Jamart
ActiveSummary
Jamart has been active since 1984 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €390k and a net result of €-3k. Equity is growing by ~13.1% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability18▼-82
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
short-term debt: 0% and cash: 79% of total assets, and 15.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-08-2026, 7 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
7 d late
2024
25 d late
2023
33 d early
2022
49 d early
2021
5 d late
2020
31 d late
2019
27 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€390k▼ 0.8%
2024 · €393k
2018: €201k
2019: €189k▼ -6.1% vs 2018
2020: €174k▼ -7.8% vs 2019
2021: €23k▼ -86.7% vs 2020lowest in 8 years
2022: €309k▲ +1236% vs 2021
2023: €258k▼ -16.6% vs 2022
2024: €393k▲ +52.3% vs 2023highest in 8 years
2025: €390k▼ -0.8% vs 2024
2018 → 2025
Total assets
€463k▼ 0.7%
2024 · €466k
2018: €211k
2019: €191k▼ -9.4% vs 2018
2020: €177k▼ -7.6% vs 2019
2021: €165k▼ -6.7% vs 2020lowest in 8 years
2022: €438k▲ +165% vs 2021
2023: €282k▼ -35.6% vs 2022
2024: €466k▲ +65.4% vs 2023highest in 8 years
2025: €463k▼ -0.7% vs 2024
2018 → 2025
Net result
€-3k
2024 · €205k
2018: €-16k
2019: €-12k▲ +24.0% vs 2018
2020: €-15k▼ -19.4% vs 2019
2021: €-13k▲ +13.0% vs 2020
2022: €411k▲ +3331% vs 2021highest in 8 years
2023: €-21k▼ -105% vs 2022lowest in 8 years
2024: €205k▲ +1059% vs 2023
2025: €-3k▼ -102% vs 2024
2018 → 2025
Working capital
€442k▼ 0.3%
2024 · €444k
2018: €84k
2019: €85k▲ +0.8% vs 2018
2020: €84k▼ -1.1% vs 2019
2021: €-55k▼ -166% vs 2020lowest in 8 years
2022: €253k▲ +557% vs 2021
2023: €197k▼ -22.3% vs 2022
2024: €444k▲ +126% vs 2023highest in 8 years
2025: €442k▼ -0.3% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€23k-€309k▲ 1,236%€258k▼ 16.6%€393k▲ 52.3%€390k▼ 0.8%
2021: €23klowest in 5 years
2022: €309k▲ +1236% vs 2021
2023: €258k▼ -16.6% vs 2022
2024: €393k▲ +52.3% vs 2023highest in 5 years
2025: €390k▼ -0.8% vs 2024
Operating result€-6k-€410k€-22k€277k€-5k
2021: €-6k
2022: €410k▲ +6697% vs 2021highest in 5 years
2023: €-22k▼ -105% vs 2022lowest in 5 years
2024: €277k▲ +1344% vs 2023
2025: €-5k▼ -102% vs 2024
Net result€-13k-€411k€-21k€205k€-3k
2021: €-13k
2022: €411k▲ +3331% vs 2021highest in 5 years
2023: €-21k▼ -105% vs 2022lowest in 5 years
2024: €205k▲ +1059% vs 2023
2025: €-3k▼ -102% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €5k after €277k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €463k
Fixed assets
€21k ▼ 7.9%
Current assets
€442k ▼ 0.3%
Equity and liabilities €463k
Equity
€390k ▼ 0.8%
Provisions
€73k =
Debt
€27 ▼ 62.0%
Debt's share of the balance-sheet total stays at 0.0%.
