% of total assets, and 60.9% of the assets are financed with debt.
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Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-10-2025, 89 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
89 d late
2023
181 d late
2022
72 d late
2020
108 d late
2019
116 d late
2017
61 d late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 6 accounts on average 105 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€376,792▲ 36.5%
2023 · €276,083
Total assets
€963,078▲ 9.6%
2023 · €878,374
Net result
€100,708
2023 · -€389,635
Working capital
€960,635▲ 11.7%
2023 · €859,927
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20192020202220232024
Operating result€123,284-€119,910▼ 2.7%€178,500--€358,971€124,726
Net result€118,284-€121,365▲ 2.6%€184,286--€389,635€100,708
Equity€256,207-€367,572▲ 43.5%€665,719-€276,083▼ 58.5%€376,792▲ 36.5%
Total assets€276,277-€389,662▲ 41.0%€675,396-€878,374▲ 30.1%€963,078▲ 9.6%
Debt€20,070-€22,090▲ 10.1%€9,677-€18,297▲ 89.1%€2,293▼ 87.5%
Working capital€242,801-€353,991▲ 45.8%€665,569-€859,927▲ 29.2%€960,635▲ 11.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €124,726 after a loss of €358,971 in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €963,078
Fixed assets
€150 =
Current assets
€962,928 ▲ 9.6%
Equity and liabilities €963,078
Equity
€376,792 ▲ 36.5%
Provisions
€583,993 =
Debt
€2,293 ▼ 87.5%
Debt's share of the balance-sheet total falls from 2.1% to 0.2%. Equity is higher and debt is lower.
Key figures and ratios
Debt to equity
0.01▼
2023 · 0.07
ROE
26.7%▲
2023 · -141.1%
ROA
10.5%▲
2023 · -44.4%
Debt ≤ 1 year
€2,293▼
2023 · €18,297
Income taxes
€75,620▲
2023 · €68,553
Staff costs
€4,916▼
2023 · €60,237
A ratio outside any meaningful range has been withheld (balance sheet total €963,078, equity €376,792).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 17,811 companies that looked in July 2024 the way this one looks now, 0.3% went bankrupt within 24 months and 97% are still going.
- Small
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.3%
went bankrupt
3.2%
stopped otherwise
97%
still going
For this company itself Checked computes a higher bankruptcy probability: 2.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 17,811 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2019 | 2020 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | €39,350 | €60,237 | €4,916 | ▼ 91.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €7,700 | €7,700 | - | - | - | - |
| Other operating charges640/8 | - | - | €139 | €345 | €63 | ▼ 81.7% |
| Non-recurring operating charges66A | - | - | - | €583,993 | - | - |
| Gross operating margin9900 | €132,759 | €129,449 | €217,990 | €285,604 | €129,705 | ▼ 54.6% |
| Operating profit (loss)9901 | €123,284 | €119,910 | €178,500 | -€358,971 | €124,726 | ▲ 135% |
| Financial income75/76B | - | - | €36,987 | €38,221 | €51,954 | ▲ 35.9% |
| Recurring financial income75 | €8,773 | €27,092 | €36,987 | €38,221 | €51,954 | ▲ 35.9% |
| Financial charges65/66B | - | - | €201 | €332 | €352 | ▲ 6.2% |
| Recurring financial charges65 | €254 | €224 | €201 | €332 | €352 | ▲ 6.2% |
| Profit (loss) for the period before taxes9903 | €131,802 | €146,777 | €215,286 | -€321,082 | €176,328 | ▲ 155% |
| Income taxes67/77 | €13,518 | €25,413 | €31,000 | €68,553 | €75,620 | ▲ 10.3% |
| Profit (loss) for the period9904 | €118,284 | €121,365 | €184,286 | -€389,635 | €100,708 | ▲ 126% |
| Profit (loss) for the period to be appropriated9905 | €118,284 | €121,365 | €184,286 | -€389,635 | €100,708 | ▲ 126% |
| Line | 2019 | 2020 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €276,277 | €389,662 | €675,396 | €878,374 | €963,078 | ▲ 9.6% |
| Fixed assets21/28 | €23,249 | €15,549 | €150 | €150 | €150 | = |
| Tangible fixed assets22/27 | €23,099 | €15,399 | - | - | - | - |
| Financial fixed assets28 | €150 | €150 | €150 | €150 | €150 | = |
| Current assets29/58 | €253,027 | €374,112 | €675,246 | €878,224 | €962,928 | ▲ 9.6% |
| Amounts receivable within one year40/41 | €209,523 | €328,740 | €598,903 | €805,453 | €925,561 | ▲ 14.9% |
| Trade receivables40 | - | - | €3,710 | €21,350 | €21,350 | = |
| Other amounts receivable41 | - | - | €595,193 | €784,103 | €904,211 | ▲ 15.3% |
