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Jama Interiors

Active
Private limited companyfounded 2011active for 15 yearsChaussée de Bruxelles 482, 1410 Waterloo, BelgiumKBO/BCE: BE 0833.042.433
Summary

Jama Interiors has been active since 2011 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €476,901 and a net result of €32,818. Equity is growing by about 21% per year across the filed financial years. Its solvency ranks better than 85% of 4,961 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Activity
Retail trade
NACE 47553Retail sale of household furniture NACE 47551
2 sites
Size
€650,699total assets 2025
Staff
1.8 FTE
Equity
€476,901
Profit
€32,818
Financial health
95 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Structure
Accounts 1 day early1 of 3 deeds read
Why 95lowers riskFounded in 2011Equity €476,901 (73.3% of total assets)Liquidity: current ratio 2.37, cash €85,572Figures for financial year 2025 (filed 29-04-2026)Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 66% of its sector peers (NACE 47, micro)
Financial strength · tick = 2024
Strong
Solvency 98+8
equity 73.3% of total assets
Liquidity 56-8
short-term debt 26.7% · cash 13.2%
Profitability 75+1
return on assets 5.0%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,211 companies, NACE 47, micro)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024lowest value 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025highest value 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026
Credit of up to €45,000 on 30-day terms is acceptable
Liquidity ample (current ratio 2.37, compared with 2.03 in 2024, above the usual 1.5; short-term debt: 26.7% and cash: 13.2% of total assets), and 26.7% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 83% on solvency, 62% on liquidity, 61% on profitability and 56% on growth.

The bankruptcy probability was computed on 16-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskneutral
lowers risk · Founded in 2011
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Equity €476,901 (73.3% of total assets)
NBB · annual accounts
lowers risk · Liquidity: current ratio 2.37, cash €85,572
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed 29-04-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-04-2026, 1 day ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
1 day early
2024
14 days early
2023
13 days early
2022
2 days early
2021
5 days early
2020
2 days early
2019
29 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 1 day before the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 25 April (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end17-10-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · full…
  2. Amendment of the articles · Legal-form…Resignations: JACQUET Jean-Noël Alfred (manager)…
  3. Annual accounts filedfinancial year 2024 · full…

Key points

  • Positive: Among the best 16% on solvencysector median 36.1% · 4,961 companies 73.3% View
  • Directors leftlatest change 19-02-2026 · 0 in office 2 left View
  • Positive: Filed on time since financial year 2020accounts within the deadline every year 6 years View

By topic

Financials

Financial year
2025
Total assets
€650,699
Profit
€32,818
Solvency
73.3%
Total assets▼ 5.4%
Net result
20192025
Go to Financials

Timeline

Events
21
Since
2012
Next accounts
by 30-04-2027
  1. 17-04-2024Annual accounts filed
  2. 30-09-2023Back to profit
  3. 28-04-2023Annual accounts filed
Go to Timeline

Company details

Sites
2
Legal form
Private limited company
Activity
Retail tradeNACE 47553
Founded
21-01-2011
Year ends
30-09
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
45
Who signs
Each director alone
Annual meeting
Last Tuesday of March at 19:00
Purpose
“Le commerce de détail d’antiquités, d’articles nda autres que des produits alimentaires…” (deed in French)
Statutory auditor
No statutory auditor
Go to Articles of association

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