Key figures and ratios
EBITDA
€-3k▼
2024 · €279k
Cash flow
€-1k▼
2024 · €207k
Debt to equity
0.00▼
2024 · 0.00
ROE
-0.8%▼
2024 · 52.2%
ROA
-0.7%▼
2024 · 44.0%
Interest coverage
-46.19▼
2024 · 2272.94
Debt ≤ 1 year
€27▼
2024 · €71
A ratio outside any meaningful range has been withheld (balance sheet total €463k, equity €390k).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet
Code20242025
Assets
Total assets20/58€466k€463k▼
Fixed assets21/28€23k€21k▼
Tangible fixed assets22/27€23k€21k▼
Land and buildings22€23k€21k▼
Current assets29/58€444k€442k▼
Amounts receivable within one year40/41€6k€526▼
Trade receivables40€298-
Other amounts receivable41€5k€526▼
Current investments50/53€76k€76k=
Cash at bank and in hand54/58€362k€366k▲
Deferred charges and accrued income490/1€39€39▲
Equity and liabilities
Total equity and liabilities10/49€466k€463k▼
Equity10/15€393k€390k▼
Contributions10/11€20k€20k=
Reserves13€222k€222k=
Tax-exempt reserves132€222k€222k=
Profit (loss) carried forward14€150k€147k▼
Provisions and deferred taxes16€73k€73k=
Deferred taxes168€73k€73k=
Amounts payable17/49€71€27▼
Amounts payable within one year42/48€71€27▼
Trade debts44-€27
Suppliers440/4-€27
Other amounts payable47/48€71-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k=
Other operating charges640/8€4k€1k▼
Gross operating margin9900€283k€-2k▼
Operating profit (loss)9901€277k€-5k▼
Financial income75/76B€1k€2k▲
Recurring financial income75€1k€2k▲
Financial charges65/66B€123€68▼
Recurring financial charges65€123€68▼
Profit (loss) for the period before taxes9903€278k€-3k▼
Transfer to deferred taxes680€73k-
Profit (loss) for the period9904€205k€-3k▼
Transfer to tax-exempt reserves689€220k-
Profit (loss) for the period to be appropriated9905€-15k€-3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€220k€147k▼
Profit (loss) brought forward from the previous period14P€235k€150k▼
Profit to be distributed694/7€70k-
Return on contributions (dividend)694€70k-
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €12k | €12k | €13k | €2k | €2k | = |
| Other operating charges640/8 | €5k | €5k | €5k | €4k | €1k | ▼ 67.5% |
| Gross operating margin9900 | €11k | €427k | €-5k | €283k | €-2k | ▼ 101% |
| Operating profit (loss)9901 | €-6k | €410k | €-22k | €277k | €-5k | ▼ 102% |
| Financial income75/76B | €905 | €1k | €1k | €1k | €2k | ▲ 27.5% |
| Recurring financial income75 | €905 | €1k | €1k | €1k | €2k | ▲ 27.5% |
| Financial charges65/66B | €7k | €197 | €171 | €123 | €68 | ▼ 44.3% |
| Recurring financial charges65 | €89 | €197 | €171 | €123 | €68 | ▼ 44.3% |
| Non-recurring financial charges66B | €7k | - | - | - | - | - |
| Profit (loss) for the period before taxes9903 | €-13k | €411k | €-21k | €278k | €-3k | ▼ 101% |
| Transfer to deferred taxes680 | - | - | - | €73k | - | - |
| Profit (loss) for the period9904 | €-13k | €411k | €-21k | €205k | €-3k | ▼ 102% |
| Transfer to tax-exempt reserves689 | - | - | - | €220k | - | - |
| Profit (loss) for the period to be appropriated9905 | €-13k | €411k | €-21k | €-15k | €-3k | ▲ 78.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €165k | €438k | €282k | €466k | €463k | ▼ 0.7% |
| Fixed assets21/28 | €79k | €56k | €61k | €23k | €21k | ▼ 7.9% |
| Tangible fixed assets22/27 | €79k | €56k | €61k | €23k | €21k | ▼ 7.9% |
| Land and buildings22 | €79k | €56k | €61k | €23k | €21k | ▼ 7.9% |
| Current assets29/58 | €86k | €382k | €221k | €444k | €442k | ▼ 0.3% |
| Amounts receivable within one year40/41 | €271 | €301 | €321 | €6k | €526 | ▼ 90.8% |
| Trade receivables40 | - | - | - | €298 | - | - |
| Other amounts receivable41 | €271 | €301 | €321 | €5k | €526 | ▼ 90.3% |
| Current investments50/53 | €76k | €76k | €76k | €76k | €76k | = |
| Cash at bank and in hand54/58 | €9k | €305k | €144k | €362k | €366k | ▲ 1.0% |
