Skip to content

JAMCE

Active
Private limited companyfounded 201213 yrs activePater Damiaanlaan 65, 2240 Zandhoven, BelgiumKBO/BCE: BE 0849.756.919
Summary

JAMCE has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €10.5m and a net result of €850. Equity remains stable across the filed fiscal years (±0% per year). Its solvency ranks better than 95% of 7794 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability38=
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €750,000 at 30 days acceptable
Liquidity ample (current ratio 53.14 against 51.2 in 2024; short-term debt: 0% and cash: 0.2% of total assets), and 0% of the assets are financed with debt.
Credit check for your own amount and term

Open the credit simulator : see how the verdict changes with amount, term and advance.

Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
100%
Return on assets
0%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 13 years 0 20 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
1 d early
2024
8 d late
2023
6 d early
2022
47 d early
2021
44 d early
2020
25 d early
2019
138 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 3 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 4 October 2012, JAMCE was incorporated.1 Total assets went from EUR 11 million in 2018 to EUR 11 million in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Equity
€10.5m=
2024 · €10.5m
Total assets
€10.5m=
2024 · €10.5m
Net result
€850▼ 42.2%
2024 · €1,470
Working capital
€21,160▲ 4.2%
2024 · €20,310
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€1,430▼ 34.3%€1,138▼ 20.4%€905▼ 20.4%€2,049▲ 126%€1,228▼ 40.1%
Net result€1,007▼ 36.5%€789▼ 21.7%€612▼ 22.4%€1,470▲ 140%€850▼ 42.2%
Equity€10.5m=€10.5m=€10.5m=€10.5m=€10.5m=
Total assets€10.5m=€10.5m=€10.5m=€10.5m=€10.5m=
Debt€396▲ 0.5%€402▲ 1.7%€403=€405▲ 0.5%€406▲ 0.3%
Working capital€17,496▲ 6.1%€18,291▲ 4.5%€18,904▲ 3.3%€20,310▲ 7.4%€21,160▲ 4.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€1,000€2,000Operating result 2021: €1,430€1,430Net result 2021: €1,007€1,007Operating result 2022: €1,138€1,138Net result 2022: €789€789Operating result 2023: €905€905Net result 2023: €612€612Operating result 2024: €2,049€2,049Net result 2024: €1,470€1,470Operating result 2025: €1,228€1,228Net result 2025: €850€85020212022202320242025€0€1,000€2,000Operating result 2023: €905€905Net result 2023: €612€612Operating result 2024: €2,049€2,050Net result 2024: €1,470€1,470Operating result 2025: €1,228€1,230Net result 2025: €850€850202320242025
The operating result falls in 2025; 2025 is 40% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €10.5m
Fixed assets €10.5m =
Current assets €21,566 ▲ 4.1%
Equity and liabilities €10.5m
Equity €10.5m =
Debt €406 ▲ 0.3%
Debt's share of the balance-sheet total stays at 0.0%.
Key figures and ratios
2025 value · change against 2024
Current ratio
53.14▲
2024 · 51.20
Debt to equity
0.00▲
2024 · 0.00
ROE
0.0%▼
2024 · 0.0%
ROA
0.0%▼
2024 · 0.0%
Debt ≤ 1 year
€406▲
2024 · €405
Income taxes
€283▼
2024 · €490
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 30 lines
Balance sheet Code20242025
Assets
Total assets20/58€10.5m€10.5m=
Fixed assets21/28€10.5m€10.5m=
Financial fixed assets28€10.5m€10.5m=
Current assets29/58€20,715€21,566▲
Amounts receivable within one year40/41€5,506€2,727▼
Trade receivables40€3,200-
Other amounts receivable41€2,306€2,727▲
Cash at bank and in hand54/58€15,209€18,839▲
Equity and liabilities
Total equity and liabilities10/49€10.5m€10.5m=
Equity10/15€10.5m€10.5m=
Contributions10/11€10.5m€10.5m=
Reserves13€15,310€16,160▲
Distributable reserves133€15,310€16,160▲
Amounts payable17/49€405€406▲
Amounts payable within one year42/48€405€406▲
Trade debts44€66€67▲
Suppliers440/4€66€67▲
Other amounts payable47/48€339€339=
Income statement Code20242025
Other operating charges640/8€1,151€1,185▲
Gross operating margin9900€3,200€2,414▼
Operating profit (loss)9901€2,049€1,228▼
Financial charges65/66B€89€95▲
Recurring financial charges65€89€95▲
Profit (loss) for the period before taxes9903€1,960€1,133▼
Income taxes67/77€490€283▼
Profit (loss) for the period9904€1,470€850▼
Profit (loss) for the period to be appropriated9905€1,470€850▼
Appropriation of the result
Profit (loss) to be appropriated9906€1,470€850▼
Transfer to equity691/2€1,470€850▼
To other reserves6921€1,470€850▼

