JAMAR
ActiveSummary
For JAMAR, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show equity of €842,084 and a net result of €22,623. Equity remains stable across the filed fiscal years (±2.4% per year). The company has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
No current score
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Filing: At least two filing cycles are missing
Axes, FY 2023 · tick = 2022
Profitability44=
Solvency100=
Growth52▲+20
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2023Solvency, return and age of the figures
Solvency
99.5%
Return on assets
2.7%
Age of the figures
33 mo
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 10 filingsPosition against the passed deadline
31-12-2024 close31-07-2025 deadline27-09-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 30-09-2024, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
61 d late
2022
290 d late
2021
646 d late
2020
30 d late
2019
63 d late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 5 accounts on average 218 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (1)
History
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Financials · fiscal year 2023, abbreviated schema
Equity
€842,084▲ 2.8%
2022 · €819,460
Total assets
€846,407▲ 2.9%
2022 · €822,900
Net result
€22,623▲ 3.2%
2022 · €21,925
Working capital
€844,831▲ 2.9%
2022 · €821,215
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20192020202120222023
Operating result-€88,276-€3,770▲ 95.7%-€3,695▲ 2.0%-€3,080▲ 16.6%-€1,456▲ 52.7%
Net result-€78,818€32,476€13,048▼ 59.8%€21,925▲ 68.0%€22,623▲ 3.2%
Equity€752,011▼ 9.5%€784,487▲ 4.3%€797,535▲ 1.7%€819,460▲ 2.7%€842,084▲ 2.8%
Total assets€779,556▼ 10.4%€812,056▲ 4.2%€815,176▲ 0.4%€822,900▲ 0.9%€846,407▲ 2.9%
Debt€27,545▼ 29.7%€27,570▲ 0.1%€17,641▼ 36.0%€3,440▼ 80.5%€4,324▲ 25.7%
Working capital€753,342▼ 9.3%€785,842▲ 4.3%€798,967▲ 1.7%€821,215▲ 2.8%€844,831▲ 2.9%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €1,456 in 2023 against €3,080 in 2022; the loss shrinks.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Equity and liabilities €846,407
Equity
€842,084 ▲ 2.8%
Debt
€4,324 ▲ 25.7%
Debt's share of the balance-sheet total rises from 0.4% to 0.5%. Equity and debt are higher.
Key figures and ratios
Debt to equity
0.01▲
2022 · 0.00
ROE
2.7%▲
2022 · 2.7%
ROA
2.7%▲
2022 · 2.7%
Debt ≤ 1 year
€1,576▼
2022 · €1,685
Income taxes
€1,113
A ratio outside any meaningful range has been withheld (balance sheet total €846,407, equity €842,084).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|---|
| Other operating charges640/8 | - | - | €868 | €868 | €384 | ▼ 55.7% |
| Gross operating margin9900 | -€12,734 | -€2,902 | -€2,827 | -€2,212 | -€1,071 | ▲ 51.6% |
| Operating profit (loss)9901 | -€88,276 | -€3,770 | -€3,695 | -€3,080 | -€1,456 | ▲ 52.7% |
| Financial income75/76B | - | - | €21,167 | €25,043 | €25,192 | ▲ 0.6% |
| Recurring financial income75 | €9,528 | €23,830 | €21,167 | €25,043 | €25,192 | ▲ 0.6% |
| Financial charges65/66B | - | - | €90 | €38 | - | - |
| Recurring financial charges65 | €71 | €59 | €90 | €38 | - | - |
| Profit (loss) for the period before taxes9903 | -€78,818 | €32,476 | €17,381 | €21,925 | €23,736 | ▲ 8.3% |
| Income taxes67/77 | - | - | €4,333 | - | €1,113 | - |
| Profit (loss) for the period9904 | -€78,818 | €32,476 | €13,048 | €21,925 | €22,623 | ▲ 3.2% |
| Profit (loss) for the period to be appropriated9905 | -€78,818 | €32,476 | €13,048 | €21,925 | €22,623 | ▲ 3.2% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €779,556 | €812,056 | €815,176 | €822,900 | €846,407 | ▲ 2.9% |
| Current assets29/58 | €779,556 | €812,056 | €815,176 | €822,900 | €846,407 | ▲ 2.9% |
| Amounts receivable after more than one year29 | - | - | - | €800,000 | €800,000 | = |