| Deferred charges and accrued income490/1 | €501 | €519 | €412 | €39 | €39 | ▲ 1.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €165k | €438k | €282k | €466k | €463k | ▼ 0.7% |
| Equity10/15 | €23k | €309k | €258k | €393k | €390k | ▼ 0.8% |
| Contributions10/11 | €19k | €19k | €20k | €20k | €20k | = |
| Reserves13 | €4k | €4k | €2k | €222k | €222k | = |
| Non-distributable reserves130/1 | €2k | €2k | - | - | - | - |
| Reserves not available under the articles1311 | €2k | €2k | - | - | - | - |
| Tax-exempt reserves132 | €2k | €2k | €2k | €222k | €222k | = |
| Profit (loss) carried forward14 | €355 | €287k | €235k | €150k | €147k | ▼ 2.2% |
| Provisions and deferred taxes16 | - | - | - | €73k | €73k | = |
| Deferred taxes168 | - | - | - | €73k | €73k | = |
| Amounts payable17/49 | €142k | €128k | €24k | €71 | €27 | ▼ 62.0% |
| Amounts payable within one year42/48 | €142k | €128k | €24k | €71 | €27 | ▼ 62.0% |
| Trade debts44 | €4k | €3k | €4k | - | €27 | - |
| Suppliers440/4 | €4k | €3k | €4k | - | €27 | - |
| Other amounts payable47/48 | €138k | €125k | €20k | €71 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-13k | €411k | €-21k | €205k | €-3k | ▼ 102% |
| + Depreciation and write-downs630 | €12k | €12k | €13k | €2k | €2k | = |
| Operating cash flow (approximation) | €-967 | €423k | €-9k | €207k | €-1k | ▼ 101% |
| Investment in fixed assets (approximation) | - | €11k | €-18k | €37k | €0 | ▼ 100% |
| Change in cash | - | €295k | €-161k | €218k | €4k | ▼ 98.3% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 7 days late
2025
31-12
Financial
Liquidity triplescurrent ratio 16338.40
Current ratio from 6236.62 to 16338.40; short-term debt falls from €71 to €27.
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
31-12
Financial
Back to profitnet €205k
Net result €205k after one loss-making year.
31-12
Financial
Liquidity times 677current ratio 6236.62
Current ratio from 9.22 to 6236.62; short-term debt falls from €24k to €71.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-21k
Net result drops to €-21k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity triplescurrent ratio 9.22
Current ratio from 2.97 to 9.22; short-term debt falls from €128k to €24k.
12-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €411k
Net result €411k after 4 loss-making years.
31-12
Financial
Liquidity times 5current ratio 2.97
Current ratio from 0.61 to 2.97; short-term debt falls from €142k to €128k.
31-12
Financial
Equity above €200kEq €309k ▲1,236%
Equity rises from €23k to €309k.
Show earlier events
05-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 5 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
27-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 27 days late
2019
31-12
Financial
Liquidity triplescurrent ratio 31.47
Current ratio from 9.43 to 31.47; short-term debt falls from €10k to €3k.
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2018
22-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 22 days late
2017
25-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, La Hulpe · 1 establishment unit since 1985
Ground area
743 m²
Building footprint
210 m²
Volume, LiDAR
1,875 m³
2 parcels, Brussels, Wallonia · tallest building 14.7 m, ±4 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Generaal Fivéstraat 57, 1040 Etterbeek
since 19852.026.278.332
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25050C0053/00Y004 | Wallonia | 594 m² | 1 · 130 m² | 8.8 m · 2 fl. |
| 21363B0352/00R028 | Brussels | 148 m² | 1 · 80 m² | 14.7 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formPrivate limited company
Founded24-12-1984
Fiscal year end31-12
Scores and ratios are computed by Checked and are not a credit decision.