The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Other operating charges640/8€1,026€1,034€1,133€1,151€1,185▲ 3.0%
Gross operating margin9900€2,456€2,172€2,038€3,200€2,414▼ 24.6%
Operating profit (loss)9901€1,430€1,138€905€2,049€1,228▼ 40.1%
Financial charges65/66B€85€87€89€89€95▲ 7.3%
Recurring financial charges65€85€87€89€89€95▲ 7.3%
Profit (loss) for the period before taxes9903€1,345€1,051€816€1,960€1,133▼ 42.2%
Income taxes67/77€337€263€204€490€283▼ 42.2%
Profit (loss) for the period9904€1,007€789€612€1,470€850▼ 42.2%
Profit (loss) for the period to be appropriated9905€1,007€789€612€1,470€850▼ 42.2%
Line20212022202320242025Change
Assets
Total assets20/58€10.5m€10.5m€10.5m€10.5m€10.5m=
Fixed assets21/28€10.5m€10.5m€10.5m€10.5m€10.5m=
Financial fixed assets28€10.5m€10.5m€10.5m€10.5m€10.5m=
Current assets29/58€17,835€18,630€19,243€20,715€21,566▲ 4.1%
Amounts receivable within one year40/41€6,836€5,601€2,533€5,506€2,727▼ 50.5%
Trade receivables40€3,200€3,200-€3,200--
Other amounts receivable41€3,636€2,401€2,533€2,306€2,727▲ 18.3%
Cash at bank and in hand54/58€10,998€13,029€16,709€15,209€18,839▲ 23.9%
Equity and liabilities
Total equity and liabilities10/49€10.5m€10.5m€10.5m€10.5m€10.5m=
Equity10/15€10.5m€10.5m€10.5m€10.5m€10.5m=
Contributions10/11€10.5m€10.5m€10.5m€10.5m€10.5m=
Reserves13€12,439€13,228€13,840€15,310€16,160▲ 5.6%
Distributable reserves133€12,439€13,228€13,840€15,310€16,160▲ 5.6%
Amounts payable17/49€396€402€403€405€406▲ 0.3%
Amounts payable within one year42/48€339€339€339€405€406▲ 0.3%
Trade debts44---€66€67▲ 2.0%
Suppliers440/4---€66€67▲ 2.0%
Other amounts payable47/48€339€339€339€339€339=
Accrued charges and deferred income492/3€57€64€64---
Line20212022202320242025Change
Profit (loss) for the period9904€1,007€789€612€1,470€850▼ 42.2%
Operating cash flow (approximation)€1,007€789€612€1,470€850▼ 42.2%
Investment in fixed assets (approximation)-€0€0€0€0-
Change in cash-€2,031€3,680-€1,501€3,630▲ 342%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
30-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
08-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 8 days late
2024
25-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
14-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
17-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
06-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
16-12
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 138 days late
2019
31-12
Financial Weakest financial yearnet €259 ▼83.8%
Net result drops to €259, the lowest in the series; recovery starts the following year.
22-10
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 83 days late
2018
04-06
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
06-06
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zandhoven
exact location from the address register On OpenStreetMap
Ground area
2,843 m²
Building footprint
256 m²
Volume, LiDAR
1,298 m³
Parcel 11054B0226/00L002, Flanders · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11054B0226/00L002 Flanders 2,842 m² 1 · 256 m² 8.9 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 24,515 companies in sector 82990 we hold annual accounts for 9,413. 1,115 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded04-10-2012
Fiscal year end31-12
Activities, NACEBEL 2025
82990Other business support services

Scores and ratios are computed by Checked and are not a credit decision.