| Current investments50/53 | €31,068 | €31,068 | €31,068 | €31,068 | €31,068 | = |
| Cash at bank and in hand54/58 | €12,436 | €14,304 | €45,275 | €41,703 | €6,299 | ▼ 84.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €276,277 | €389,662 | €675,396 | €878,374 | €963,078 | ▲ 9.6% |
| Equity10/15 | €256,207 | €367,572 | €665,719 | €276,083 | €376,792 | ▲ 36.5% |
| Contributions10/11 | €1,500 | €1,500 | €1,500 | €1,500 | €1,500 | = |
| Capital10 | - | - | €1,500 | €1,500 | €1,500 | = |
| Issued capital100 | - | - | €18,600 | €18,600 | €18,600 | = |
| Uncalled capital101 | - | - | €17,100 | €17,100 | €17,100 | = |
| Reserves13 | €20,610 | €120,610 | €301,860 | €301,860 | €401,860 | ▲ 33.1% |
| Non-distributable reserves130/1 | - | - | €301,860 | €301,860 | €401,860 | ▲ 33.1% |
| Legal reserve130 | - | - | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | - | - | €100,000 | €100,000 | €100,000 | = |
| Own shares acquired1312 | - | - | €100,000 | €100,000 | €100,000 | = |
| Financial assistance1313 | - | - | €100,000 | €100,000 | €200,000 | ▲ 100% |
| Profit (loss) carried forward14 | €234,097 | €245,462 | €362,359 | -€27,277 | -€26,568 | ▲ 2.6% |
| Provisions and deferred taxes16 | - | - | - | €583,993 | €583,993 | = |
| Provisions for liabilities and charges160/5 | - | - | - | €583,993 | €583,993 | = |
| Environmental obligations163 | - | - | - | €583,993 | €583,993 | = |
| Amounts payable17/49 | €20,070 | €22,090 | €9,677 | €18,297 | €2,293 | ▼ 87.5% |
| Amounts payable after more than one year17 | €9,843 | €1,969 | - | - | - | - |
| Amounts payable within one year42/48 | €10,226 | €20,122 | €9,677 | €18,297 | €2,293 | ▼ 87.5% |
| Trade debts44 | €2,247 | €2,247 | €1,417 | €2,293 | €2,293 | = |
| Suppliers440/4 | - | - | €1,417 | €2,293 | €2,293 | = |
| Taxes, remuneration and social security45 | - | - | €8,260 | €16,005 | - | - |
| Taxes450/3 | - | - | €674 | €674 | - | - |
| Remuneration and social security454/9 | - | - | €7,586 | €15,331 | - | - |
| Line | 2019 | 2020 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €118,284 | €121,365 | €184,286 | -€389,635 | €100,708 | ▲ 126% |
| + Depreciation and write-downs630 | €7,700 | €7,700 | - | - | - | - |
| Operating cash flow (approximation) | €125,984 | €129,064 | €184,286 | -€389,635 | €100,708 | ▲ 126% |
| Investment in fixed assets (approximation) | - | €0 | - | €0 | €0 | - |
| Change in cash | - | €1,868 | - | -€3,572 | -€35,404 | ▼ 891% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
28-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 89 days late
28-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 181 days late
2024
31-12
Financial
Back to profitnet €100,708
Net result €100,708 after one loss-making year.
31-12
Financial
Liquidity times 9current ratio 420.02
Current ratio from 48.00 to 420.02; short-term debt falls from €18,297 to €2,293.
2023
31-12
Financial
Weakest financial yearnet -€389,635
Net result drops to -€389,635, the lowest in the series; recovery starts the following year.
11-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 72 days late
2022
31-12
Financial
Highest result since 2019net €184,286 ▲51.8%
Operating result €178,500, net result €184,286, both a record.
31-12
Financial
Liquidity quadruplescurrent ratio 69.78
Current ratio from 18.59 to 69.78; short-term debt falls from €20,122 to €9,677.
31-12
Financial
Equity above €500,000Eq €665,719 ▲81.1%
3 profitable years in a row build equity to €665,719.
2021
16-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 108 days late
2020
24-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 116 days late
2018
30-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Etterbeek · 1 establishment unit since 2016
Ground area
83 m²
Building footprint
119 m²
Volume, LiDAR
994 m³
Parcel 21364B0179/00P006, Brussels · tallest building 15.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Jamed
since 20162.252.459.863
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21364B0179/00P006 | Brussels | 83 m² | 1 · 119 m² | 15.3 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded26-02-2016
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID
0208:0649424304
Also
9925:BE0649424304
Registered
05-10-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.