JALUVA TRANS
ActiveSummary
The computed 12-month bankruptcy probability of JALUVA TRANS is 2.5% (moderate). The 2025 annual accounts show equity of €132k and a net result of €36k. Equity is growing by ~15.8% per year across the filed fiscal years. Its solvency ranks better than 36% of 4603 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
54
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77▲+9
Solvency50▲+2
Growth52=
Track record100
Bankruptcy probability, 12 months
2.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity tight (current ratio 1.03 against 1.02 in 2024; short-term debt: 47.2% and cash: 8.6% of total assets), and 75% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
25%
Return on assets
6.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
9 d early
2024
15 d early
2023
8 d early
2022
13 d early
2021
31 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€132k▲ 37.8%
2024 · €96k
2021: €53k
2022: €97k
2023: €99k
2024: €96k
2021 → 2025
Total assets
€527k▲ 28.2%
2024 · €411k
2021: €316k
2022: €402k
2023: €375k
2024: €411k
2021 → 2025
Net result
€36k
2024 · €-3k
2021: €43k
2022: €44k
2023: €2k
2024: €-3k
2021 → 2025
Working capital
€8k▲ 77.7%
2024 · €4k
2021: €6k
2022: €-40k
2023: €25k
2024: €4k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€53k-€97k▲ 82.5%€99k▲ 2.5%€96k▼ 3.4%€132k▲ 37.8%
Operating result€47k-€54k▲ 14.9%€11k▼ 79.8%€-1k€49k
Net result€43k-€44k▲ 1.7%€2k▼ 94.5%€-3k€36k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €49k after a loss of €1k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €527k
Fixed assets
€271k ▲ 31.1%
Current assets
€257k ▲ 25.4%
Equity and liabilities €527k
Equity
€132k ▲ 37.8%
Debt
€396k ▲ 25.3%
Debt's share of the balance-sheet total falls from 76.7% to 75.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€124k▲
2024 · €81k
Cash flow
€111k▲
2024 · €79k
Current ratio
1.03▲
2024 · 1.02
Debt to equity
3.00▼
2024 · 3.30
ROE
27.4%▲
2024 · -3.5%
ROA
6.9%▲
2024 · -0.8%
Interest coverage
15.50▲
2024 · 15.11
Debt ≤ 1 year
€249k▲
2024 · €200k
Debt > 1 year
€145k▲
2024 · €114k
Income taxes
€5k▲
2024 · €0
Staff costs
€99k▼
2024 · €105k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€411k€527k▲
Fixed assets21/28€206k€271k▲
Tangible fixed assets22/27€206k€270k▲
Plant, machinery and equipment23€54k€34k▼
Furniture and vehicles24€69k€44k▼
Leasing and similar rights25€83k€192k▲
Financial fixed assets28€350€350=
Current assets29/58€205k€257k▲
Amounts receivable within one year40/41€192k€211k▲
Trade receivables40€192k€211k▲
Cash at bank and in hand54/58€11k€45k▲
Deferred charges and accrued income490/1€2k€182▼
Equity and liabilities
Total equity and liabilities10/49€411k€527k▲
Equity10/15€96k€132k▲
Contributions10/11€10k€10k=
Reserves13€86k€122k▲
Distributable reserves133€86k€122k▲
Amounts payable17/49€316k€396k▲
Amounts payable after more than one year17€114k€145k▲
Financial debts170/4€114k€145k▲
Amounts payable within one year42/48€200k€249k▲
Current portion of amounts payable after more than one year42€64k€62k▼
Trade debts44€27k€113k▲
Suppliers440/4€27k€113k▲
Taxes, remuneration and social security45€22k€28k▲
Taxes450/3€9k€16k▲
Remuneration and social security454/9€13k€12k▼
Other amounts payable47/48€87k€46k▼
Accrued charges and deferred income492/3€1k€1k=
Income statement
Code20242025
Non-recurring operating income76A-€43k
Remuneration, social security and pensions62€105k€99k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€82k€75k▼
Other operating charges640/8€844€4k▲
Gross operating margin9900€186k€227k▲
Operating profit (loss)9901€-1k€49k▲
Financial income75/76B€3k€14▼
Recurring financial income75€3k€14▼
Financial charges65/66B€5k€8k▲
Recurring financial charges65€5k€8k▲
Profit (loss) for the period before taxes9903€-3k€41k▲
Income taxes67/77€0€5k▲
Profit (loss) for the period9904€-3k€36k▲
Profit (loss) for the period to be appropriated9905€-3k€36k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-3k€36k▲
Transfer from equity791/2€3k€0▼
Transfer to equity691/2€0€36k▲
To other reserves6921€0€36k▲
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €36k
Net result €36k after one loss-making year.
31-12
Financial
Equity above €100kEq €132k ▲37.8%
Equity rises from €96k to €132k.
16-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-3k ▼240%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
18-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2021net €44k ▲1.7%
Operating result €54k, net result €44k, both a record.
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bronstraat 343722 HasseltGround area
639 m²
Parcel 73101A0293/00K000, Flanders. Linked by address, not a title deed.
1 establishment unit
JALUVA TRANS
since 20202.305.938.636
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73101A0293/00K000 | Flanders | 639 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 951 EUR awarded · 1,204 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 72 EUR | 0 EUR |
| 2024 | 1 | 170 EUR | 275 EUR |
| 2023 | 1 | 384 EUR | 604 EUR |
| 2022 | 1 | 325 EUR | 325 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
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Of 12,604 companies in sector 49410 we hold annual accounts for 8,202. 6,384 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-07-2020
Fiscal year end31-12
Activities, NACEBEL 2025
49410Freight transport by road
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.