Equity
€33,814 from €117,752 in 2022
Equity fell by 71% in 3 years.
JALZETTA
Lifetime
6 annual accounts with figures on one time axispeak €242,755 (2024)
€85,062▼ 65.0%
peak €186,665 (2024)
€67,369▼ 63.9%
peak €117,752 (2022)
€33,814▼ 59.1%
€125,073▼ 52.5%
Board1 name since 2019
1 directorALZETTA Jonathan Olivier
Documentsfilings and deeds
03-06-202658 days before the deadline
2025micro format
Gross margin from €242,755 to €85,062Result from €186,665 to €67,369Dividend €116,320Equity from €82,765 to €33,814Debts from €263,367 to €125,073
Key points
from the 2025 annual accountsResult
€67,369 ▼ 63.9%
The result fell in 2025 from €186,665 to €67,369.
Debts
€125,073 79% of the balance sheet
Filings
6 annual accounts 3 late
The 2020 accounts came latest: 31 days after the end of the period.
At the same address
88 companies
Position in the sector
€67,369
Higher net result than 86% of companies in real estate. Sector median €5,997 · 17,176 companies.
Checked score
94
Excellent
Financially stronger than 54% of micro companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,625 companies (NACE 68, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024lowest value
02-2025: < 0.1%● unchanged vs 01-2025lowest value
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: 0.1%▲ +0.1 percentage points vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026highest value
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Equity €33,814 (21.3% of total assets)
lowers risk
Liquidity: current ratio 1.26, cash €122,758
Sector: Real estate activities (NACE 68)
Size: total assets €158,887
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 41% of them on solvency, 68% on liquidity, 95% on profitability and 10% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 6,713 companies had the same profile as JALZETTA has now. Each dot stands for 17 companies, two years later.
95.8%
were still trading
2.2%
stopped another way
1.8%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of JALZETTA itself is lower: 0.1% within 12 months. It rests on far more data about JALZETTA than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,713 companies, not a prediction for JALZETTA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €3,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.26 (1.31 in 2024), below the usual 1.5. Short-term debt is 78.7% and cash 77.3% of total assets. 78.7% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-06-2026, 58 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
58 days early
2024
36 days early
2023
14 days early
2022
23 days late
2021
22 days late
2020
31 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 5 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 18 July (4 of the last 5 accounts filed within 36 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0732973966
Incorporation
Founder: ALZETTA Jonathan Olivier · Founding capital of €1,600, 1,000 shares · Appointment: ALZETTA Jonathan Olivier (director) · published on 30-08-2019 · Gazette deed
First establishment
Witte Patersstraat 4, Etterbeek
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| JALZETTA Etterbeek | €158,887 | €85,062 | 21.3% | - |
| WEngineer Brussels | €131,867 | €95,106 | 39.6% | - |
| Comptoir Technique d’Assurances Huy | €152,761 | €83,169 | 43.8% | - |
| CP-Concept Immobilière Aubange | €144,322 | €70,937 | 42.2% | - |
| B&S WOONCONCEPT Mechelen | €147,957 | €82,708 | 29.6% | - |
| KOZYMO Mettet | €188,155 | €83,510 | -8.1% | - |
| L'Union Immobilière Mons | €160,152 | €62,470 | 89.1% | - |
These companies have the same main activity as JALZETTA: buying and selling of own real estate (NACE 68110). They are comparable in size and age: total assets between €132,000 and €188,000, founded between 2018 and 2020.
Official details
Source: KBO- Status
- Active since 28-08-2019Normal situation
- Registered office
- 89 active companies are registered at this addressSource: KBO register, as of 9 November 2026.
- Activity
- Buying and selling of own real estateNACE 68110
- Establishment unit
- 2.293.428.5071040 Etterbeek, since 28-08-2019
- Financial year end
- 31 December
- Peppol
- Reachable since 27-11-2025
Annual accounts 2025
- ≈ €220,000estimated
- €158,887▼ 54.1%
- Filing
- Filed on 03-06-2026, 58 days before the end of the filing period
Insights on JALZETTA
JALZETTA files the micro format. That format states no turnover. The gross margin rose from €67,345 in 2020 to €85,062 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about JALZETTA
- What is the company number of JALZETTA?
- The company number of JALZETTA is 0732.973.966. The VAT number is the same number with BE in front: BE 0732.973.966.
- Where is JALZETTA based?
- The registered office is at Witte Patersstraat 4, 1040 Etterbeek.Company details
- What does JALZETTA do?
- According to the KBO register, the main activity is buying and selling of own real estate (NACE 68110).
- What is the legal form of JALZETTA?
- JALZETTA is a private limited company (BV).
- When was JALZETTA founded?
- JALZETTA was founded on 28-08-2019.
- Is JALZETTA still active?
- Yes, JALZETTA is an active enterprise in the KBO register.
- What is the turnover of JALZETTA?
- The turnover in financial year 2025 is ≈ €220,000. This figure is estimated from the gross margin of €85,062 and 48 comparable companies (NACE 681). It probably lies between €120,000 and €520,000.Financials
- Is JALZETTA profitable?
- In financial year 2025, JALZETTA made a profit of €67,369.
- Where can I find the annual accounts of JALZETTA?
- JALZETTA filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of JALZETTA due?
- JALZETTA must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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