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JALY

Active
Private limited companyfounded 20242 yrs activeCocquytpolderdijk(STJ) 5, 9982 Sint-Laureins, BelgiumKBO/BCE: BE 1007.511.779
Summary

JALY has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€4,707) and a net result of -€5,707. Its solvency ranks better than 18% of 14220 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).

Checked score

Score 2025
Axes
Profitability66
Solvency23
Growth-
Track record67
Bankruptcy probability, 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.14; short-term debt: 102% and cash: 4.1% of total assets), and equity is negative.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-2%
Return on assets
-2.4%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
4 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 25 March 2024, JALY was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
-€4,707
Total assets
€235,773
Net result
-€5,707
Working capital
-€206,701

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €233,779
Fixed assets €200,000
Current assets €33,779
Key figures and ratios
2025 value
EBITDA
€23,758
Cash flow
€23,683
Solvency
-2.0%
Current ratio
0.14
Debt to equity
-51.09
ROA
-2.4%
Interest coverage
316.78
Debt
€240,480
Debt ≤ 1 year
€240,480

Peer companies

Historical observation

Of the 1,554 companies that looked in July 2024 the way this one looks now, 4.1% went bankrupt within 24 months and 91% are still going.

  • Micro
  • 2 to 5 years old
  • negative equity
  • a small loss
4.1% went bankrupt
3.5% stopped otherwise
91% still going

A further 1.0% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,554 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 25 lines
Balance sheet Code2025
Assets
Total assets20/58€235,773
Formation expenses20€1,994
Fixed assets21/28€200,000
Tangible fixed assets22/27€200,000
Land and buildings22€200,000
Current assets29/58€33,779
Amounts receivable within one year40/41€24,000
Trade receivables40€24,000
Cash at bank and in hand54/58€9,779
Equity and liabilities
Total equity and liabilities10/49€235,773
Equity10/15-€4,707
Contributions10/11€1,000
Profit (loss) carried forward14-€5,707
Amounts payable17/49€240,480
Amounts payable within one year42/48€240,480
Other amounts payable47/48€240,480
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€29,390
Gross operating margin9900€23,758
Operating profit (loss)9901-€5,632
Financial charges65/66B€75
Recurring financial charges65€75
Profit (loss) for the period before taxes9903-€5,707
Profit (loss) for the period9904-€5,707
Profit (loss) for the period to be appropriated9905-€5,707
Appropriation of the result
Profit (loss) to be appropriated9906-€5,707

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€29,390
Gross operating margin9900€23,758
Operating profit (loss)9901-€5,632
Financial charges65/66B€75
Recurring financial charges65€75
Profit (loss) for the period before taxes9903-€5,707
Profit (loss) for the period9904-€5,707
Profit (loss) for the period to be appropriated9905-€5,707
Line2025
Assets
Total assets20/58€235,773
Formation expenses20€1,994
Fixed assets21/28€200,000
Tangible fixed assets22/27€200,000
Land and buildings22€200,000
Current assets29/58€33,779
Amounts receivable within one year40/41€24,000
Trade receivables40€24,000
Cash at bank and in hand54/58€9,779
Equity and liabilities
Total equity and liabilities10/49€235,773
Equity10/15-€4,707
Contributions10/11€1,000
Profit (loss) carried forward14-€5,707
Amounts payable17/49€240,480
Amounts payable within one year42/48€240,480
Other amounts payable47/48€240,480
Line2025
Profit (loss) for the period9904-€5,707
+ Depreciation and write-downs630€29,390
Operating cash flow (approximation)€23,683

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
27-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Laureins · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
608 m²
Parcel 43013C0984/00F000, Flanders. Linked by address, not a title deed.
1 establishment unit
JALY
Cocquytpolderdijk(STJ) 5, 9982 Sint-LaureinsRenting and operating of own or leased non-residential real estate, excluding land
since 20242.358.596.273
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
43013C0984/00F000 Flanders 608 m² - -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 12,042 companies in sector 68203 we hold annual accounts for 5,995. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded25-03-2024
Fiscal year end31-12
Activities, NACEBEL 2025
68203Renting and operating of own or leased non-residential real estate, excluding land
68204Real estate activities
68321Property management for co-owned buildings (syndics)
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

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Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.