| Other amounts receivable291 | - | - | - | €800,000 | €800,000 | = |
| Amounts receivable within one year40/41 | €226,570 | €263,237 | €411,221 | €22,900 | €46,407 | ▲ 103% |
| Other amounts receivable41 | - | - | €411,221 | €22,900 | €46,407 | ▲ 103% |
| Cash at bank and in hand54/58 | €552,986 | €548,819 | €403,955 | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €779,556 | €812,056 | €815,176 | €822,900 | €846,407 | ▲ 2.9% |
| Equity10/15 | €752,011 | €784,487 | €797,535 | €819,460 | €842,084 | ▲ 2.8% |
| Contributions10/11 | €322,509 | €322,509 | €322,509 | €322,509 | €322,509 | = |
| Capital10 | - | - | €322,509 | €322,509 | €322,509 | = |
| Issued capital100 | - | - | €322,509 | €322,509 | €322,509 | = |
| Reserves13 | €508,320 | €508,320 | €508,320 | €508,320 | €508,920 | ▲ 0.1% |
| Non-distributable reserves130/1 | - | - | €25,416 | €25,416 | €26,016 | ▲ 2.4% |
| Legal reserve130 | - | - | €25,416 | €25,416 | €26,016 | ▲ 2.4% |
| Distributable reserves133 | - | - | €482,904 | €482,904 | €482,904 | = |
| Profit (loss) carried forward14 | -€78,818 | -€46,343 | -€33,294 | -€11,369 | €10,655 | ▲ 194% |
| Amounts payable17/49 | €27,545 | €27,570 | €17,641 | €3,440 | €4,324 | ▲ 25.7% |
| Amounts payable within one year42/48 | €26,214 | €26,214 | €16,209 | €1,685 | €1,576 | ▼ 6.5% |
| Trade debts44 | - | - | - | €1,685 | €463 | ▼ 72.5% |
| Suppliers440/4 | - | - | - | €1,685 | €463 | ▼ 72.5% |
| Taxes, remuneration and social security45 | - | - | - | - | €1,113 | - |
| Taxes450/3 | - | - | - | - | €1,113 | - |
| Other amounts payable47/48 | - | - | €16,209 | - | - | - |
| Accrued charges and deferred income492/3 | - | - | €1,432 | €1,755 | €2,748 | ▲ 56.6% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€78,818 | €32,476 | €13,048 | €21,925 | €22,623 | ▲ 3.2% |
| Operating cash flow (approximation) | -€78,818 | €32,476 | €13,048 | €21,925 | €22,623 | ▲ 3.2% |
| Change in cash | - | -€4,167 | -€144,865 | - | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2024
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 61 days late
16-05
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 290 days late
07-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 646 days late
2022
31-12
Financial
Liquidity times 10current ratio 488.39
Current ratio from 50.29 to 488.39; short-term debt falls from €16,209 to €1,685.
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Back to profitnet €32,476
Net result €32,476 after one loss-making year.
02-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 63 days late
2019
31-12
Financial
Weakest financial yearnet -€78,818
Net result drops to -€78,818, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 30 days late
2018
09-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 9 days late
2017
03-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 3 days late
2016
14-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
2015
30-07
NBB filing
Annual accounts filed
fiscal year 2014 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 1994
Ground area
2,216 m²
Building footprint
369 m²
Volume, LiDAR
3,045 m³
2 parcels, Flanders · tallest building 15.4 m, ±4 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Koning Leopold III-laan 42, 3001 Leuven
since 19942.066.633.597
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24434F0198/00A002 | Flanders | 1,775 m² | 1 · 225 m² | 10.8 m · 3 fl. |
| 24062A0866/00M000 | Flanders | 442 m² | 1 · 144 m² | 15.4 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formPublic limited company
Founded08-01-1993
Fiscal year end31-12
E-invoicing
Not found in the Peppol register
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
What can you do?
Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.
If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.