JAMAZA
ActiveJAMAZA has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-978) and a net result of €-3k. Equity is shrinking by ~23.6% per year across the filed fiscal years. Its solvency ranks better than 14% of 2672 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
20
/ 100
Critical▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency44▲+29
Growth58▲+26
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.97 against 1.03 in 2024), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-2.9%
Return on assets
-7.7%
Age of the figures
14 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year -€978
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 09-01-2026, 22 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
22 d early
2024
15 d early
2023
2 d early
2022
4 d early
2021
3 d early
2020
9 d late
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close14-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€-978
2024 · €2k
2019: €161k
2020: €176k
2021: €148k
2022: €135k
2023: €29k
2024: €2k
2019 → 2025
Total assets
€33k▲ 2.3%
2024 · €32k
2019: €385k
2020: €292k
2021: €251k
2022: €259k
2023: €206k
2024: €32k
2019 → 2025
Net result
€-3k▲ 90.9%
2024 · €-28k
2019: €-21k
2020: €16k
2021: €5k
2022: €-13k
2023: €-13k
2024: €-28k
2019 → 2025
Working capital
€-1k
2024 · €772
2019: €161k
2020: €176k
2021: €148k
2022: €135k
2023: €28k
2024: €772
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€148k-€135k▼ 8.9%€29k▼ 78.1%€2k▼ 94.7%€-978
Operating result€5k-€-23k€-14k▲ 37.7%€-30k▼ 108%€-3k▲ 90.5%
Net result€5k-€-13k€-13k▼ 0.8%€-28k▼ 109%€-3k▲ 90.9%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €3k in 2025 against €30k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €33k
Fixed assets
€190▼ 76.2%
Current assets
€33k▲ 4.3%
Key figures and ratios
EBITDA
€-2k▲
2024 · €-29k
Cash flow
€-2k▲
2024 · €-27k
Solvency
-2.9%▼
2024 · 4.8%
Current ratio
0.97▼
2024 · 1.03
Quick ratio
0.97▼
2024 · 1.03
ROA
-7.7%▲
2024 · -86.1%
Interest coverage
-2.40▲
2024 · -11.77
Debt
€34k▲
2024 · €31k
Debt ≤ 1 year
€34k▲
2024 · €31k
Equity ratios withheld: equity of €-978 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€32k€33k▲
Fixed assets21/28€799€190▼
Tangible fixed assets22/27€799€190▼
Furniture and vehicles24€799€190▼
Current assets29/58€32k€33k▲
Amounts receivable after more than one year29€19k€0▼
Other amounts receivable291€19k€0▼
Amounts receivable within one year40/41€11k€31k▲
Trade receivables40€11k€5k▼
Other amounts receivable41-€26k
Cash at bank and in hand54/58€2k€1k▼
Deferred charges and accrued income490/1€444€950▲
Equity and liabilities
Total equity and liabilities10/49€32k€33k▲
Equity10/15€2k€-978▼
Contributions10/11€6k€6k=
Reserves13€46k€44k▼
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€46k€44k▼
Profit (loss) carried forward14€-50k€-51k▼
Amounts payable17/49€31k€34k▲
Amounts payable within one year42/48€31k€34k▲
Financial debts43€252€233▼
Credit institutions430/8€252€233▼
Trade debts44€6k€3k▼
Suppliers440/4€6k€3k▼
Taxes, remuneration and social security45€1k€1k▲
Taxes450/3€1k€1k▲
Other amounts payable47/48€23k€30k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€609€609=
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-39k€0▲
Other operating charges640/8€44k€624▼
Gross operating margin9900€-23k€-2k▲
Operating profit (loss)9901€-30k€-3k▲
Financial income75/76B€4k€1k▼
Recurring financial income75€4k€1k▼
Financial charges65/66B€2k€921▼
Recurring financial charges65€2k€921▼
Profit (loss) for the period before taxes9903€-28k€-3k▲
Profit (loss) for the period9904€-28k€-3k▲
Profit (loss) for the period to be appropriated9905€-28k€-3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-50k€-53k▼
Profit (loss) brought forward from the previous period14P€-22k€-50k▼
Transfer from equity791/2€0€2k▲
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
16-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-06
Financial
Weakest financial yearnet €-28k
Net result drops to €-28k, the lowest in the series; recovery starts the following year.
29-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
27-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
28-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
09-02
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 9 days late
2020
30-06
Financial
Back to profitnet €16k
Net result €16k after one loss-making year.
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
29-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
05-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
30-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2024
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
03-01-2024
MCMAHON Jason: Resigned as Director
30-04-2019
Manfred Van Ursel: Resigned as Manager
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Raaktstraat 299040 GentGround area
285 m²
Building footprint
87 m²
Parcel 44432C0016/00R003, Flanders. Linked by address, not a title deed.
1 establishment unit
JAMAZA
since 20082.172.405.763
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44432C0016/00R003 | Flanders | 285 m² | 1 · 87 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,884 companies in sector 62200 we hold annual accounts for 18,321. 2,472 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-07-2008
Fiscal year end30-06
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.